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Side-by-side financial comparison of Diversified Energy Co (DEC) and Qfin Holdings, Inc. (QFIN). Click either name above to swap in a different company.

Qfin Holdings, Inc. is the larger business by last-quarter revenue ($731.2M vs $666.5M, roughly 1.1× Diversified Energy Co). Diversified Energy Co runs the higher net margin — 29.3% vs 27.5%, a 1.8% gap on every dollar of revenue.

DTE Energy is a Detroit-based diversified energy company involved in the development and management of energy-related businesses and services in the United States and Canada. Its operating units include an electric utility serving 2.2 million customers and a natural gas utility serving 1.3 million customers in Michigan.

Qfin Holdings Inc. is a leading China-based fintech enterprise that mainly provides intelligent credit solutions, risk management technology support, and digital financial service tools. It collaborates with licensed financial institutions to serve individual consumers and micro, small and medium-sized enterprises across China, using big data and artificial intelligence to boost financial inclusion and operational efficiency.

DEC vs QFIN — Head-to-Head

Bigger by revenue
QFIN
QFIN
1.1× larger
QFIN
$731.2M
$666.5M
DEC
Higher net margin
DEC
DEC
1.8% more per $
DEC
29.3%
27.5%
QFIN

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
DEC
DEC
QFIN
QFIN
Revenue
$666.5M
$731.2M
Net Profit
$195.5M
$201.2M
Gross Margin
Operating Margin
37.6%
32.7%
Net Margin
29.3%
27.5%
Revenue YoY
Net Profit YoY
EPS (diluted)

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DEC
DEC
QFIN
QFIN
Q4 25
$666.5M
Q3 25
$499.8M
$731.2M
Q2 25
$600.3M
$728.1M
Q1 25
$646.4M
Q3 24
$622.7M
Q2 24
$572.4M
Q1 24
$575.2M
Q3 23
$586.8M
Net Profit
DEC
DEC
QFIN
QFIN
Q4 25
$195.5M
Q3 25
$171.1M
$201.2M
Q2 25
$297.7M
$241.6M
Q1 25
$247.6M
Q3 24
$256.3M
Q2 24
$189.4M
Q1 24
$160.7M
Q3 23
$155.9M
Gross Margin
DEC
DEC
QFIN
QFIN
Q4 25
Q3 25
Q2 25
44.7%
Q1 25
Q3 24
Q2 24
Q1 24
Q3 23
Operating Margin
DEC
DEC
QFIN
QFIN
Q4 25
37.6%
Q3 25
36.2%
32.7%
Q2 25
48.5%
41.0%
Q1 25
42.1%
Q3 24
52.4%
Q2 24
47.7%
Q1 24
32.8%
Q3 23
32.4%
Net Margin
DEC
DEC
QFIN
QFIN
Q4 25
29.3%
Q3 25
34.2%
27.5%
Q2 25
49.6%
33.2%
Q1 25
38.3%
Q3 24
41.2%
Q2 24
33.1%
Q1 24
27.9%
Q3 23
26.6%
EPS (diluted)
DEC
DEC
QFIN
QFIN
Q4 25
Q3 25
$2.14
Q2 25
$3.67
Q1 25
Q3 24
Q2 24
Q1 24
Q3 23

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DEC
DEC
QFIN
QFIN
Cash + ST InvestmentsLiquidity on hand
$29.7M
$6.5B
Total DebtLower is stronger
$2.7B
Stockholders' EquityBook value
$984.1M
$24.3B
Total Assets
$6.2B
$61.4B
Debt / EquityLower = less leverage
2.76×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DEC
DEC
QFIN
QFIN
Q4 25
$29.7M
Q3 25
$6.5B
Q2 25
$23.7M
$5.3B
Q1 25
$8.6B
Q3 24
$4.3B
Q2 24
$6.3B
Q1 24
$5.3B
Q3 23
$4.9B
Total Debt
DEC
DEC
QFIN
QFIN
Q4 25
$2.7B
Q3 25
Q2 25
Q1 25
Q3 24
Q2 24
Q1 24
Q3 23
Stockholders' Equity
DEC
DEC
QFIN
QFIN
Q4 25
$984.1M
Q3 25
$24.3B
Q2 25
$727.7M
$24.1B
Q1 25
$23.1B
Q3 24
$22.9B
Q2 24
$22.6B
Q1 24
$22.1B
Q3 23
$21.1B
Total Assets
DEC
DEC
QFIN
QFIN
Q4 25
$6.2B
Q3 25
$61.4B
Q2 25
$5.7B
$59.8B
Q1 25
$55.6B
Q3 24
$47.0B
Q2 24
$47.0B
Q1 24
$47.4B
Q3 23
$46.0B
Debt / Equity
DEC
DEC
QFIN
QFIN
Q4 25
2.76×
Q3 25
Q2 25
Q1 25
Q3 24
Q2 24
Q1 24
Q3 23

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DEC
DEC
QFIN
QFIN
Operating Cash FlowLast quarter
$464.6M
$351.4M
Free Cash FlowOCF − Capex
$280.0M
FCF MarginFCF / Revenue
42.0%
Capex IntensityCapex / Revenue
27.7%
Cash ConversionOCF / Net Profit
2.38×
1.75×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DEC
DEC
QFIN
QFIN
Q4 25
$464.6M
Q3 25
$351.4M
Q2 25
$264.1M
$366.0M
Q1 25
$386.6M
Q3 24
$338.0M
Q2 24
$269.9M
Q1 24
$271.2M
Q3 23
$170.5M
Free Cash Flow
DEC
DEC
QFIN
QFIN
Q4 25
$280.0M
Q3 25
Q2 25
Q1 25
Q3 24
Q2 24
Q1 24
Q3 23
FCF Margin
DEC
DEC
QFIN
QFIN
Q4 25
42.0%
Q3 25
Q2 25
Q1 25
Q3 24
Q2 24
Q1 24
Q3 23
Capex Intensity
DEC
DEC
QFIN
QFIN
Q4 25
27.7%
Q3 25
Q2 25
Q1 25
Q3 24
Q2 24
Q1 24
Q3 23
Cash Conversion
DEC
DEC
QFIN
QFIN
Q4 25
2.38×
Q3 25
1.75×
Q2 25
0.89×
1.52×
Q1 25
1.56×
Q3 24
1.32×
Q2 24
1.43×
Q1 24
1.69×
Q3 23
1.09×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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