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Side-by-side financial comparison of COMMERCE BANCSHARES INC (CBSH) and SouthState Bank Corp (SSB). Click either name above to swap in a different company.
SouthState Bank Corp is the larger business by last-quarter revenue ($661.7M vs $475.7M, roughly 1.4× COMMERCE BANCSHARES INC). SouthState Bank Corp runs the higher net margin — 34.1% vs 29.8%, a 4.4% gap on every dollar of revenue. Over the past eight quarters, SouthState Bank Corp's revenue compounded faster (37.4% CAGR vs 7.1%).
Commerce Bancshares, Inc. is a regional bank holding company headquartered in Missouri, with principal offices in Kansas City and St. Louis. It is the corporate parent of Commerce Bank, which offers a diversified line of financial services, including business and personal banking, wealth management and investments through its affiliated companies.
SouthState Bank, based in Winter Haven, Florida, is an American bank and a subsidiary of SouthState Corporation, a bank holding company. As of May 26, 2025, the company had 371 branches in South Carolina, North Carolina, Georgia, Florida, Alabama, Virginia, Colorado and Texas.
CBSH vs SSB — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $475.7M | $661.7M |
| Net Profit | $141.6M | $225.8M |
| Gross Margin | — | — |
| Operating Margin | — | 15.1% |
| Net Margin | 29.8% | 34.1% |
| Revenue YoY | 11.1% | — |
| Net Profit YoY | 0.7% | 153.5% |
| EPS (diluted) | $0.96 | $2.28 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $475.7M | $661.7M | ||
| Q4 25 | $449.4M | $581.1M | ||
| Q3 25 | $441.0M | $599.7M | ||
| Q2 25 | $445.8M | $577.9M | ||
| Q1 25 | $428.1M | $544.5M | ||
| Q4 24 | $422.1M | $369.8M | ||
| Q3 24 | $421.4M | $351.5M | ||
| Q2 24 | $414.5M | $350.3M |
| Q1 26 | $141.6M | $225.8M | ||
| Q4 25 | $140.7M | $247.7M | ||
| Q3 25 | $141.5M | $246.6M | ||
| Q2 25 | $152.5M | $215.2M | ||
| Q1 25 | $131.6M | $89.1M | ||
| Q4 24 | $136.1M | $144.2M | ||
| Q3 24 | $138.0M | $143.2M | ||
| Q2 24 | $139.6M | $132.4M |
| Q1 26 | — | 15.1% | ||
| Q4 25 | 40.8% | 54.3% | ||
| Q3 25 | 41.9% | 53.6% | ||
| Q2 25 | 44.0% | 48.8% | ||
| Q1 25 | 39.2% | 22.3% | ||
| Q4 24 | 41.2% | 50.7% | ||
| Q3 24 | 42.4% | 53.1% | ||
| Q2 24 | 43.4% | 49.3% |
| Q1 26 | 29.8% | 34.1% | ||
| Q4 25 | 31.3% | 42.6% | ||
| Q3 25 | 32.1% | 41.1% | ||
| Q2 25 | 34.2% | 37.2% | ||
| Q1 25 | 30.7% | 16.4% | ||
| Q4 24 | 32.2% | 39.0% | ||
| Q3 24 | 32.8% | 40.7% | ||
| Q2 24 | 33.7% | 37.8% |
| Q1 26 | $0.96 | $2.28 | ||
| Q4 25 | $0.86 | $2.47 | ||
| Q3 25 | $1.06 | $2.42 | ||
| Q2 25 | $1.14 | $2.11 | ||
| Q1 25 | $0.98 | $0.87 | ||
| Q4 24 | $0.83 | $1.88 | ||
| Q3 24 | $1.01 | $1.86 | ||
| Q2 24 | $1.03 | $1.73 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $2.9B |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $4.3B | $9.0B |
| Total Assets | $35.7B | $68.0B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $2.9B | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $4.3B | $9.0B | ||
| Q4 25 | $3.8B | $9.1B | ||
| Q3 25 | $3.8B | $9.0B | ||
| Q2 25 | $3.6B | $8.8B | ||
| Q1 25 | $3.5B | $8.6B | ||
| Q4 24 | $3.3B | $5.9B | ||
| Q3 24 | $3.4B | $5.9B | ||
| Q2 24 | $3.1B | $5.7B |
| Q1 26 | $35.7B | $68.0B | ||
| Q4 25 | $32.9B | $67.2B | ||
| Q3 25 | $32.3B | $66.0B | ||
| Q2 25 | $32.3B | $65.9B | ||
| Q1 25 | $32.4B | $65.1B | ||
| Q4 24 | $32.0B | $46.4B | ||
| Q3 24 | $31.5B | $46.1B | ||
| Q2 24 | $30.6B | $45.5B |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CBSH
Segment breakdown not available.
SSB
| Net Interest Income | $561.6M | 85% |
| Noninterest Income | $100.1M | 15% |
