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Side-by-side financial comparison of 1stdibs.com, Inc. (DIBS) and Finward Bancorp (FNWD). Click either name above to swap in a different company.

1stdibs.com, Inc. is the larger business by last-quarter revenue ($23.0M vs $16.5M, roughly 1.4× Finward Bancorp). Finward Bancorp runs the higher net margin — 12.0% vs -4.5%, a 16.5% gap on every dollar of revenue. On growth, Finward Bancorp posted the faster year-over-year revenue change (1.1% vs 0.9%). Finward Bancorp produced more free cash flow last quarter ($9.0M vs $3.6M). Over the past eight quarters, 1stdibs.com, Inc.'s revenue compounded faster (2.0% CAGR vs -19.1%).

1stdibs.com, Inc. is an American e-commerce company. It has an online marketplace, which sells luxury items such as high-end furniture for interior design, fine art and jewelry. The company has been recognized for "pushing the antiques business into the 21st century." Originally, founded in Paris, it is headquartered in New York City.

Finward Bancorp is a U.S.-headquartered regional bank holding company. It offers a full range of retail and commercial banking products and services, including deposit accounts, personal and mortgage loans, small business financing, and wealth management solutions, primarily serving individual customers and small to mid-sized enterprises in its local operating regions.

DIBS vs FNWD — Head-to-Head

Bigger by revenue
DIBS
DIBS
1.4× larger
DIBS
$23.0M
$16.5M
FNWD
Growing faster (revenue YoY)
FNWD
FNWD
+0.2% gap
FNWD
1.1%
0.9%
DIBS
Higher net margin
FNWD
FNWD
16.5% more per $
FNWD
12.0%
-4.5%
DIBS
More free cash flow
FNWD
FNWD
$5.4M more FCF
FNWD
$9.0M
$3.6M
DIBS
Faster 2-yr revenue CAGR
DIBS
DIBS
Annualised
DIBS
2.0%
-19.1%
FNWD

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
DIBS
DIBS
FNWD
FNWD
Revenue
$23.0M
$16.5M
Net Profit
$-1.0M
$2.0M
Gross Margin
73.5%
Operating Margin
-10.1%
11.0%
Net Margin
-4.5%
12.0%
Revenue YoY
0.9%
1.1%
Net Profit YoY
80.0%
-5.6%
EPS (diluted)
$-0.02
$0.46

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DIBS
DIBS
FNWD
FNWD
Q4 25
$23.0M
$16.5M
Q3 25
$22.0M
$17.4M
Q2 25
$22.1M
$16.6M
Q1 25
$22.5M
$15.5M
Q4 24
$22.8M
$16.3M
Q3 24
$21.2M
$14.9M
Q2 24
$22.2M
$14.6M
Q1 24
$22.1M
$25.3M
Net Profit
DIBS
DIBS
FNWD
FNWD
Q4 25
$-1.0M
$2.0M
Q3 25
$-3.5M
$3.5M
Q2 25
$-4.3M
$2.2M
Q1 25
$-4.8M
$455.0K
Q4 24
$-5.2M
$2.1M
Q3 24
$-5.7M
$606.0K
Q2 24
$-4.4M
$143.0K
Q1 24
$-3.3M
$9.3M
Gross Margin
DIBS
DIBS
FNWD
FNWD
Q4 25
73.5%
Q3 25
74.3%
Q2 25
71.8%
Q1 25
72.4%
Q4 24
72.3%
Q3 24
71.0%
Q2 24
71.7%
Q1 24
72.5%
Operating Margin
DIBS
DIBS
FNWD
FNWD
Q4 25
-10.1%
11.0%
Q3 25
-21.3%
20.5%
Q2 25
-25.8%
12.7%
Q1 25
-27.7%
4.0%
Q4 24
-30.6%
16.3%
Q3 24
-34.9%
2.7%
Q2 24
-29.2%
0.9%
Q1 24
-24.3%
40.6%
Net Margin
DIBS
DIBS
FNWD
FNWD
Q4 25
-4.5%
12.0%
Q3 25
-16.0%
20.1%
Q2 25
-19.5%
12.9%
Q1 25
-21.3%
2.9%
Q4 24
-22.9%
12.9%
Q3 24
-26.8%
4.1%
Q2 24
-20.0%
1.0%
Q1 24
-15.0%
36.7%
EPS (diluted)
DIBS
DIBS
FNWD
FNWD
Q4 25
$-0.02
$0.46
Q3 25
$-0.10
$0.81
Q2 25
$-0.12
$0.50
Q1 25
$-0.14
$0.11
Q4 24
$-0.14
$0.50
Q3 24
$-0.15
$0.14
Q2 24
$-0.12
$0.03
Q1 24
$-0.08
$2.17

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DIBS
DIBS
FNWD
FNWD
Cash + ST InvestmentsLiquidity on hand
$22.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$93.6M
$174.7M
Total Assets
$132.1M
$2.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DIBS
DIBS
FNWD
FNWD
Q4 25
$22.9M
Q3 25
$19.9M
Q2 25
$22.4M
Q1 25
$20.3M
Q4 24
$26.0M
Q3 24
$22.0M
Q2 24
$23.8M
Q1 24
$33.7M
Stockholders' Equity
DIBS
DIBS
FNWD
FNWD
Q4 25
$93.6M
$174.7M
Q3 25
$94.0M
$165.5M
Q2 25
$94.9M
$154.3M
Q1 25
$96.2M
$151.8M
Q4 24
$99.3M
$151.4M
Q3 24
$107.2M
$159.6M
Q2 24
$110.4M
$148.6M
Q1 24
$131.0M
$151.6M
Total Assets
DIBS
DIBS
FNWD
FNWD
Q4 25
$132.1M
$2.0B
Q3 25
$135.2M
$2.1B
Q2 25
$138.6M
$2.1B
Q1 25
$142.5M
$2.0B
Q4 24
$145.8M
$2.1B
Q3 24
$154.4M
$2.1B
Q2 24
$157.6M
$2.1B
Q1 24
$179.5M
$2.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DIBS
DIBS
FNWD
FNWD
Operating Cash FlowLast quarter
$4.3M
$9.9M
Free Cash FlowOCF − Capex
$3.6M
$9.0M
FCF MarginFCF / Revenue
15.7%
54.8%
Capex IntensityCapex / Revenue
2.9%
5.2%
Cash ConversionOCF / Net Profit
4.99×
TTM Free Cash FlowTrailing 4 quarters
$-3.2M
$10.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DIBS
DIBS
FNWD
FNWD
Q4 25
$4.3M
$9.9M
Q3 25
$-1.5M
$1.2M
Q2 25
$-5.1M
$4.8M
Q1 25
$-96.0K
$-3.8M
Q4 24
$2.8M
$9.8M
Q3 24
$-3.0K
$-3.7M
Q2 24
$-2.6M
$2.8M
Q1 24
$-3.1M
$-25.0K
Free Cash Flow
DIBS
DIBS
FNWD
FNWD
Q4 25
$3.6M
$9.0M
Q3 25
$-1.5M
$1.0M
Q2 25
$-5.2M
$4.5M
Q1 25
$-143.0K
$-4.0M
Q4 24
$1.5M
$6.7M
Q3 24
$-44.0K
$-4.2M
Q2 24
$-3.0M
$1.1M
Q1 24
$-3.3M
$-736.0K
FCF Margin
DIBS
DIBS
FNWD
FNWD
Q4 25
15.7%
54.8%
Q3 25
-6.8%
6.0%
Q2 25
-23.4%
27.0%
Q1 25
-0.6%
-25.7%
Q4 24
6.5%
41.2%
Q3 24
-0.2%
-28.5%
Q2 24
-13.5%
7.6%
Q1 24
-14.8%
-2.9%
Capex Intensity
DIBS
DIBS
FNWD
FNWD
Q4 25
2.9%
5.2%
Q3 25
0.1%
0.9%
Q2 25
0.2%
1.7%
Q1 25
0.2%
1.2%
Q4 24
5.8%
18.8%
Q3 24
0.2%
3.4%
Q2 24
1.6%
11.2%
Q1 24
0.9%
2.8%
Cash Conversion
DIBS
DIBS
FNWD
FNWD
Q4 25
4.99×
Q3 25
0.34×
Q2 25
2.22×
Q1 25
-8.37×
Q4 24
4.66×
Q3 24
-6.15×
Q2 24
19.23×
Q1 24
-0.00×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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