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Side-by-side financial comparison of DHT Holdings, Inc. (DHT) and FIRST FINANCIAL BANKSHARES INC (FFIN). Click either name above to swap in a different company.

FIRST FINANCIAL BANKSHARES INC is the larger business by last-quarter revenue ($164.7M vs $107.3M, roughly 1.5× DHT Holdings, Inc.). FIRST FINANCIAL BANKSHARES INC runs the higher net margin — 44.5% vs 41.7%, a 2.8% gap on every dollar of revenue. On growth, FIRST FINANCIAL BANKSHARES INC posted the faster year-over-year revenue change (12.0% vs -24.5%).

DHT Holdings, Inc. is an independent international crude oil tanker operator that owns and manages a fleet of very large crude carriers. It offers marine transportation services for crude oil across major global trade routes, serving clients including leading oil producers, refineries, and commodity trading enterprises worldwide.

First Financial Bank is a regional bank operated by First Financial Corporation and based in Terre Haute, Indiana. It is the oldest national bank in Indiana and the fifth oldest national bank in the United States. First Financial Corporation is Vigo County's only publicly traded company.

DHT vs FFIN — Head-to-Head

Bigger by revenue
FFIN
FFIN
1.5× larger
FFIN
$164.7M
$107.3M
DHT
Growing faster (revenue YoY)
FFIN
FFIN
+36.4% gap
FFIN
12.0%
-24.5%
DHT
Higher net margin
FFIN
FFIN
2.8% more per $
FFIN
44.5%
41.7%
DHT

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
DHT
DHT
FFIN
FFIN
Revenue
$107.3M
$164.7M
Net Profit
$44.8M
$73.3M
Gross Margin
Operating Margin
44.2%
54.4%
Net Margin
41.7%
44.5%
Revenue YoY
-24.5%
12.0%
Net Profit YoY
27.3%
17.6%
EPS (diluted)
$0.28
$0.51

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DHT
DHT
FFIN
FFIN
Q4 25
$164.7M
Q3 25
$107.3M
$161.3M
Q2 25
$156.6M
Q1 25
$149.0M
Q4 24
$147.1M
Q3 24
$142.1M
$139.5M
Q2 24
$134.5M
Q1 24
$129.6M
Net Profit
DHT
DHT
FFIN
FFIN
Q4 25
$73.3M
Q3 25
$44.8M
$52.3M
Q2 25
$66.7M
Q1 25
$61.3M
Q4 24
$62.3M
Q3 24
$35.2M
$55.3M
Q2 24
$52.5M
Q1 24
$53.4M
Operating Margin
DHT
DHT
FFIN
FFIN
Q4 25
54.4%
Q3 25
44.2%
39.2%
Q2 25
52.2%
Q1 25
50.4%
Q4 24
51.7%
Q3 24
29.7%
48.3%
Q2 24
47.3%
Q1 24
50.0%
Net Margin
DHT
DHT
FFIN
FFIN
Q4 25
44.5%
Q3 25
41.7%
32.4%
Q2 25
42.6%
Q1 25
41.2%
Q4 24
42.4%
Q3 24
24.8%
39.7%
Q2 24
39.0%
Q1 24
41.2%
EPS (diluted)
DHT
DHT
FFIN
FFIN
Q4 25
$0.51
Q3 25
$0.28
$0.36
Q2 25
$0.47
Q1 25
$0.43
Q4 24
$0.43
Q3 24
$0.22
$0.39
Q2 24
$0.37
Q1 24
$0.37

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DHT
DHT
FFIN
FFIN
Cash + ST InvestmentsLiquidity on hand
$81.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.1B
$1.9B
Total Assets
$1.4B
$15.4B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DHT
DHT
FFIN
FFIN
Q4 25
Q3 25
$81.3M
Q2 25
Q1 25
Q4 24
Q3 24
$73.8M
Q2 24
Q1 24
Stockholders' Equity
DHT
DHT
FFIN
FFIN
Q4 25
$1.9B
Q3 25
$1.1B
$1.8B
Q2 25
$1.7B
Q1 25
$1.7B
Q4 24
$1.6B
Q3 24
$1.0B
$1.7B
Q2 24
$1.5B
Q1 24
$1.5B
Total Assets
DHT
DHT
FFIN
FFIN
Q4 25
$15.4B
Q3 25
$1.4B
$14.8B
Q2 25
$14.4B
Q1 25
$14.3B
Q4 24
$14.0B
Q3 24
$1.5B
$13.6B
Q2 24
$13.2B
Q1 24
$13.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DHT
DHT
FFIN
FFIN
Operating Cash FlowLast quarter
$60.9M
$299.4M
Free Cash FlowOCF − Capex
$286.0M
FCF MarginFCF / Revenue
173.6%
Capex IntensityCapex / Revenue
8.2%
Cash ConversionOCF / Net Profit
1.36×
4.08×
TTM Free Cash FlowTrailing 4 quarters
$503.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DHT
DHT
FFIN
FFIN
Q4 25
$299.4M
Q3 25
$60.9M
$86.5M
Q2 25
$61.3M
Q1 25
$76.8M
Q4 24
$309.6M
Q3 24
$80.1M
$80.7M
Q2 24
$68.8M
Q1 24
$75.6M
Free Cash Flow
DHT
DHT
FFIN
FFIN
Q4 25
$286.0M
Q3 25
$83.7M
Q2 25
$58.7M
Q1 25
$74.7M
Q4 24
$292.9M
Q3 24
$77.7M
Q2 24
$63.8M
Q1 24
$71.7M
FCF Margin
DHT
DHT
FFIN
FFIN
Q4 25
173.6%
Q3 25
51.9%
Q2 25
37.5%
Q1 25
50.1%
Q4 24
199.1%
Q3 24
55.7%
Q2 24
47.4%
Q1 24
55.3%
Capex Intensity
DHT
DHT
FFIN
FFIN
Q4 25
8.2%
Q3 25
1.7%
Q2 25
1.6%
Q1 25
1.4%
Q4 24
11.4%
Q3 24
2.2%
Q2 24
3.7%
Q1 24
3.0%
Cash Conversion
DHT
DHT
FFIN
FFIN
Q4 25
4.08×
Q3 25
1.36×
1.65×
Q2 25
0.92×
Q1 25
1.25×
Q4 24
4.97×
Q3 24
2.28×
1.46×
Q2 24
1.31×
Q1 24
1.42×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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