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Side-by-side financial comparison of Donnelley Financial Solutions, Inc. (DFIN) and Palomar Holdings, Inc. (PLMR). Click either name above to swap in a different company.
Palomar Holdings, Inc. is the larger business by last-quarter revenue ($253.4M vs $172.5M, roughly 1.5× Donnelley Financial Solutions, Inc.). On growth, Palomar Holdings, Inc. posted the faster year-over-year revenue change (62.7% vs 10.4%). Palomar Holdings, Inc. produced more free cash flow last quarter ($409.0M vs $47.9M). Over the past eight quarters, Palomar Holdings, Inc.'s revenue compounded faster (46.2% CAGR vs -7.9%).
Donnelley Financial Solutions (DFIN) is a financial compliance company based in Chicago, Illinois, United States. The company provides software as a service (SaaS) products, software-enabled services (SeS), print, and compliance services related to US Securities and Exchange Commission regulations to companies in capital and investment markets.
Palomar Holdings, Inc. is a specialty insurance holding company that primarily provides property insurance products for catastrophe-exposed residential and commercial assets. It mainly operates across the United States, focusing on core segments including earthquake, flood, and windstorm coverage to meet high-risk property protection demands of customers.
DFIN vs PLMR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $172.5M | $253.4M |
| Net Profit | $6.2M | — |
| Gross Margin | — | — |
| Operating Margin | 8.3% | 28.7% |
| Net Margin | 3.6% | — |
| Revenue YoY | 10.4% | 62.7% |
| Net Profit YoY | -1.6% | — |
| EPS (diluted) | $0.31 | $2.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $172.5M | $253.4M | ||
| Q3 25 | $175.3M | $244.7M | ||
| Q2 25 | $218.1M | $203.3M | ||
| Q1 25 | $201.1M | $174.6M | ||
| Q4 24 | $156.3M | $155.8M | ||
| Q3 24 | $179.5M | $148.5M | ||
| Q2 24 | $242.7M | $131.1M | ||
| Q1 24 | $203.4M | $118.5M |
| Q4 25 | $6.2M | — | ||
| Q3 25 | $-40.9M | $51.5M | ||
| Q2 25 | $36.1M | $46.5M | ||
| Q1 25 | $31.0M | $42.9M | ||
| Q4 24 | $6.3M | — | ||
| Q3 24 | $8.7M | $30.5M | ||
| Q2 24 | $44.1M | $25.7M | ||
| Q1 24 | $33.3M | $26.4M |
| Q4 25 | 8.3% | 28.7% | ||
| Q3 25 | 16.1% | 27.4% | ||
| Q2 25 | 24.2% | 29.5% | ||
| Q1 25 | 22.8% | 30.8% | ||
| Q4 24 | 6.0% | 28.9% | ||
| Q3 24 | 10.1% | 25.9% | ||
| Q2 24 | 26.6% | 25.5% | ||
| Q1 24 | 21.9% | 29.0% |
| Q4 25 | 3.6% | — | ||
| Q3 25 | -23.3% | 21.0% | ||
| Q2 25 | 16.6% | 22.9% | ||
| Q1 25 | 15.4% | 24.6% | ||
| Q4 24 | 4.0% | — | ||
| Q3 24 | 4.8% | 20.5% | ||
| Q2 24 | 18.2% | 19.6% | ||
| Q1 24 | 16.4% | 22.3% |
| Q4 25 | $0.31 | $2.05 | ||
| Q3 25 | $-1.49 | $1.87 | ||
| Q2 25 | $1.28 | $1.68 | ||
| Q1 25 | $1.05 | $1.57 | ||
| Q4 24 | $0.21 | $1.29 | ||
| Q3 24 | $0.29 | $1.15 | ||
| Q2 24 | $1.47 | $1.00 | ||
| Q1 24 | $1.09 | $1.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $24.5M | $106.9M |
| Total DebtLower is stronger | $171.3M | — |
| Stockholders' EquityBook value | $379.2M | $942.7M |
| Total Assets | $800.4M | $3.1B |
| Debt / EquityLower = less leverage | 0.45× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $24.5M | $106.9M | ||
| Q3 25 | $22.7M | $111.7M | ||
| Q2 25 | $33.8M | $81.3M | ||
| Q1 25 | $16.2M | $119.3M | ||
| Q4 24 | $57.3M | $80.4M | ||
| Q3 24 | $33.6M | $86.5M | ||
| Q2 24 | $35.0M | $47.8M | ||
| Q1 24 | $43.7M | $61.4M |
| Q4 25 | $171.3M | — | ||
| Q3 25 | $154.7M | — | ||
| Q2 25 | $190.1M | — | ||
| Q1 25 | $189.5M | — | ||
| Q4 24 | $124.7M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $379.2M | $942.7M | ||
| Q3 25 | $423.1M | $878.1M | ||
| Q2 25 | $432.1M | $847.2M | ||
| Q1 25 | $419.9M | $790.4M | ||
| Q4 24 | $436.1M | $729.0M | ||
| Q3 24 | $444.5M | $703.3M | ||
| Q2 24 | $441.5M | $532.6M | ||
| Q1 24 | $408.9M | $501.7M |
| Q4 25 | $800.4M | $3.1B | ||
| Q3 25 | $816.3M | $2.9B | ||
| Q2 25 | $874.7M | $2.8B | ||
| Q1 25 | $852.8M | $2.4B | ||
| Q4 24 | $841.6M | $2.3B | ||
| Q3 24 | $843.6M | $2.3B | ||
| Q2 24 | $882.9M | $2.0B | ||
| Q1 24 | $867.8M | $1.9B |
| Q4 25 | 0.45× | — | ||
| Q3 25 | 0.37× | — | ||
| Q2 25 | 0.44× | — | ||
| Q1 25 | 0.45× | — | ||
| Q4 24 | 0.29× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $59.8M | $409.1M |
| Free Cash FlowOCF − Capex | $47.9M | $409.0M |
| FCF MarginFCF / Revenue | 27.8% | 161.4% |
| Capex IntensityCapex / Revenue | 6.9% | 0.1% |
| Cash ConversionOCF / Net Profit | 9.65× | — |
| TTM Free Cash FlowTrailing 4 quarters | $107.8M | $700.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $59.8M | $409.1M | ||
| Q3 25 | $74.4M | $83.6M | ||
| Q2 25 | $68.4M | $120.9M | ||
| Q1 25 | $-37.7M | $87.2M | ||
| Q4 24 | $56.4M | $261.2M | ||
| Q3 24 | $86.4M | $100.3M | ||
| Q2 24 | $56.2M | $55.1M | ||
| Q1 24 | $-27.9M | $33.1M |
| Q4 25 | $47.9M | $409.0M | ||
| Q3 25 | $59.2M | $83.6M | ||
| Q2 25 | $51.7M | $120.8M | ||
| Q1 25 | $-51.0M | $87.1M | ||
| Q4 24 | $41.3M | $260.9M | ||
| Q3 24 | $67.3M | $100.1M | ||
| Q2 24 | $36.8M | — | ||
| Q1 24 | $-40.2M | — |
| Q4 25 | 27.8% | 161.4% | ||
| Q3 25 | 33.8% | 34.2% | ||
| Q2 25 | 23.7% | 59.4% | ||
| Q1 25 | -25.4% | 49.9% | ||
| Q4 24 | 26.4% | 167.5% | ||
| Q3 24 | 37.5% | 67.4% | ||
| Q2 24 | 15.2% | — | ||
| Q1 24 | -19.8% | — |
| Q4 25 | 6.9% | 0.1% | ||
| Q3 25 | 8.7% | 0.0% | ||
| Q2 25 | 7.7% | 0.0% | ||
| Q1 25 | 6.6% | 0.0% | ||
| Q4 24 | 9.7% | 0.2% | ||
| Q3 24 | 10.6% | 0.1% | ||
| Q2 24 | 8.0% | 0.0% | ||
| Q1 24 | 6.0% | 0.0% |
| Q4 25 | 9.65× | — | ||
| Q3 25 | — | 1.63× | ||
| Q2 25 | 1.89× | 2.60× | ||
| Q1 25 | -1.22× | 2.03× | ||
| Q4 24 | 8.95× | — | ||
| Q3 24 | 9.93× | 3.29× | ||
| Q2 24 | 1.27× | 2.14× | ||
| Q1 24 | -0.84× | 1.26× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DFIN
| Technology Service | $68.0M | 39% |
| Capital Markets Compliance And Communications Management | $61.6M | 36% |
| Investment Companies Software Solutions | $30.9M | 18% |
| Print And Distribution Service | $13.6M | 8% |
PLMR
Segment breakdown not available.
