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Side-by-side financial comparison of 1stdibs.com, Inc. (DIBS) and First Bancorp, Inc (FNLC). Click either name above to swap in a different company.

First Bancorp, Inc is the larger business by last-quarter revenue ($25.8M vs $23.0M, roughly 1.1× 1stdibs.com, Inc.). First Bancorp, Inc runs the higher net margin — 39.4% vs -4.5%, a 43.9% gap on every dollar of revenue. On growth, First Bancorp, Inc posted the faster year-over-year revenue change (17.5% vs 0.9%). First Bancorp, Inc produced more free cash flow last quarter ($34.6M vs $3.6M). Over the past eight quarters, First Bancorp, Inc's revenue compounded faster (18.1% CAGR vs 2.0%).

1stdibs.com, Inc. is an American e-commerce company. It has an online marketplace, which sells luxury items such as high-end furniture for interior design, fine art and jewelry. The company has been recognized for "pushing the antiques business into the 21st century." Originally, founded in Paris, it is headquartered in New York City.

Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.

DIBS vs FNLC — Head-to-Head

Bigger by revenue
FNLC
FNLC
1.1× larger
FNLC
$25.8M
$23.0M
DIBS
Growing faster (revenue YoY)
FNLC
FNLC
+16.7% gap
FNLC
17.5%
0.9%
DIBS
Higher net margin
FNLC
FNLC
43.9% more per $
FNLC
39.4%
-4.5%
DIBS
More free cash flow
FNLC
FNLC
$31.0M more FCF
FNLC
$34.6M
$3.6M
DIBS
Faster 2-yr revenue CAGR
FNLC
FNLC
Annualised
FNLC
18.1%
2.0%
DIBS

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
DIBS
DIBS
FNLC
FNLC
Revenue
$23.0M
$25.8M
Net Profit
$-1.0M
$10.2M
Gross Margin
73.5%
Operating Margin
-10.1%
48.1%
Net Margin
-4.5%
39.4%
Revenue YoY
0.9%
17.5%
Net Profit YoY
80.0%
39.7%
EPS (diluted)
$-0.02
$0.91

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DIBS
DIBS
FNLC
FNLC
Q4 25
$23.0M
$25.8M
Q3 25
$22.0M
$24.5M
Q2 25
$22.1M
$22.5M
Q1 25
$22.5M
$21.8M
Q4 24
$22.8M
$22.0M
Q3 24
$21.2M
$20.5M
Q2 24
$22.2M
$19.2M
Q1 24
$22.1M
$18.5M
Net Profit
DIBS
DIBS
FNLC
FNLC
Q4 25
$-1.0M
$10.2M
Q3 25
$-3.5M
$9.1M
Q2 25
$-4.3M
$8.1M
Q1 25
$-4.8M
$7.1M
Q4 24
$-5.2M
$7.3M
Q3 24
$-5.7M
$7.6M
Q2 24
$-4.4M
$6.2M
Q1 24
$-3.3M
$6.0M
Gross Margin
DIBS
DIBS
FNLC
FNLC
Q4 25
73.5%
Q3 25
74.3%
Q2 25
71.8%
Q1 25
72.4%
Q4 24
72.3%
Q3 24
71.0%
Q2 24
71.7%
Q1 24
72.5%
Operating Margin
DIBS
DIBS
FNLC
FNLC
Q4 25
-10.1%
48.1%
Q3 25
-21.3%
45.2%
Q2 25
-25.8%
43.7%
Q1 25
-27.7%
39.3%
Q4 24
-30.6%
39.5%
Q3 24
-34.9%
44.6%
Q2 24
-29.2%
38.8%
Q1 24
-24.3%
39.3%
Net Margin
DIBS
DIBS
FNLC
FNLC
Q4 25
-4.5%
39.4%
Q3 25
-16.0%
37.0%
Q2 25
-19.5%
35.8%
Q1 25
-21.3%
32.5%
Q4 24
-22.9%
33.1%
Q3 24
-26.8%
36.9%
Q2 24
-20.0%
32.1%
Q1 24
-15.0%
32.5%
EPS (diluted)
DIBS
DIBS
FNLC
FNLC
Q4 25
$-0.02
$0.91
Q3 25
$-0.10
$0.81
Q2 25
$-0.12
$0.72
Q1 25
$-0.14
$0.63
Q4 24
$-0.14
$0.66
Q3 24
$-0.15
$0.68
Q2 24
$-0.12
$0.55
Q1 24
$-0.08
$0.54

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DIBS
DIBS
FNLC
FNLC
Cash + ST InvestmentsLiquidity on hand
$22.9M
Total DebtLower is stronger
$95.5M
Stockholders' EquityBook value
$93.6M
$283.1M
Total Assets
$132.1M
$3.2B
Debt / EquityLower = less leverage
0.34×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DIBS
DIBS
FNLC
FNLC
Q4 25
$22.9M
Q3 25
$19.9M
Q2 25
$22.4M
Q1 25
$20.3M
Q4 24
$26.0M
Q3 24
$22.0M
Q2 24
$23.8M
Q1 24
$33.7M
Total Debt
DIBS
DIBS
FNLC
FNLC
Q4 25
$95.5M
Q3 25
$95.5M
Q2 25
$95.0M
Q1 25
$70.0M
Q4 24
$95.0M
Q3 24
$95.0M
Q2 24
$70.0M
Q1 24
$70.0M
Stockholders' Equity
DIBS
DIBS
FNLC
FNLC
Q4 25
$93.6M
$283.1M
Q3 25
$94.0M
$274.6M
Q2 25
$94.9M
$265.5M
Q1 25
$96.2M
$259.7M
Q4 24
$99.3M
$252.5M
Q3 24
$107.2M
$256.8M
Q2 24
$110.4M
$244.7M
Q1 24
$131.0M
$242.6M
Total Assets
DIBS
DIBS
FNLC
FNLC
Q4 25
$132.1M
$3.2B
Q3 25
$135.2M
$3.2B
Q2 25
$138.6M
$3.2B
Q1 25
$142.5M
$3.2B
Q4 24
$145.8M
$3.2B
Q3 24
$154.4M
$3.1B
Q2 24
$157.6M
$3.1B
Q1 24
$179.5M
$3.0B
Debt / Equity
DIBS
DIBS
FNLC
FNLC
Q4 25
0.34×
Q3 25
0.35×
Q2 25
0.36×
Q1 25
0.27×
Q4 24
0.38×
Q3 24
0.37×
Q2 24
0.29×
Q1 24
0.29×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DIBS
DIBS
FNLC
FNLC
Operating Cash FlowLast quarter
$4.3M
$37.8M
Free Cash FlowOCF − Capex
$3.6M
$34.6M
FCF MarginFCF / Revenue
15.7%
133.9%
Capex IntensityCapex / Revenue
2.9%
12.5%
Cash ConversionOCF / Net Profit
3.72×
TTM Free Cash FlowTrailing 4 quarters
$-3.2M
$55.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DIBS
DIBS
FNLC
FNLC
Q4 25
$4.3M
$37.8M
Q3 25
$-1.5M
$12.9M
Q2 25
$-5.1M
$7.4M
Q1 25
$-96.0K
$2.2M
Q4 24
$2.8M
$26.0M
Q3 24
$-3.0K
$9.8M
Q2 24
$-2.6M
$6.4M
Q1 24
$-3.1M
$-1.5M
Free Cash Flow
DIBS
DIBS
FNLC
FNLC
Q4 25
$3.6M
$34.6M
Q3 25
$-1.5M
$12.6M
Q2 25
$-5.2M
$7.2M
Q1 25
$-143.0K
$828.0K
Q4 24
$1.5M
$24.6M
Q3 24
$-44.0K
$9.6M
Q2 24
$-3.0M
$6.3M
Q1 24
$-3.3M
$-1.8M
FCF Margin
DIBS
DIBS
FNLC
FNLC
Q4 25
15.7%
133.9%
Q3 25
-6.8%
51.4%
Q2 25
-23.4%
32.1%
Q1 25
-0.6%
3.8%
Q4 24
6.5%
111.7%
Q3 24
-0.2%
47.0%
Q2 24
-13.5%
32.9%
Q1 24
-14.8%
-9.8%
Capex Intensity
DIBS
DIBS
FNLC
FNLC
Q4 25
2.9%
12.5%
Q3 25
0.1%
1.2%
Q2 25
0.2%
0.6%
Q1 25
0.2%
6.2%
Q4 24
5.8%
6.7%
Q3 24
0.2%
0.5%
Q2 24
1.6%
0.3%
Q1 24
0.9%
1.8%
Cash Conversion
DIBS
DIBS
FNLC
FNLC
Q4 25
3.72×
Q3 25
1.42×
Q2 25
0.91×
Q1 25
0.31×
Q4 24
3.58×
Q3 24
1.29×
Q2 24
1.03×
Q1 24
-0.25×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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