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Side-by-side financial comparison of 1stdibs.com, Inc. (DIBS) and OptimumBank Holdings, Inc. (OPHC). Click either name above to swap in a different company.

1stdibs.com, Inc. is the larger business by last-quarter revenue ($23.0M vs $13.6M, roughly 1.7× OptimumBank Holdings, Inc.). OptimumBank Holdings, Inc. runs the higher net margin — 35.7% vs -4.5%, a 40.2% gap on every dollar of revenue. On growth, OptimumBank Holdings, Inc. posted the faster year-over-year revenue change (32.0% vs 0.9%). OptimumBank Holdings, Inc. produced more free cash flow last quarter ($16.9M vs $3.6M). Over the past eight quarters, OptimumBank Holdings, Inc.'s revenue compounded faster (23.0% CAGR vs 2.0%).

1stdibs.com, Inc. is an American e-commerce company. It has an online marketplace, which sells luxury items such as high-end furniture for interior design, fine art and jewelry. The company has been recognized for "pushing the antiques business into the 21st century." Originally, founded in Paris, it is headquartered in New York City.

OptimumBank Holdings, Inc. is a Florida-based bank holding company operating the local community bank OptimumBank. It offers retail and commercial banking products including deposit accounts, loans, mortgage services and wealth management, serving individual consumers and small-to-medium enterprises in southern Florida.

DIBS vs OPHC — Head-to-Head

Bigger by revenue
DIBS
DIBS
1.7× larger
DIBS
$23.0M
$13.6M
OPHC
Growing faster (revenue YoY)
OPHC
OPHC
+31.1% gap
OPHC
32.0%
0.9%
DIBS
Higher net margin
OPHC
OPHC
40.2% more per $
OPHC
35.7%
-4.5%
DIBS
More free cash flow
OPHC
OPHC
$13.3M more FCF
OPHC
$16.9M
$3.6M
DIBS
Faster 2-yr revenue CAGR
OPHC
OPHC
Annualised
OPHC
23.0%
2.0%
DIBS

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
DIBS
DIBS
OPHC
OPHC
Revenue
$23.0M
$13.6M
Net Profit
$-1.0M
$4.9M
Gross Margin
73.5%
Operating Margin
-10.1%
47.5%
Net Margin
-4.5%
35.7%
Revenue YoY
0.9%
32.0%
Net Profit YoY
80.0%
22.9%
EPS (diluted)
$-0.02
$-0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DIBS
DIBS
OPHC
OPHC
Q4 25
$23.0M
$13.6M
Q3 25
$22.0M
$13.0M
Q2 25
$22.1M
$12.1M
Q1 25
$22.5M
$10.7M
Q4 24
$22.8M
$10.3M
Q3 24
$21.2M
$10.1M
Q2 24
$22.2M
$9.9M
Q1 24
$22.1M
$9.0M
Net Profit
DIBS
DIBS
OPHC
OPHC
Q4 25
$-1.0M
$4.9M
Q3 25
$-3.5M
$4.3M
Q2 25
$-4.3M
$3.6M
Q1 25
$-4.8M
$3.9M
Q4 24
$-5.2M
$3.9M
Q3 24
$-5.7M
$3.3M
Q2 24
$-4.4M
$3.5M
Q1 24
$-3.3M
$2.4M
Gross Margin
DIBS
DIBS
OPHC
OPHC
Q4 25
73.5%
Q3 25
74.3%
Q2 25
71.8%
Q1 25
72.4%
Q4 24
72.3%
Q3 24
71.0%
Q2 24
71.7%
Q1 24
72.5%
Operating Margin
DIBS
DIBS
OPHC
OPHC
Q4 25
-10.1%
47.5%
Q3 25
-21.3%
43.5%
Q2 25
-25.8%
40.2%
Q1 25
-27.7%
48.8%
Q4 24
-30.6%
51.5%
Q3 24
-34.9%
44.0%
Q2 24
-29.2%
46.9%
Q1 24
-24.3%
35.9%
Net Margin
DIBS
DIBS
OPHC
OPHC
Q4 25
-4.5%
35.7%
Q3 25
-16.0%
33.2%
Q2 25
-19.5%
29.8%
Q1 25
-21.3%
36.3%
Q4 24
-22.9%
38.3%
Q3 24
-26.8%
32.8%
Q2 24
-20.0%
35.2%
Q1 24
-15.0%
26.4%
EPS (diluted)
DIBS
DIBS
OPHC
OPHC
Q4 25
$-0.02
$-0.08
Q3 25
$-0.10
$0.18
Q2 25
$-0.12
$0.29
Q1 25
$-0.14
$0.32
Q4 24
$-0.14
$-0.17
Q3 24
$-0.15
$0.15
Q2 24
$-0.12
$0.34
Q1 24
$-0.08
$0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DIBS
DIBS
OPHC
OPHC
Cash + ST InvestmentsLiquidity on hand
$22.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$93.6M
$121.9M
Total Assets
$132.1M
$1.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DIBS
DIBS
OPHC
OPHC
Q4 25
$22.9M
Q3 25
$19.9M
Q2 25
$22.4M
Q1 25
$20.3M
Q4 24
$26.0M
Q3 24
$22.0M
Q2 24
$23.8M
Q1 24
$33.7M
Stockholders' Equity
DIBS
DIBS
OPHC
OPHC
Q4 25
$93.6M
$121.9M
Q3 25
$94.0M
$116.9M
Q2 25
$94.9M
$111.3M
Q1 25
$96.2M
$108.0M
Q4 24
$99.3M
$103.2M
Q3 24
$107.2M
$92.7M
Q2 24
$110.4M
$87.0M
Q1 24
$131.0M
$83.0M
Total Assets
DIBS
DIBS
OPHC
OPHC
Q4 25
$132.1M
$1.1B
Q3 25
$135.2M
$1.1B
Q2 25
$138.6M
$999.1M
Q1 25
$142.5M
$977.5M
Q4 24
$145.8M
$932.9M
Q3 24
$154.4M
$945.2M
Q2 24
$157.6M
$899.8M
Q1 24
$179.5M
$940.6M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DIBS
DIBS
OPHC
OPHC
Operating Cash FlowLast quarter
$4.3M
$17.8M
Free Cash FlowOCF − Capex
$3.6M
$16.9M
FCF MarginFCF / Revenue
15.7%
124.6%
Capex IntensityCapex / Revenue
2.9%
6.6%
Cash ConversionOCF / Net Profit
3.68×
TTM Free Cash FlowTrailing 4 quarters
$-3.2M
$27.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DIBS
DIBS
OPHC
OPHC
Q4 25
$4.3M
$17.8M
Q3 25
$-1.5M
$1.9M
Q2 25
$-5.1M
$6.2M
Q1 25
$-96.0K
$3.1M
Q4 24
$2.8M
$15.6M
Q3 24
$-3.0K
$4.0M
Q2 24
$-2.6M
$3.1M
Q1 24
$-3.1M
$2.5M
Free Cash Flow
DIBS
DIBS
OPHC
OPHC
Q4 25
$3.6M
$16.9M
Q3 25
$-1.5M
$1.9M
Q2 25
$-5.2M
$5.9M
Q1 25
$-143.0K
$2.9M
Q4 24
$1.5M
$14.6M
Q3 24
$-44.0K
$3.9M
Q2 24
$-3.0M
$2.7M
Q1 24
$-3.3M
$2.3M
FCF Margin
DIBS
DIBS
OPHC
OPHC
Q4 25
15.7%
124.6%
Q3 25
-6.8%
14.7%
Q2 25
-23.4%
48.5%
Q1 25
-0.6%
26.8%
Q4 24
6.5%
141.9%
Q3 24
-0.2%
38.3%
Q2 24
-13.5%
27.5%
Q1 24
-14.8%
25.4%
Capex Intensity
DIBS
DIBS
OPHC
OPHC
Q4 25
2.9%
6.6%
Q3 25
0.1%
0.0%
Q2 25
0.2%
2.5%
Q1 25
0.2%
2.7%
Q4 24
5.8%
9.6%
Q3 24
0.2%
1.5%
Q2 24
1.6%
3.6%
Q1 24
0.9%
2.9%
Cash Conversion
DIBS
DIBS
OPHC
OPHC
Q4 25
3.68×
Q3 25
0.44×
Q2 25
1.71×
Q1 25
0.81×
Q4 24
3.95×
Q3 24
1.21×
Q2 24
0.89×
Q1 24
1.07×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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