vs

Side-by-side financial comparison of DONEGAL GROUP INC (DGICA) and GeneDx Holdings Corp. (WGS). Click either name above to swap in a different company.

DONEGAL GROUP INC is the larger business by last-quarter revenue ($236.0M vs $121.0M, roughly 2.0× GeneDx Holdings Corp.). DONEGAL GROUP INC runs the higher net margin — 4.9% vs -14.6%, a 19.5% gap on every dollar of revenue. On growth, GeneDx Holdings Corp. posted the faster year-over-year revenue change (26.5% vs -3.7%). Over the past eight quarters, GeneDx Holdings Corp.'s revenue compounded faster (39.2% CAGR vs -2.2%).

Donegal Group Inc. is a regional US insurance holding company offering personal and commercial property and casualty insurance products. It serves Mid-Atlantic, Midwest, and Southern US customers, delivering tailored coverage for individuals, families, and small to medium businesses.

GeneDx is a genetic testing company that was founded in 2000 by two scientists from the National Institutes of Health (NIH), Sherri Bale and John Compton. They started the company to provide clinical diagnostic services for patients and families with rare and ultra-rare disorders, for which no such commercial testing was available at the time. The company started in the Technology Development Center, a biotech incubator supported by the state of Maryland and Montgomery County, MD. In 2006, Bi...

DGICA vs WGS — Head-to-Head

Bigger by revenue
DGICA
DGICA
2.0× larger
DGICA
$236.0M
$121.0M
WGS
Growing faster (revenue YoY)
WGS
WGS
+30.2% gap
WGS
26.5%
-3.7%
DGICA
Higher net margin
DGICA
DGICA
19.5% more per $
DGICA
4.9%
-14.6%
WGS
Faster 2-yr revenue CAGR
WGS
WGS
Annualised
WGS
39.2%
-2.2%
DGICA

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
DGICA
DGICA
WGS
WGS
Revenue
$236.0M
$121.0M
Net Profit
$11.5M
$-17.7M
Gross Margin
69.6%
Operating Margin
-11.8%
Net Margin
4.9%
-14.6%
Revenue YoY
-3.7%
26.5%
Net Profit YoY
-54.3%
-424.9%
EPS (diluted)
$-0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DGICA
DGICA
WGS
WGS
Q1 26
$236.0M
Q4 25
$239.8M
$121.0M
Q3 25
$245.9M
$116.7M
Q2 25
$247.1M
$102.7M
Q1 25
$245.2M
$87.1M
Q4 24
$250.0M
$95.6M
Q3 24
$251.7M
$76.9M
Q2 24
$246.8M
$70.5M
Net Profit
DGICA
DGICA
WGS
WGS
Q1 26
$11.5M
Q4 25
$17.2M
$-17.7M
Q3 25
$20.1M
$-7.6M
Q2 25
$16.9M
$10.8M
Q1 25
$25.2M
$-6.5M
Q4 24
$24.0M
$5.4M
Q3 24
$16.8M
$-8.3M
Q2 24
$4.2M
$-29.2M
Gross Margin
DGICA
DGICA
WGS
WGS
Q1 26
Q4 25
69.6%
Q3 25
72.4%
Q2 25
69.0%
Q1 25
67.1%
Q4 24
69.2%
Q3 24
62.2%
Q2 24
60.9%
Operating Margin
DGICA
DGICA
WGS
WGS
Q1 26
Q4 25
8.7%
-11.8%
Q3 25
10.2%
-2.8%
Q2 25
8.3%
8.7%
Q1 25
12.7%
-5.2%
Q4 24
11.9%
9.2%
Q3 24
8.1%
-10.1%
Q2 24
2.0%
-15.0%
Net Margin
DGICA
DGICA
WGS
WGS
Q1 26
4.9%
Q4 25
7.2%
-14.6%
Q3 25
8.2%
-6.5%
Q2 25
6.8%
10.5%
Q1 25
10.3%
-7.5%
Q4 24
9.6%
5.7%
Q3 24
6.7%
-10.8%
Q2 24
1.7%
-41.4%
EPS (diluted)
DGICA
DGICA
WGS
WGS
Q1 26
Q4 25
$-0.59
Q3 25
$-0.27
Q2 25
$0.36
Q1 25
$-0.23
Q4 24
$0.25
Q3 24
$-0.31
Q2 24
$-1.10

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DGICA
DGICA
WGS
WGS
Cash + ST InvestmentsLiquidity on hand
$171.3M
Total DebtLower is stronger
$54.5M
Stockholders' EquityBook value
$649.1M
$308.2M
Total Assets
$2.4B
$523.7M
Debt / EquityLower = less leverage
0.18×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DGICA
DGICA
WGS
WGS
Q1 26
Q4 25
$171.3M
Q3 25
$155.1M
Q2 25
$134.6M
Q1 25
$159.2M
Q4 24
$141.2M
Q3 24
$116.5M
Q2 24
$106.9M
Total Debt
DGICA
DGICA
WGS
WGS
Q1 26
Q4 25
$54.5M
Q3 25
$54.8M
Q2 25
$55.1M
Q1 25
$55.5M
Q4 24
$55.8M
Q3 24
$56.1M
Q2 24
$56.3M
Stockholders' Equity
DGICA
DGICA
WGS
WGS
Q1 26
$649.1M
Q4 25
$640.4M
$308.2M
Q3 25
$627.4M
$292.3M
Q2 25
$605.7M
$277.1M
Q1 25
$584.7M
$257.4M
Q4 24
$545.8M
$245.2M
Q3 24
$513.4M
$204.5M
Q2 24
$484.1M
$194.0M
Total Assets
DGICA
DGICA
WGS
WGS
Q1 26
$2.4B
Q4 25
$2.4B
$523.7M
Q3 25
$2.4B
$493.9M
Q2 25
$2.4B
$463.9M
Q1 25
$2.4B
$446.4M
Q4 24
$2.3B
$419.4M
Q3 24
$2.3B
$408.8M
Q2 24
$2.3B
$389.1M
Debt / Equity
DGICA
DGICA
WGS
WGS
Q1 26
Q4 25
0.18×
Q3 25
0.19×
Q2 25
0.20×
Q1 25
0.22×
Q4 24
0.23×
Q3 24
0.27×
Q2 24
0.29×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DGICA
DGICA
WGS
WGS
Operating Cash FlowLast quarter
$-3.1M
Free Cash FlowOCF − Capex
$-7.4M
FCF MarginFCF / Revenue
-6.1%
Capex IntensityCapex / Revenue
3.6%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$14.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DGICA
DGICA
WGS
WGS
Q1 26
Q4 25
$70.2M
$-3.1M
Q3 25
$22.4M
$15.8M
Q2 25
$12.1M
$10.4M
Q1 25
$25.7M
$10.2M
Q4 24
$67.4M
$-3.2M
Q3 24
$12.7M
$-4.4M
Q2 24
$21.7M
$-4.5M
Free Cash Flow
DGICA
DGICA
WGS
WGS
Q1 26
Q4 25
$-7.4M
Q3 25
$9.6M
Q2 25
$8.1M
Q1 25
$4.1M
Q4 24
$-6.2M
Q3 24
$-5.0M
Q2 24
$-5.9M
FCF Margin
DGICA
DGICA
WGS
WGS
Q1 26
Q4 25
-6.1%
Q3 25
8.2%
Q2 25
7.8%
Q1 25
4.7%
Q4 24
-6.5%
Q3 24
-6.6%
Q2 24
-8.3%
Capex Intensity
DGICA
DGICA
WGS
WGS
Q1 26
Q4 25
3.6%
Q3 25
5.3%
Q2 25
2.3%
Q1 25
7.0%
Q4 24
3.2%
Q3 24
0.8%
Q2 24
1.9%
Cash Conversion
DGICA
DGICA
WGS
WGS
Q1 26
Q4 25
4.08×
Q3 25
1.11×
Q2 25
0.72×
0.96×
Q1 25
1.02×
Q4 24
2.81×
-0.59×
Q3 24
0.76×
Q2 24
5.22×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

DGICA
DGICA

Segment breakdown not available.

WGS
WGS

Diagnostic Test Third Party Insurance$101.1M84%
Diagnostic Test Institutional Customers$15.5M13%
Other$3.4M3%

Related Comparisons