vs

Side-by-side financial comparison of Journey Medical Corp (DERM) and UNITED SECURITY BANCSHARES (UBFO). Click either name above to swap in a different company.

Journey Medical Corp is the larger business by last-quarter revenue ($16.1M vs $13.5M, roughly 1.2× UNITED SECURITY BANCSHARES). UNITED SECURITY BANCSHARES runs the higher net margin — 25.2% vs -7.8%, a 33.0% gap on every dollar of revenue. On growth, Journey Medical Corp posted the faster year-over-year revenue change (27.3% vs 13.6%). Over the past eight quarters, Journey Medical Corp's revenue compounded faster (11.0% CAGR vs 3.0%).

Journey Medical Corp is a commercial-stage biopharmaceutical company specializing in dermatology treatments. It develops, manufactures and markets prescription and over-the-counter products addressing acne, atopic dermatitis, fungal skin infections and other dermal conditions, primarily serving healthcare providers and patients across the United States.

United Security Bancshares is a bank holding company headquartered in Fresno, California. It operates 11 branches.

DERM vs UBFO — Head-to-Head

Bigger by revenue
DERM
DERM
1.2× larger
DERM
$16.1M
$13.5M
UBFO
Growing faster (revenue YoY)
DERM
DERM
+13.7% gap
DERM
27.3%
13.6%
UBFO
Higher net margin
UBFO
UBFO
33.0% more per $
UBFO
25.2%
-7.8%
DERM
Faster 2-yr revenue CAGR
DERM
DERM
Annualised
DERM
11.0%
3.0%
UBFO

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
DERM
DERM
UBFO
UBFO
Revenue
$16.1M
$13.5M
Net Profit
$-1.2M
$3.4M
Gross Margin
Operating Margin
-2.8%
31.5%
Net Margin
-7.8%
25.2%
Revenue YoY
27.3%
13.6%
Net Profit YoY
-182.0%
36.8%
EPS (diluted)
$-0.04
$0.18

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DERM
DERM
UBFO
UBFO
Q4 25
$16.1M
$13.5M
Q3 25
$17.0M
$14.0M
Q2 25
$15.0M
$12.6M
Q1 25
$13.1M
$13.7M
Q4 24
$12.6M
$11.9M
Q3 24
$14.6M
$13.8M
Q2 24
$14.9M
$13.0M
Q1 24
$13.0M
$12.8M
Net Profit
DERM
DERM
UBFO
UBFO
Q4 25
$-1.2M
$3.4M
Q3 25
$-2.3M
$4.0M
Q2 25
$-3.8M
$2.2M
Q1 25
$-4.1M
$2.7M
Q4 24
$1.5M
$2.5M
Q3 24
$-2.4M
$3.8M
Q2 24
$-3.4M
$4.3M
Q1 24
$-10.4M
$4.2M
Gross Margin
DERM
DERM
UBFO
UBFO
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
82.3%
Q3 24
63.9%
Q2 24
56.0%
Q1 24
47.7%
Operating Margin
DERM
DERM
UBFO
UBFO
Q4 25
-2.8%
31.5%
Q3 25
-9.0%
40.3%
Q2 25
-19.2%
24.0%
Q1 25
-25.3%
27.5%
Q4 24
17.7%
27.5%
Q3 24
-19.8%
37.1%
Q2 24
-19.7%
46.4%
Q1 24
-77.4%
45.9%
Net Margin
DERM
DERM
UBFO
UBFO
Q4 25
-7.8%
25.2%
Q3 25
-13.6%
28.7%
Q2 25
-25.3%
17.2%
Q1 25
-31.0%
19.6%
Q4 24
12.1%
20.9%
Q3 24
-16.3%
27.7%
Q2 24
-22.6%
33.0%
Q1 24
-80.1%
32.6%
EPS (diluted)
DERM
DERM
UBFO
UBFO
Q4 25
$-0.04
$0.18
Q3 25
$-0.09
$0.23
Q2 25
$-0.16
$0.13
Q1 25
$-0.18
$0.16
Q4 24
$0.10
$0.14
Q3 24
$-0.12
$0.22
Q2 24
$-0.17
$0.25
Q1 24
$-0.53
$0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DERM
DERM
UBFO
UBFO
Cash + ST InvestmentsLiquidity on hand
$24.1M
$264.2M
Total DebtLower is stronger
$25.3M
Stockholders' EquityBook value
$31.9M
$139.7M
Total Assets
$94.6M
$1.2B
Debt / EquityLower = less leverage
0.79×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DERM
DERM
UBFO
UBFO
Q4 25
$24.1M
$264.2M
Q3 25
$24.9M
$211.1M
Q2 25
$20.3M
$199.5M
Q1 25
$21.1M
$198.4M
Q4 24
$20.3M
$216.9M
Q3 24
$22.5M
$216.8M
Q2 24
$23.9M
$166.3M
Q1 24
$24.1M
$168.6M
Total Debt
DERM
DERM
UBFO
UBFO
Q4 25
$25.3M
Q3 25
$25.2M
Q2 25
$25.1M
Q1 25
$25.0M
Q4 24
$24.9M
Q3 24
$19.8M
Q2 24
$19.7M
Q1 24
$14.7M
Stockholders' Equity
DERM
DERM
UBFO
UBFO
Q4 25
$31.9M
$139.7M
Q3 25
$25.9M
$137.4M
Q2 25
$19.2M
$134.3M
Q1 25
$21.5M
$132.9M
Q4 24
$20.1M
$130.4M
Q3 24
$10.9M
$132.9M
Q2 24
$11.3M
$127.3M
Q1 24
$13.0M
$124.2M
Total Assets
DERM
DERM
UBFO
UBFO
Q4 25
$94.6M
$1.2B
Q3 25
$85.2M
$1.2B
Q2 25
$81.2M
$1.2B
Q1 25
$85.0M
$1.2B
Q4 24
$80.2M
$1.2B
Q3 24
$64.0M
$1.3B
Q2 24
$65.2M
$1.2B
Q1 24
$66.6M
$1.2B
Debt / Equity
DERM
DERM
UBFO
UBFO
Q4 25
0.79×
Q3 25
0.97×
Q2 25
1.30×
Q1 25
1.16×
Q4 24
1.24×
Q3 24
1.81×
Q2 24
1.75×
Q1 24
1.13×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DERM
DERM
UBFO
UBFO
Operating Cash FlowLast quarter
$-6.3M
$22.1M
Free Cash FlowOCF − Capex
$19.8M
FCF MarginFCF / Revenue
146.0%
Capex IntensityCapex / Revenue
16.8%
Cash ConversionOCF / Net Profit
6.46×
TTM Free Cash FlowTrailing 4 quarters
$36.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DERM
DERM
UBFO
UBFO
Q4 25
$-6.3M
$22.1M
Q3 25
$-2.4M
$7.0M
Q2 25
$-942.0K
$8.7M
Q1 25
$-2.8M
$3.0M
Q4 24
$2.2M
$19.6M
Q3 24
$-1.2M
$5.4M
Q2 24
$-5.2M
$2.3M
Q1 24
$-5.0M
$7.4M
Free Cash Flow
DERM
DERM
UBFO
UBFO
Q4 25
$19.8M
Q3 25
$6.1M
Q2 25
$8.1M
Q1 25
$2.9M
Q4 24
$18.6M
Q3 24
$5.3M
Q2 24
$2.0M
Q1 24
$7.0M
FCF Margin
DERM
DERM
UBFO
UBFO
Q4 25
146.0%
Q3 25
43.7%
Q2 25
64.3%
Q1 25
21.2%
Q4 24
156.0%
Q3 24
38.1%
Q2 24
15.5%
Q1 24
54.8%
Capex Intensity
DERM
DERM
UBFO
UBFO
Q4 25
16.8%
Q3 25
6.0%
Q2 25
4.6%
Q1 25
0.9%
Q4 24
8.7%
Q3 24
0.7%
Q2 24
2.2%
Q1 24
3.6%
Cash Conversion
DERM
DERM
UBFO
UBFO
Q4 25
6.46×
Q3 25
1.73×
Q2 25
4.01×
Q1 25
1.13×
Q4 24
1.46×
7.87×
Q3 24
1.40×
Q2 24
0.54×
Q1 24
1.79×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

DERM
DERM

Qbrexza$5.5M35%
Emrosi$5.0M31%
Accutane$3.1M19%
Other$2.5M15%

UBFO
UBFO

Segment breakdown not available.

Related Comparisons