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Side-by-side financial comparison of DONEGAL GROUP INC (DGICA) and EXPRO GROUP HOLDINGS N.V. (XPRO). Click either name above to swap in a different company.
EXPRO GROUP HOLDINGS N.V. is the larger business by last-quarter revenue ($382.1M vs $236.0M, roughly 1.6× DONEGAL GROUP INC). DONEGAL GROUP INC runs the higher net margin — 4.9% vs 1.5%, a 3.4% gap on every dollar of revenue. On growth, DONEGAL GROUP INC posted the faster year-over-year revenue change (-3.7% vs -12.5%). Over the past eight quarters, EXPRO GROUP HOLDINGS N.V.'s revenue compounded faster (-0.2% CAGR vs -2.2%).
Donegal Group Inc. is a regional US insurance holding company offering personal and commercial property and casualty insurance products. It serves Mid-Atlantic, Midwest, and Southern US customers, delivering tailored coverage for individuals, families, and small to medium businesses.
Expro is an energy services provider headquartered in Houston, Texas, United States.
DGICA vs XPRO — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $236.0M | $382.1M |
| Net Profit | $11.5M | $5.8M |
| Gross Margin | — | — |
| Operating Margin | — | 3.1% |
| Net Margin | 4.9% | 1.5% |
| Revenue YoY | -3.7% | -12.5% |
| Net Profit YoY | -54.3% | -74.9% |
| EPS (diluted) | — | $0.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $236.0M | — | ||
| Q4 25 | $239.8M | $382.1M | ||
| Q3 25 | $245.9M | $411.4M | ||
| Q2 25 | $247.1M | $422.7M | ||
| Q1 25 | $245.2M | $390.9M | ||
| Q4 24 | $250.0M | $436.8M | ||
| Q3 24 | $251.7M | $422.8M | ||
| Q2 24 | $246.8M | $469.6M |
| Q1 26 | $11.5M | — | ||
| Q4 25 | $17.2M | $5.8M | ||
| Q3 25 | $20.1M | $14.0M | ||
| Q2 25 | $16.9M | $18.0M | ||
| Q1 25 | $25.2M | $13.9M | ||
| Q4 24 | $24.0M | $23.0M | ||
| Q3 24 | $16.8M | $16.3M | ||
| Q2 24 | $4.2M | $15.3M |
| Q1 26 | — | — | ||
| Q4 25 | 8.7% | 3.1% | ||
| Q3 25 | 10.2% | 6.4% | ||
| Q2 25 | 8.3% | 7.7% | ||
| Q1 25 | 12.7% | 2.6% | ||
| Q4 24 | 11.9% | 7.3% | ||
| Q3 24 | 8.1% | 6.2% | ||
| Q2 24 | 2.0% | 5.9% |
| Q1 26 | 4.9% | — | ||
| Q4 25 | 7.2% | 1.5% | ||
| Q3 25 | 8.2% | 3.4% | ||
| Q2 25 | 6.8% | 4.3% | ||
| Q1 25 | 10.3% | 3.6% | ||
| Q4 24 | 9.6% | 5.3% | ||
| Q3 24 | 6.7% | 3.8% | ||
| Q2 24 | 1.7% | 3.3% |
| Q1 26 | — | — | ||
| Q4 25 | — | $0.05 | ||
| Q3 25 | — | $0.12 | ||
| Q2 25 | — | $0.16 | ||
| Q1 25 | — | $0.12 | ||
| Q4 24 | — | $0.20 | ||
| Q3 24 | — | $0.14 | ||
| Q2 24 | — | $0.13 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $196.1M |
| Total DebtLower is stronger | — | $79.1M |
| Stockholders' EquityBook value | $649.1M | $1.5B |
| Total Assets | $2.4B | $2.3B |
| Debt / EquityLower = less leverage | — | 0.05× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $196.1M | ||
| Q3 25 | — | $197.9M | ||
| Q2 25 | — | $206.8M | ||
| Q1 25 | — | $179.3M | ||
| Q4 24 | — | $183.0M | ||
| Q3 24 | — | $165.7M | ||
| Q2 24 | — | $133.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | $79.1M | ||
| Q3 25 | — | $99.1M | ||
| Q2 25 | — | $121.1M | ||
| Q1 25 | — | $121.1M | ||
| Q4 24 | — | $121.1M | ||
| Q3 24 | — | $121.1M | ||
| Q2 24 | — | $121.1M |
| Q1 26 | $649.1M | — | ||
| Q4 25 | $640.4M | $1.5B | ||
| Q3 25 | $627.4M | $1.5B | ||
| Q2 25 | $605.7M | $1.5B | ||
| Q1 25 | $584.7M | $1.5B | ||
| Q4 24 | $545.8M | $1.5B | ||
| Q3 24 | $513.4M | $1.5B | ||
| Q2 24 | $484.1M | $1.5B |
| Q1 26 | $2.4B | — | ||
| Q4 25 | $2.4B | $2.3B | ||
| Q3 25 | $2.4B | $2.3B | ||
| Q2 25 | $2.4B | $2.3B | ||
| Q1 25 | $2.4B | $2.3B | ||
| Q4 24 | $2.3B | $2.3B | ||
| Q3 24 | $2.3B | $2.3B | ||
| Q2 24 | $2.3B | $2.3B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.05× | ||
| Q3 25 | — | 0.07× | ||
| Q2 25 | — | 0.08× | ||
| Q1 25 | — | 0.08× | ||
| Q4 24 | — | 0.08× | ||
| Q3 24 | — | 0.08× | ||
| Q2 24 | — | 0.08× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $57.1M |
| Free Cash FlowOCF − Capex | — | $23.2M |
| FCF MarginFCF / Revenue | — | 6.1% |
| Capex IntensityCapex / Revenue | — | 8.9% |
| Cash ConversionOCF / Net Profit | — | 9.89× |
| TTM Free Cash FlowTrailing 4 quarters | — | $97.8M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $70.2M | $57.1M | ||
| Q3 25 | $22.4M | $63.2M | ||
| Q2 25 | $12.1M | $48.4M | ||
| Q1 25 | $25.7M | $41.5M | ||
| Q4 24 | $67.4M | $97.4M | ||
| Q3 24 | $12.7M | $55.3M | ||
| Q2 24 | $21.7M | $-13.2M |
| Q1 26 | — | — | ||
| Q4 25 | — | $23.2M | ||
| Q3 25 | — | $39.0M | ||
| Q2 25 | — | $27.2M | ||
| Q1 25 | — | $8.4M | ||
| Q4 24 | — | $53.0M | ||
| Q3 24 | — | $23.3M | ||
| Q2 24 | — | $-49.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | 6.1% | ||
| Q3 25 | — | 9.5% | ||
| Q2 25 | — | 6.4% | ||
| Q1 25 | — | 2.1% | ||
| Q4 24 | — | 12.1% | ||
| Q3 24 | — | 5.5% | ||
| Q2 24 | — | -10.5% |
| Q1 26 | — | — | ||
| Q4 25 | — | 8.9% | ||
| Q3 25 | — | 5.9% | ||
| Q2 25 | — | 5.0% | ||
| Q1 25 | — | 8.5% | ||
| Q4 24 | — | 10.2% | ||
| Q3 24 | — | 7.6% | ||
| Q2 24 | — | 7.7% |
| Q1 26 | — | — | ||
| Q4 25 | 4.08× | 9.89× | ||
| Q3 25 | 1.11× | 4.52× | ||
| Q2 25 | 0.72× | 2.69× | ||
| Q1 25 | 1.02× | 2.98× | ||
| Q4 24 | 2.81× | 4.23× | ||
| Q3 24 | 0.76× | 3.40× | ||
| Q2 24 | 5.22× | -0.86× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DGICA
Segment breakdown not available.
XPRO
| NLA | $130.3M | 34% |
| ESSA | $116.3M | 30% |
| MENA | $93.0M | 24% |
| Other | $42.5M | 11% |
