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Side-by-side financial comparison of DONEGAL GROUP INC (DGICA) and Urban Edge Properties (UE). Click either name above to swap in a different company.

DONEGAL GROUP INC is the larger business by last-quarter revenue ($236.0M vs $132.6M, roughly 1.8× Urban Edge Properties). Urban Edge Properties runs the higher net margin — 17.1% vs 4.9%, a 12.2% gap on every dollar of revenue. On growth, Urban Edge Properties posted the faster year-over-year revenue change (12.2% vs -3.7%). Over the past eight quarters, Urban Edge Properties's revenue compounded faster (11.6% CAGR vs -2.2%).

Donegal Group Inc. is a regional US insurance holding company offering personal and commercial property and casualty insurance products. It serves Mid-Atlantic, Midwest, and Southern US customers, delivering tailored coverage for individuals, families, and small to medium businesses.

Urban Edge Properties is a publicly traded real estate investment trust (REIT) that owns, operates, and develops high-quality retail and mixed-use properties, primarily located in densely populated urban and suburban markets across the United States. Its portfolio covers grocery-anchored shopping centers, lifestyle outlets, and community-focused commercial assets.

DGICA vs UE — Head-to-Head

Bigger by revenue
DGICA
DGICA
1.8× larger
DGICA
$236.0M
$132.6M
UE
Growing faster (revenue YoY)
UE
UE
+16.0% gap
UE
12.2%
-3.7%
DGICA
Higher net margin
UE
UE
12.2% more per $
UE
17.1%
4.9%
DGICA
Faster 2-yr revenue CAGR
UE
UE
Annualised
UE
11.6%
-2.2%
DGICA

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
DGICA
DGICA
UE
UE
Revenue
$236.0M
$132.6M
Net Profit
$11.5M
$22.6M
Gross Margin
Operating Margin
Net Margin
4.9%
17.1%
Revenue YoY
-3.7%
12.2%
Net Profit YoY
-54.3%
-6.7%
EPS (diluted)
$0.18

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DGICA
DGICA
UE
UE
Q1 26
$236.0M
$132.6M
Q4 25
$239.8M
$119.6M
Q3 25
$245.9M
$120.1M
Q2 25
$247.1M
$114.1M
Q1 25
$245.2M
$118.2M
Q4 24
$250.0M
$116.4M
Q3 24
$251.7M
$112.4M
Q2 24
$246.8M
$106.5M
Net Profit
DGICA
DGICA
UE
UE
Q1 26
$11.5M
$22.6M
Q4 25
$17.2M
$12.4M
Q3 25
$20.1M
$14.9M
Q2 25
$16.9M
$58.0M
Q1 25
$25.2M
$8.2M
Q4 24
$24.0M
$30.1M
Q3 24
$16.8M
$9.1M
Q2 24
$4.2M
$30.8M
Operating Margin
DGICA
DGICA
UE
UE
Q1 26
Q4 25
8.7%
11.3%
Q3 25
10.2%
13.4%
Q2 25
8.3%
53.9%
Q1 25
12.7%
7.6%
Q4 24
11.9%
27.6%
Q3 24
8.1%
8.9%
Q2 24
2.0%
30.6%
Net Margin
DGICA
DGICA
UE
UE
Q1 26
4.9%
17.1%
Q4 25
7.2%
10.4%
Q3 25
8.2%
12.4%
Q2 25
6.8%
50.8%
Q1 25
10.3%
6.9%
Q4 24
9.6%
25.9%
Q3 24
6.7%
8.1%
Q2 24
1.7%
28.9%
EPS (diluted)
DGICA
DGICA
UE
UE
Q1 26
$0.18
Q4 25
$0.09
Q3 25
$0.12
Q2 25
$0.46
Q1 25
$0.07
Q4 24
$0.25
Q3 24
$0.07
Q2 24
$0.26

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DGICA
DGICA
UE
UE
Cash + ST InvestmentsLiquidity on hand
$50.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$649.1M
$1.4B
Total Assets
$2.4B
$3.4B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DGICA
DGICA
UE
UE
Q1 26
$50.0M
Q4 25
$48.9M
Q3 25
$77.8M
Q2 25
$53.0M
Q1 25
$48.0M
Q4 24
$41.4M
Q3 24
$67.9M
Q2 24
$78.6M
Stockholders' Equity
DGICA
DGICA
UE
UE
Q1 26
$649.1M
$1.4B
Q4 25
$640.4M
$1.4B
Q3 25
$627.4M
$1.4B
Q2 25
$605.7M
$1.4B
Q1 25
$584.7M
$1.4B
Q4 24
$545.8M
$1.4B
Q3 24
$513.4M
$1.3B
Q2 24
$484.1M
$1.3B
Total Assets
DGICA
DGICA
UE
UE
Q1 26
$2.4B
$3.4B
Q4 25
$2.4B
$3.3B
Q3 25
$2.4B
$3.3B
Q2 25
$2.4B
$3.3B
Q1 25
$2.4B
$3.3B
Q4 24
$2.3B
$3.3B
Q3 24
$2.3B
$3.2B
Q2 24
$2.3B
$3.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DGICA
DGICA
UE
UE
Operating Cash FlowLast quarter
$39.1M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
1.5%
Cash ConversionOCF / Net Profit
1.73×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DGICA
DGICA
UE
UE
Q1 26
$39.1M
Q4 25
$70.2M
$182.7M
Q3 25
$22.4M
$55.7M
Q2 25
$12.1M
$43.5M
Q1 25
$25.7M
$32.6M
Q4 24
$67.4M
$153.2M
Q3 24
$12.7M
$36.6M
Q2 24
$21.7M
$41.2M
Free Cash Flow
DGICA
DGICA
UE
UE
Q1 26
Q4 25
$81.8M
Q3 25
$26.1M
Q2 25
$19.6M
Q1 25
$11.9M
Q4 24
$42.5M
Q3 24
$12.2M
Q2 24
$19.9M
FCF Margin
DGICA
DGICA
UE
UE
Q1 26
Q4 25
68.4%
Q3 25
21.7%
Q2 25
17.2%
Q1 25
10.0%
Q4 24
36.6%
Q3 24
10.8%
Q2 24
18.6%
Capex Intensity
DGICA
DGICA
UE
UE
Q1 26
1.5%
Q4 25
84.4%
Q3 25
24.6%
Q2 25
20.9%
Q1 25
17.5%
Q4 24
95.1%
Q3 24
21.7%
Q2 24
20.1%
Cash Conversion
DGICA
DGICA
UE
UE
Q1 26
1.73×
Q4 25
4.08×
14.71×
Q3 25
1.11×
3.73×
Q2 25
0.72×
0.75×
Q1 25
1.02×
3.97×
Q4 24
2.81×
5.09×
Q3 24
0.76×
4.03×
Q2 24
5.22×
1.34×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

DGICA
DGICA

Segment breakdown not available.

UE
UE

Rental revenue$124.2M94%
Other$8.4M6%

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