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Side-by-side financial comparison of DDC Enterprise Ltd (DDC) and Lake Shore Bancorp, Inc. (LSBK). Click either name above to swap in a different company.

Lake Shore Bancorp, Inc. is the larger business by last-quarter revenue ($7.4M vs $5.4M, roughly 1.4× DDC Enterprise Ltd). Lake Shore Bancorp, Inc. runs the higher net margin — 31.8% vs -123.3%, a 155.1% gap on every dollar of revenue. Lake Shore Bancorp, Inc. produced more free cash flow last quarter ($3.3M vs $-39.7M).

Lake Shore Bancorp, Inc. (Maryland) is a U.S. regional bank holding company that operates via its banking subsidiary, offering retail and commercial banking services including deposits, loans, mortgages and wealth management, primarily serving individuals and SMEs across local communities in Maryland.

DDC vs LSBK — Head-to-Head

Bigger by revenue
LSBK
LSBK
1.4× larger
LSBK
$7.4M
$5.4M
DDC
Higher net margin
LSBK
LSBK
155.1% more per $
LSBK
31.8%
-123.3%
DDC
More free cash flow
LSBK
LSBK
$43.0M more FCF
LSBK
$3.3M
$-39.7M
DDC

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
DDC
DDC
LSBK
LSBK
Revenue
$5.4M
$7.4M
Net Profit
$-6.7M
$2.4M
Gross Margin
31.4%
Operating Margin
-90.0%
38.4%
Net Margin
-123.3%
31.8%
Revenue YoY
Net Profit YoY
EPS (diluted)
$0.32

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DDC
DDC
LSBK
LSBK
Q4 25
$5.4M
Q3 25
$7.4M
Q2 25
$2.2M
$6.9M
Net Profit
DDC
DDC
LSBK
LSBK
Q4 25
$-6.7M
Q3 25
$2.4M
Q2 25
$715.3K
$1.9M
Gross Margin
DDC
DDC
LSBK
LSBK
Q4 25
31.4%
Q3 25
Q2 25
33.4%
Operating Margin
DDC
DDC
LSBK
LSBK
Q4 25
-90.0%
Q3 25
38.4%
Q2 25
12.9%
33.2%
Net Margin
DDC
DDC
LSBK
LSBK
Q4 25
-123.3%
Q3 25
31.8%
Q2 25
33.2%
27.7%
EPS (diluted)
DDC
DDC
LSBK
LSBK
Q4 25
Q3 25
$0.32
Q2 25
$0.34

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DDC
DDC
LSBK
LSBK
Cash + ST InvestmentsLiquidity on hand
$21.7M
$83.6M
Total DebtLower is stronger
$610.8K
$2.0M
Stockholders' EquityBook value
$71.2M
$139.3M
Total Assets
$199.6M
$742.8M
Debt / EquityLower = less leverage
0.01×
0.01×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DDC
DDC
LSBK
LSBK
Q4 25
$21.7M
Q3 25
$83.6M
Q2 25
$3.5M
$75.4M
Total Debt
DDC
DDC
LSBK
LSBK
Q4 25
$610.8K
Q3 25
$2.0M
Q2 25
$2.0M
Stockholders' Equity
DDC
DDC
LSBK
LSBK
Q4 25
$71.2M
Q3 25
$139.3M
Q2 25
$3.9M
$92.9M
Total Assets
DDC
DDC
LSBK
LSBK
Q4 25
$199.6M
Q3 25
$742.8M
Q2 25
$12.4M
$734.8M
Debt / Equity
DDC
DDC
LSBK
LSBK
Q4 25
0.01×
Q3 25
0.01×
Q2 25
0.02×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DDC
DDC
LSBK
LSBK
Operating Cash FlowLast quarter
$-39.7M
$3.3M
Free Cash FlowOCF − Capex
$-39.7M
$3.3M
FCF MarginFCF / Revenue
-734.1%
44.4%
Capex IntensityCapex / Revenue
0.1%
0.6%
Cash ConversionOCF / Net Profit
1.42×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DDC
DDC
LSBK
LSBK
Q4 25
$-39.7M
Q3 25
$3.3M
Q2 25
$2.5M
Free Cash Flow
DDC
DDC
LSBK
LSBK
Q4 25
$-39.7M
Q3 25
$3.3M
Q2 25
$2.0M
FCF Margin
DDC
DDC
LSBK
LSBK
Q4 25
-734.1%
Q3 25
44.4%
Q2 25
28.5%
Capex Intensity
DDC
DDC
LSBK
LSBK
Q4 25
0.1%
Q3 25
0.6%
Q2 25
7.7%
Cash Conversion
DDC
DDC
LSBK
LSBK
Q4 25
Q3 25
1.42×
Q2 25
1.31×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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