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Side-by-side financial comparison of ENTERPRISE FINANCIAL SERVICES CORP (EFSC) and FIRST FINANCIAL BANKSHARES INC (FFIN). Click either name above to swap in a different company.

ENTERPRISE FINANCIAL SERVICES CORP is the larger business by last-quarter revenue ($185.2M vs $164.7M, roughly 1.1× FIRST FINANCIAL BANKSHARES INC). FIRST FINANCIAL BANKSHARES INC runs the higher net margin — 44.5% vs 26.6%, a 17.9% gap on every dollar of revenue. Over the past eight quarters, FIRST FINANCIAL BANKSHARES INC's revenue compounded faster (12.7% CAGR vs 9.0%).

The Hewlett Packard Enterprise Company (HPE) is an American multinational information technology company based in Spring, Texas. It is a business-focused organization which works in servers, storage, networking, containerization software and consulting and support. HPE was ranked No. 107 in the 2018 Fortune 500 list of the largest United States corporations by total revenue.

First Financial Bank is a regional bank operated by First Financial Corporation and based in Terre Haute, Indiana. It is the oldest national bank in Indiana and the fifth oldest national bank in the United States. First Financial Corporation is Vigo County's only publicly traded company.

EFSC vs FFIN — Head-to-Head

Bigger by revenue
EFSC
EFSC
1.1× larger
EFSC
$185.2M
$164.7M
FFIN
Higher net margin
FFIN
FFIN
17.9% more per $
FFIN
44.5%
26.6%
EFSC
Faster 2-yr revenue CAGR
FFIN
FFIN
Annualised
FFIN
12.7%
9.0%
EFSC

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
EFSC
EFSC
FFIN
FFIN
Revenue
$185.2M
$164.7M
Net Profit
$49.4M
$73.3M
Gross Margin
Operating Margin
54.4%
Net Margin
26.6%
44.5%
Revenue YoY
12.0%
Net Profit YoY
-1.2%
17.6%
EPS (diluted)
$1.30
$0.51

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EFSC
EFSC
FFIN
FFIN
Q1 26
$185.2M
Q4 25
$193.6M
$164.7M
Q3 25
$206.9M
$161.3M
Q2 25
$173.4M
$156.6M
Q1 25
$166.0M
$149.0M
Q4 24
$167.0M
$147.1M
Q3 24
$164.9M
$139.5M
Q2 24
$156.0M
$134.5M
Net Profit
EFSC
EFSC
FFIN
FFIN
Q1 26
$49.4M
Q4 25
$54.8M
$73.3M
Q3 25
$45.2M
$52.3M
Q2 25
$51.4M
$66.7M
Q1 25
$50.0M
$61.3M
Q4 24
$48.8M
$62.3M
Q3 24
$50.6M
$55.3M
Q2 24
$45.4M
$52.5M
Operating Margin
EFSC
EFSC
FFIN
FFIN
Q1 26
Q4 25
54.4%
Q3 25
42.9%
39.2%
Q2 25
37.0%
52.2%
Q1 25
36.8%
50.4%
Q4 24
51.7%
Q3 24
38.1%
48.3%
Q2 24
36.7%
47.3%
Net Margin
EFSC
EFSC
FFIN
FFIN
Q1 26
26.6%
Q4 25
28.3%
44.5%
Q3 25
21.9%
32.4%
Q2 25
29.6%
42.6%
Q1 25
30.1%
41.2%
Q4 24
29.2%
42.4%
Q3 24
30.7%
39.7%
Q2 24
29.1%
39.0%
EPS (diluted)
EFSC
EFSC
FFIN
FFIN
Q1 26
$1.30
Q4 25
$1.45
$0.51
Q3 25
$1.19
$0.36
Q2 25
$1.36
$0.47
Q1 25
$1.31
$0.43
Q4 24
$1.27
$0.43
Q3 24
$1.32
$0.39
Q2 24
$1.19
$0.37

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EFSC
EFSC
FFIN
FFIN
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
Stockholders' EquityBook value
$2.1B
$1.9B
Total Assets
$17.3B
$15.4B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Stockholders' Equity
EFSC
EFSC
FFIN
FFIN
Q1 26
$2.1B
Q4 25
$2.0B
$1.9B
Q3 25
$2.0B
$1.8B
Q2 25
$1.9B
$1.7B
Q1 25
$1.9B
$1.7B
Q4 24
$1.8B
$1.6B
Q3 24
$1.8B
$1.7B
Q2 24
$1.8B
$1.5B
Total Assets
EFSC
EFSC
FFIN
FFIN
Q1 26
$17.3B
Q4 25
$17.3B
$15.4B
Q3 25
$16.4B
$14.8B
Q2 25
$16.1B
$14.4B
Q1 25
$15.7B
$14.3B
Q4 24
$15.6B
$14.0B
Q3 24
$15.0B
$13.6B
Q2 24
$14.6B
$13.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EFSC
EFSC
FFIN
FFIN
Operating Cash FlowLast quarter
$299.4M
Free Cash FlowOCF − Capex
$286.0M
FCF MarginFCF / Revenue
173.6%
Capex IntensityCapex / Revenue
8.2%
Cash ConversionOCF / Net Profit
4.08×
TTM Free Cash FlowTrailing 4 quarters
$503.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EFSC
EFSC
FFIN
FFIN
Q1 26
Q4 25
$193.5M
$299.4M
Q3 25
$49.4M
$86.5M
Q2 25
$61.3M
$61.3M
Q1 25
$40.0M
$76.8M
Q4 24
$247.4M
$309.6M
Q3 24
$89.0M
$80.7M
Q2 24
$76.5M
$68.8M
Free Cash Flow
EFSC
EFSC
FFIN
FFIN
Q1 26
Q4 25
$181.5M
$286.0M
Q3 25
$47.1M
$83.7M
Q2 25
$59.0M
$58.7M
Q1 25
$35.6M
$74.7M
Q4 24
$239.9M
$292.9M
Q3 24
$88.2M
$77.7M
Q2 24
$74.7M
$63.8M
FCF Margin
EFSC
EFSC
FFIN
FFIN
Q1 26
Q4 25
93.8%
173.6%
Q3 25
22.8%
51.9%
Q2 25
34.0%
37.5%
Q1 25
21.5%
50.1%
Q4 24
143.7%
199.1%
Q3 24
53.5%
55.7%
Q2 24
47.9%
47.4%
Capex Intensity
EFSC
EFSC
FFIN
FFIN
Q1 26
Q4 25
6.2%
8.2%
Q3 25
1.1%
1.7%
Q2 25
1.3%
1.6%
Q1 25
2.7%
1.4%
Q4 24
4.5%
11.4%
Q3 24
0.5%
2.2%
Q2 24
1.1%
3.7%
Cash Conversion
EFSC
EFSC
FFIN
FFIN
Q1 26
Q4 25
3.53×
4.08×
Q3 25
1.09×
1.65×
Q2 25
1.19×
0.92×
Q1 25
0.80×
1.25×
Q4 24
5.07×
4.97×
Q3 24
1.76×
1.46×
Q2 24
1.68×
1.31×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EFSC
EFSC

Net Interest Income$166.1M90%
Noninterest Income$19.1M10%

FFIN
FFIN

Segment breakdown not available.

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