vs

Side-by-side financial comparison of 1stdibs.com, Inc. (DIBS) and ISABELLA BANK CORP (ISBA). Click either name above to swap in a different company.

1stdibs.com, Inc. is the larger business by last-quarter revenue ($23.0M vs $21.2M, roughly 1.1× ISABELLA BANK CORP). ISABELLA BANK CORP runs the higher net margin — 22.2% vs -4.5%, a 26.7% gap on every dollar of revenue. On growth, ISABELLA BANK CORP posted the faster year-over-year revenue change (14.3% vs 0.9%). ISABELLA BANK CORP produced more free cash flow last quarter ($23.3M vs $3.6M). Over the past eight quarters, ISABELLA BANK CORP's revenue compounded faster (12.6% CAGR vs 2.0%).

1stdibs.com, Inc. is an American e-commerce company. It has an online marketplace, which sells luxury items such as high-end furniture for interior design, fine art and jewelry. The company has been recognized for "pushing the antiques business into the 21st century." Originally, founded in Paris, it is headquartered in New York City.

The Bank of the Philippine Islands is a universal bank in the Philippines. It is the oldest bank in both the Philippines and Southeast Asia. It is the fourth largest bank in terms of assets, the second largest bank in terms of market capitalization, and one of the most profitable banks in the Philippines.

DIBS vs ISBA — Head-to-Head

Bigger by revenue
DIBS
DIBS
1.1× larger
DIBS
$23.0M
$21.2M
ISBA
Growing faster (revenue YoY)
ISBA
ISBA
+13.4% gap
ISBA
14.3%
0.9%
DIBS
Higher net margin
ISBA
ISBA
26.7% more per $
ISBA
22.2%
-4.5%
DIBS
More free cash flow
ISBA
ISBA
$19.7M more FCF
ISBA
$23.3M
$3.6M
DIBS
Faster 2-yr revenue CAGR
ISBA
ISBA
Annualised
ISBA
12.6%
2.0%
DIBS

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
DIBS
DIBS
ISBA
ISBA
Revenue
$23.0M
$21.2M
Net Profit
$-1.0M
$4.7M
Gross Margin
73.5%
Operating Margin
-10.1%
32.2%
Net Margin
-4.5%
22.2%
Revenue YoY
0.9%
14.3%
Net Profit YoY
80.0%
17.4%
EPS (diluted)
$-0.02
$0.64

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DIBS
DIBS
ISBA
ISBA
Q4 25
$23.0M
$21.2M
Q3 25
$22.0M
$20.5M
Q2 25
$22.1M
$18.8M
Q1 25
$22.5M
$18.1M
Q4 24
$22.8M
$18.5M
Q3 24
$21.2M
$18.0M
Q2 24
$22.2M
$17.2M
Q1 24
$22.1M
$16.7M
Net Profit
DIBS
DIBS
ISBA
ISBA
Q4 25
$-1.0M
$4.7M
Q3 25
$-3.5M
$5.2M
Q2 25
$-4.3M
$5.0M
Q1 25
$-4.8M
$3.9M
Q4 24
$-5.2M
$4.0M
Q3 24
$-5.7M
$3.3M
Q2 24
$-4.4M
$3.5M
Q1 24
$-3.3M
$3.1M
Gross Margin
DIBS
DIBS
ISBA
ISBA
Q4 25
73.5%
Q3 25
74.3%
Q2 25
71.8%
Q1 25
72.4%
Q4 24
72.3%
Q3 24
71.0%
Q2 24
71.7%
Q1 24
72.5%
Operating Margin
DIBS
DIBS
ISBA
ISBA
Q4 25
-10.1%
32.2%
Q3 25
-21.3%
30.7%
Q2 25
-25.8%
32.8%
Q1 25
-27.7%
26.9%
Q4 24
-30.6%
26.0%
Q3 24
-34.9%
21.3%
Q2 24
-29.2%
23.9%
Q1 24
-24.3%
21.8%
Net Margin
DIBS
DIBS
ISBA
ISBA
Q4 25
-4.5%
22.2%
Q3 25
-16.0%
25.6%
Q2 25
-19.5%
26.7%
Q1 25
-21.3%
21.9%
Q4 24
-22.9%
21.6%
Q3 24
-26.8%
18.2%
Q2 24
-20.0%
20.3%
Q1 24
-15.0%
18.7%
EPS (diluted)
DIBS
DIBS
ISBA
ISBA
Q4 25
$-0.02
$0.64
Q3 25
$-0.10
$0.71
Q2 25
$-0.12
$0.68
Q1 25
$-0.14
$0.53
Q4 24
$-0.14
$0.54
Q3 24
$-0.15
$0.44
Q2 24
$-0.12
$0.46
Q1 24
$-0.08
$0.42

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DIBS
DIBS
ISBA
ISBA
Cash + ST InvestmentsLiquidity on hand
$22.9M
$26.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$93.6M
$231.4M
Total Assets
$132.1M
$2.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DIBS
DIBS
ISBA
ISBA
Q4 25
$22.9M
$26.0M
Q3 25
$19.9M
$161.3M
Q2 25
$22.4M
$108.6M
Q1 25
$20.3M
$69.2M
Q4 24
$26.0M
$24.5M
Q3 24
$22.0M
$27.4M
Q2 24
$23.8M
$23.6M
Q1 24
$33.7M
$25.2M
Stockholders' Equity
DIBS
DIBS
ISBA
ISBA
Q4 25
$93.6M
$231.4M
Q3 25
$94.0M
$227.4M
Q2 25
$94.9M
$220.5M
Q1 25
$96.2M
$215.6M
Q4 24
$99.3M
$210.3M
Q3 24
$107.2M
$213.0M
Q2 24
$110.4M
$202.2M
Q1 24
$131.0M
$200.7M
Total Assets
DIBS
DIBS
ISBA
ISBA
Q4 25
$132.1M
$2.2B
Q3 25
$135.2M
$2.3B
Q2 25
$138.6M
$2.2B
Q1 25
$142.5M
$2.1B
Q4 24
$145.8M
$2.1B
Q3 24
$154.4M
$2.1B
Q2 24
$157.6M
$2.1B
Q1 24
$179.5M
$2.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DIBS
DIBS
ISBA
ISBA
Operating Cash FlowLast quarter
$4.3M
$26.8M
Free Cash FlowOCF − Capex
$3.6M
$23.3M
FCF MarginFCF / Revenue
15.7%
110.2%
Capex IntensityCapex / Revenue
2.9%
16.4%
Cash ConversionOCF / Net Profit
5.72×
TTM Free Cash FlowTrailing 4 quarters
$-3.2M
$36.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DIBS
DIBS
ISBA
ISBA
Q4 25
$4.3M
$26.8M
Q3 25
$-1.5M
$2.7M
Q2 25
$-5.1M
$7.8M
Q1 25
$-96.0K
$4.7M
Q4 24
$2.8M
$19.6M
Q3 24
$-3.0K
$3.6M
Q2 24
$-2.6M
$5.5M
Q1 24
$-3.1M
$3.4M
Free Cash Flow
DIBS
DIBS
ISBA
ISBA
Q4 25
$3.6M
$23.3M
Q3 25
$-1.5M
$1.7M
Q2 25
$-5.2M
$7.2M
Q1 25
$-143.0K
$3.7M
Q4 24
$1.5M
$17.5M
Q3 24
$-44.0K
$3.2M
Q2 24
$-3.0M
$5.1M
Q1 24
$-3.3M
$2.6M
FCF Margin
DIBS
DIBS
ISBA
ISBA
Q4 25
15.7%
110.2%
Q3 25
-6.8%
8.5%
Q2 25
-23.4%
38.5%
Q1 25
-0.6%
20.6%
Q4 24
6.5%
94.6%
Q3 24
-0.2%
17.7%
Q2 24
-13.5%
29.8%
Q1 24
-14.8%
15.7%
Capex Intensity
DIBS
DIBS
ISBA
ISBA
Q4 25
2.9%
16.4%
Q3 25
0.1%
5.0%
Q2 25
0.2%
3.2%
Q1 25
0.2%
5.5%
Q4 24
5.8%
11.4%
Q3 24
0.2%
2.0%
Q2 24
1.6%
2.4%
Q1 24
0.9%
4.9%
Cash Conversion
DIBS
DIBS
ISBA
ISBA
Q4 25
5.72×
Q3 25
0.52×
Q2 25
1.56×
Q1 25
1.19×
Q4 24
4.91×
Q3 24
1.08×
Q2 24
1.59×
Q1 24
1.10×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons