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Side-by-side financial comparison of Dream Finders Homes, Inc. (DFH) and SouthState Bank Corp (SSB). Click either name above to swap in a different company.
Dream Finders Homes, Inc. is the larger business by last-quarter revenue ($1.2B vs $661.7M, roughly 1.8× SouthState Bank Corp). SouthState Bank Corp runs the higher net margin — 34.1% vs 4.8%, a 29.3% gap on every dollar of revenue. Over the past eight quarters, SouthState Bank Corp's revenue compounded faster (37.4% CAGR vs 21.0%).
Dream Finders Homes, Inc. is a U.S. homebuilding firm that constructs and sells entry-level to luxury residential properties, including single-family homes and townhomes, across high-growth domestic markets. It also provides mortgage, title insurance and home warranty services for homebuyers.
SouthState Bank, based in Winter Haven, Florida, is an American bank and a subsidiary of SouthState Corporation, a bank holding company. As of May 26, 2025, the company had 371 branches in South Carolina, North Carolina, Georgia, Florida, Alabama, Virginia, Colorado and Texas.
DFH vs SSB — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $1.2B | $661.7M |
| Net Profit | $58.8M | $225.8M |
| Gross Margin | — | — |
| Operating Margin | 6.4% | 15.1% |
| Net Margin | 4.8% | 34.1% |
| Revenue YoY | -22.3% | — |
| Net Profit YoY | -54.9% | 153.5% |
| EPS (diluted) | $0.57 | $2.28 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $661.7M | ||
| Q4 25 | $1.2B | $581.1M | ||
| Q3 25 | $969.8M | $599.7M | ||
| Q2 25 | $1.2B | $577.9M | ||
| Q1 25 | $989.9M | $544.5M | ||
| Q4 24 | $1.6B | $369.8M | ||
| Q3 24 | $1.0B | $351.5M | ||
| Q2 24 | $1.1B | $350.3M |
| Q1 26 | — | $225.8M | ||
| Q4 25 | $58.8M | $247.7M | ||
| Q3 25 | $47.0M | $246.6M | ||
| Q2 25 | $56.6M | $215.2M | ||
| Q1 25 | $54.9M | $89.1M | ||
| Q4 24 | $130.5M | $144.2M | ||
| Q3 24 | $70.7M | $143.2M | ||
| Q2 24 | $80.9M | $132.4M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 19.2% | — |
| Q1 26 | — | 15.1% | ||
| Q4 25 | 6.4% | 54.3% | ||
| Q3 25 | 6.3% | 53.6% | ||
| Q2 25 | 6.4% | 48.8% | ||
| Q1 25 | 7.2% | 22.3% | ||
| Q4 24 | 10.8% | 50.7% | ||
| Q3 24 | 9.2% | 53.1% | ||
| Q2 24 | 10.0% | 49.3% |
| Q1 26 | — | 34.1% | ||
| Q4 25 | 4.8% | 42.6% | ||
| Q3 25 | 4.8% | 41.1% | ||
| Q2 25 | 4.9% | 37.2% | ||
| Q1 25 | 5.5% | 16.4% | ||
| Q4 24 | 8.4% | 39.0% | ||
| Q3 24 | 7.0% | 40.7% | ||
| Q2 24 | 7.7% | 37.8% |
| Q1 26 | — | $2.28 | ||
| Q4 25 | $0.57 | $2.47 | ||
| Q3 25 | $0.47 | $2.42 | ||
| Q2 25 | $0.56 | $2.11 | ||
| Q1 25 | $0.54 | $0.87 | ||
| Q4 24 | $1.28 | $1.88 | ||
| Q3 24 | $0.70 | $1.86 | ||
| Q2 24 | $0.81 | $1.73 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $234.8M | $2.9B |
| Total DebtLower is stronger | $1.6B | — |
| Stockholders' EquityBook value | $1.4B | $9.0B |
| Total Assets | $3.7B | $68.0B |
| Debt / EquityLower = less leverage | 1.13× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $2.9B | ||
| Q4 25 | $234.8M | — | ||
| Q3 25 | $251.0M | — | ||
| Q2 25 | $210.3M | — | ||
| Q1 25 | $297.5M | — | ||
| Q4 24 | $274.4M | — | ||
| Q3 24 | $204.9M | — | ||
| Q2 24 | $274.8M | — |
| Q1 26 | — | — | ||
| Q4 25 | $1.6B | — | ||
| Q3 25 | $1.8B | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $1.3B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | $9.0B | ||
| Q4 25 | $1.4B | $9.1B | ||
| Q3 25 | $1.4B | $9.0B | ||
| Q2 25 | $1.3B | $8.8B | ||
| Q1 25 | $1.3B | $8.6B | ||
| Q4 24 | $1.2B | $5.9B | ||
| Q3 24 | $1.1B | $5.9B | ||
| Q2 24 | $1.0B | $5.7B |
| Q1 26 | — | $68.0B | ||
| Q4 25 | $3.7B | $67.2B | ||
| Q3 25 | $3.8B | $66.0B | ||
| Q2 25 | $3.7B | $65.9B | ||
| Q1 25 | $3.5B | $65.1B | ||
| Q4 24 | $3.3B | $46.4B | ||
| Q3 24 | $3.3B | $46.1B | ||
| Q2 24 | $3.0B | $45.5B |
| Q1 26 | — | — | ||
| Q4 25 | 1.13× | — | ||
| Q3 25 | 1.29× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 1.03× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $143.6M | — |
| Free Cash FlowOCF − Capex | $136.0M | — |
| FCF MarginFCF / Revenue | 11.2% | — |
| Capex IntensityCapex / Revenue | 0.6% | — |
| Cash ConversionOCF / Net Profit | 2.44× | — |
| TTM Free Cash FlowTrailing 4 quarters | $-126.4M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $143.6M | $232.1M | ||
| Q3 25 | $-131.0M | $122.4M | ||
| Q2 25 | $-68.5M | $72.6M | ||
| Q1 25 | $-44.7M | $-126.3M | ||
| Q4 24 | $306.5M | $354.3M | ||
| Q3 24 | $-205.0M | $-246.8M | ||
| Q2 24 | $-110.6M | $126.8M |
| Q1 26 | — | — | ||
| Q4 25 | $136.0M | $215.5M | ||
| Q3 25 | $-135.7M | $101.7M | ||
| Q2 25 | $-78.8M | $52.5M | ||
| Q1 25 | $-47.9M | $-139.1M | ||
| Q4 24 | $302.6M | $340.9M | ||
| Q3 24 | $-222.5M | $-254.2M | ||
| Q2 24 | $-112.4M | $117.3M |
| Q1 26 | — | — | ||
| Q4 25 | 11.2% | 37.1% | ||
| Q3 25 | -14.0% | 17.0% | ||
| Q2 25 | -6.8% | 9.1% | ||
| Q1 25 | -4.8% | -25.5% | ||
| Q4 24 | 19.4% | 92.2% | ||
| Q3 24 | -22.1% | -72.3% | ||
| Q2 24 | -10.6% | 33.5% |
| Q1 26 | — | — | ||
| Q4 25 | 0.6% | 2.9% | ||
| Q3 25 | 0.5% | 3.5% | ||
| Q2 25 | 0.9% | 3.5% | ||
| Q1 25 | 0.3% | 2.4% | ||
| Q4 24 | 0.3% | 3.6% | ||
| Q3 24 | 1.7% | 2.1% | ||
| Q2 24 | 0.2% | 2.7% |
| Q1 26 | — | — | ||
| Q4 25 | 2.44× | 0.94× | ||
| Q3 25 | -2.79× | 0.50× | ||
| Q2 25 | -1.21× | 0.34× | ||
| Q1 25 | -0.81× | -1.42× | ||
| Q4 24 | 2.35× | 2.46× | ||
| Q3 24 | -2.90× | -1.72× | ||
| Q2 24 | -1.37× | 0.96× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DFH
| Midwest Segment | $454.2M | 37% |
| Southeast Segment | $397.5M | 33% |
| Mid Atlantic Segment | $307.3M | 25% |
| Financial Services Segment | $53.7M | 4% |
SSB
| Net Interest Income | $561.6M | 85% |
| Noninterest Income | $100.1M | 15% |
