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Side-by-side financial comparison of Diversified Energy Co (DEC) and VALLEY NATIONAL BANCORP (VLY). Click either name above to swap in a different company.

Diversified Energy Co is the larger business by last-quarter revenue ($666.5M vs $540.4M, roughly 1.2× VALLEY NATIONAL BANCORP). VALLEY NATIONAL BANCORP runs the higher net margin — 30.3% vs 29.3%, a 1.0% gap on every dollar of revenue.

DTE Energy is a Detroit-based diversified energy company involved in the development and management of energy-related businesses and services in the United States and Canada. Its operating units include an electric utility serving 2.2 million customers and a natural gas utility serving 1.3 million customers in Michigan.

North Valley Bancorp was a bank holding company headquartered in Redding, California. The company operated 22 branches. The company was acquired by TriCo Bancshares in October 2014, in a merger valued at more than $178 million.

DEC vs VLY — Head-to-Head

Bigger by revenue
DEC
DEC
1.2× larger
DEC
$666.5M
$540.4M
VLY
Higher net margin
VLY
VLY
1.0% more per $
VLY
30.3%
29.3%
DEC

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
DEC
DEC
VLY
VLY
Revenue
$666.5M
$540.4M
Net Profit
$195.5M
$163.9M
Gross Margin
Operating Margin
37.6%
Net Margin
29.3%
30.3%
Revenue YoY
13.0%
Net Profit YoY
54.6%
EPS (diluted)
$0.29

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DEC
DEC
VLY
VLY
Q1 26
$540.4M
Q4 25
$666.5M
$464.9M
Q3 25
$499.8M
$446.2M
Q2 25
$600.3M
$432.4M
Q1 25
$420.1M
Q4 24
$423.0M
Q3 24
$410.5M
Q2 24
$401.7M
Net Profit
DEC
DEC
VLY
VLY
Q1 26
$163.9M
Q4 25
$195.5M
$195.4M
Q3 25
$171.1M
$163.4M
Q2 25
$297.7M
$133.2M
Q1 25
$106.1M
Q4 24
$115.7M
Q3 24
$97.9M
Q2 24
$70.4M
Gross Margin
DEC
DEC
VLY
VLY
Q1 26
Q4 25
Q3 25
Q2 25
44.7%
Q1 25
Q4 24
Q3 24
Q2 24
Operating Margin
DEC
DEC
VLY
VLY
Q1 26
Q4 25
37.6%
47.7%
Q3 25
36.2%
47.1%
Q2 25
48.5%
40.0%
Q1 25
33.1%
Q4 24
21.1%
Q3 24
30.9%
Q2 24
23.2%
Net Margin
DEC
DEC
VLY
VLY
Q1 26
30.3%
Q4 25
29.3%
42.0%
Q3 25
34.2%
36.6%
Q2 25
49.6%
30.8%
Q1 25
25.2%
Q4 24
27.4%
Q3 24
23.8%
Q2 24
17.5%
EPS (diluted)
DEC
DEC
VLY
VLY
Q1 26
$0.29
Q4 25
$0.33
Q3 25
$2.14
$0.28
Q2 25
$3.67
$0.22
Q1 25
$0.18
Q4 24
$0.20
Q3 24
$0.18
Q2 24
$0.13

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DEC
DEC
VLY
VLY
Cash + ST InvestmentsLiquidity on hand
$29.7M
Total DebtLower is stronger
$2.7B
$2.6B
Stockholders' EquityBook value
$984.1M
$7.9B
Total Assets
$6.2B
$64.5B
Debt / EquityLower = less leverage
2.76×
0.33×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DEC
DEC
VLY
VLY
Q1 26
Q4 25
$29.7M
Q3 25
Q2 25
$23.7M
Q1 25
Q4 24
Q3 24
Q2 24
Total Debt
DEC
DEC
VLY
VLY
Q1 26
$2.6B
Q4 25
$2.7B
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
DEC
DEC
VLY
VLY
Q1 26
$7.9B
Q4 25
$984.1M
$7.8B
Q3 25
$7.7B
Q2 25
$727.7M
$7.6B
Q1 25
$7.5B
Q4 24
$7.4B
Q3 24
$7.0B
Q2 24
$6.7B
Total Assets
DEC
DEC
VLY
VLY
Q1 26
$64.5B
Q4 25
$6.2B
$64.1B
Q3 25
$63.0B
Q2 25
$5.7B
$62.7B
Q1 25
$61.9B
Q4 24
$62.5B
Q3 24
$62.1B
Q2 24
$62.1B
Debt / Equity
DEC
DEC
VLY
VLY
Q1 26
0.33×
Q4 25
2.76×
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DEC
DEC
VLY
VLY
Operating Cash FlowLast quarter
$464.6M
Free Cash FlowOCF − Capex
$280.0M
FCF MarginFCF / Revenue
42.0%
Capex IntensityCapex / Revenue
27.7%
Cash ConversionOCF / Net Profit
2.38×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DEC
DEC
VLY
VLY
Q1 26
Q4 25
$464.6M
$196.6M
Q3 25
$5.2M
Q2 25
$264.1M
$159.2M
Q1 25
$-17.1M
Q4 24
$392.2M
Q3 24
$-157.2M
Q2 24
$214.0M
Free Cash Flow
DEC
DEC
VLY
VLY
Q1 26
Q4 25
$280.0M
$187.5M
Q3 25
$2.3M
Q2 25
$156.0M
Q1 25
$-20.2M
Q4 24
$385.8M
Q3 24
$-160.5M
Q2 24
$211.3M
FCF Margin
DEC
DEC
VLY
VLY
Q1 26
Q4 25
42.0%
40.3%
Q3 25
0.5%
Q2 25
36.1%
Q1 25
-4.8%
Q4 24
91.2%
Q3 24
-39.1%
Q2 24
52.6%
Capex Intensity
DEC
DEC
VLY
VLY
Q1 26
Q4 25
27.7%
2.0%
Q3 25
0.6%
Q2 25
0.7%
Q1 25
0.7%
Q4 24
1.5%
Q3 24
0.8%
Q2 24
0.7%
Cash Conversion
DEC
DEC
VLY
VLY
Q1 26
Q4 25
2.38×
1.01×
Q3 25
0.03×
Q2 25
0.89×
1.20×
Q1 25
-0.16×
Q4 24
3.39×
Q3 24
-1.61×
Q2 24
3.04×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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