Finward BancorpFNWDEarnings & Financial Report
Nasdaq
NextMar 31, 2026
FNWD Q3 2025 Key Financial Metrics
Revenue
$14.4M
Gross Profit
N/A
Operating Profit
$3.6M
Net Profit
$3.5M
Gross Margin
N/A
Operating Margin
24.6%
Net Margin
24.2%
YoY Growth
20.3%
EPS
$0.81
Financial Flow
Finward Bancorp Q3 2025 Financial Summary
Finward Bancorp reported revenue of $14.4M for Q3 2025, with a net profit of $3.5M (24.2% margin). Cost of goods sold was N/A, operating expenses totaled N/A.
Key Financial Metrics
| Total Revenue | $14.4M |
|---|---|
| Net Profit | $3.5M |
| Gross Margin | N/A |
| Operating Margin | 24.6% |
| Report Period | Q3 2025 |
Finward Bancorp Annual Revenue by Year
Finward Bancorp annual revenue history includes year-by-year totals (for example, 2024 revenue was $48.4M).
| Year | Annual Revenue |
|---|---|
| 2024 | $48.4M |
| 2023 | $54.6M |
| 2022 | $67.1M |
Income Statement
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $12.7M | $11.8M | $12.1M | $12.0M | $12.6M | $13.3M | $13.9M | $14.4M |
| YoY Growth | -24.4% | -19.7% | -14.1% | -8.6% | -0.8% | 13.0% | 15.7% | 20.3% |
Balance Sheet
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $2.11B | $2.07B | $2.08B | $2.07B | $2.06B | $2.04B | $2.06B | $2.05B |
| Liabilities | $1.96B | $1.92B | $1.93B | $1.92B | $1.91B | $1.89B | $1.90B | $1.89B |
| Equity | $136.4M | $151.6M | $148.6M | $159.6M | $151.4M | $151.8M | $154.3M | $165.5M |
Cash Flow
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $1.8M | $-25000 | $2.8M | $-3.7M | $10.8M | $-3.8M | $4.8M | $1.2M |