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Side-by-side financial comparison of 1stdibs.com, Inc. (DIBS) and Pioneer Bancorp, Inc. (PBFS). Click either name above to swap in a different company.

Pioneer Bancorp, Inc. is the larger business by last-quarter revenue ($25.0M vs $23.0M, roughly 1.1× 1stdibs.com, Inc.). Pioneer Bancorp, Inc. runs the higher net margin — 82.1% vs -4.5%, a 86.6% gap on every dollar of revenue. Over the past eight quarters, Pioneer Bancorp, Inc.'s revenue compounded faster (144.9% CAGR vs 2.0%).

1stdibs.com, Inc. is an American e-commerce company. It has an online marketplace, which sells luxury items such as high-end furniture for interior design, fine art and jewelry. The company has been recognized for "pushing the antiques business into the 21st century." Originally, founded in Paris, it is headquartered in New York City.

Pioneer Bancorp, Inc. (MD) is a bank holding company operating as the parent entity of Pioneer Bank. It provides a full suite of retail and commercial banking products and services, including deposit accounts, residential and commercial mortgages, consumer loans, and small business financing, primarily serving individual and corporate customers across local communities in Maryland, U.S.

DIBS vs PBFS — Head-to-Head

Bigger by revenue
PBFS
PBFS
1.1× larger
PBFS
$25.0M
$23.0M
DIBS
Higher net margin
PBFS
PBFS
86.6% more per $
PBFS
82.1%
-4.5%
DIBS
Faster 2-yr revenue CAGR
PBFS
PBFS
Annualised
PBFS
144.9%
2.0%
DIBS

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
DIBS
DIBS
PBFS
PBFS
Revenue
$23.0M
$25.0M
Net Profit
$-1.0M
$3.7M
Gross Margin
73.5%
Operating Margin
-10.1%
21.3%
Net Margin
-4.5%
82.1%
Revenue YoY
0.9%
Net Profit YoY
80.0%
EPS (diluted)
$-0.02
$0.16

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DIBS
DIBS
PBFS
PBFS
Q4 25
$23.0M
$25.0M
Q3 25
$22.0M
$24.0M
Q2 25
$22.1M
$24.4M
Q1 25
$22.5M
$22.8M
Q4 24
$22.8M
Q3 24
$21.2M
$22.0M
Q2 24
$22.2M
$20.9M
Q1 24
$22.1M
$21.6M
Net Profit
DIBS
DIBS
PBFS
PBFS
Q4 25
$-1.0M
$3.7M
Q3 25
$-3.5M
$4.3M
Q2 25
$-4.3M
$6.5M
Q1 25
$-4.8M
$5.8M
Q4 24
$-5.2M
Q3 24
$-5.7M
$6.3M
Q2 24
$-4.4M
$3.9M
Q1 24
$-3.3M
$4.7M
Gross Margin
DIBS
DIBS
PBFS
PBFS
Q4 25
73.5%
Q3 25
74.3%
Q2 25
71.8%
Q1 25
72.4%
Q4 24
72.3%
Q3 24
71.0%
Q2 24
71.7%
Q1 24
72.5%
Operating Margin
DIBS
DIBS
PBFS
PBFS
Q4 25
-10.1%
21.3%
Q3 25
-21.3%
23.4%
Q2 25
-25.8%
33.3%
Q1 25
-27.7%
32.5%
Q4 24
-30.6%
Q3 24
-34.9%
37.2%
Q2 24
-29.2%
24.1%
Q1 24
-24.3%
28.1%
Net Margin
DIBS
DIBS
PBFS
PBFS
Q4 25
-4.5%
82.1%
Q3 25
-16.0%
18.0%
Q2 25
-19.5%
26.4%
Q1 25
-21.3%
25.3%
Q4 24
-22.9%
Q3 24
-26.8%
28.7%
Q2 24
-20.0%
107.4%
Q1 24
-15.0%
21.9%
EPS (diluted)
DIBS
DIBS
PBFS
PBFS
Q4 25
$-0.02
$0.16
Q3 25
$-0.10
$0.18
Q2 25
$-0.12
$0.26
Q1 25
$-0.14
$0.23
Q4 24
$-0.14
Q3 24
$-0.15
$0.25
Q2 24
$-0.12
$0.15
Q1 24
$-0.08
$0.19

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DIBS
DIBS
PBFS
PBFS
Cash + ST InvestmentsLiquidity on hand
$22.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$93.6M
$323.9M
Total Assets
$132.1M
$2.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DIBS
DIBS
PBFS
PBFS
Q4 25
$22.9M
Q3 25
$19.9M
Q2 25
$22.4M
Q1 25
$20.3M
Q4 24
$26.0M
Q3 24
$22.0M
Q2 24
$23.8M
Q1 24
$33.7M
Stockholders' Equity
DIBS
DIBS
PBFS
PBFS
Q4 25
$93.6M
$323.9M
Q3 25
$94.0M
$314.2M
Q2 25
$94.9M
$314.2M
Q1 25
$96.2M
$310.7M
Q4 24
$99.3M
Q3 24
$107.2M
$303.8M
Q2 24
$110.4M
$296.5M
Q1 24
$131.0M
$289.0M
Total Assets
DIBS
DIBS
PBFS
PBFS
Q4 25
$132.1M
$2.2B
Q3 25
$135.2M
$2.2B
Q2 25
$138.6M
$2.1B
Q1 25
$142.5M
$2.1B
Q4 24
$145.8M
Q3 24
$154.4M
$2.0B
Q2 24
$157.6M
Q1 24
$179.5M
$2.0B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DIBS
DIBS
PBFS
PBFS
Operating Cash FlowLast quarter
$4.3M
$11.1M
Free Cash FlowOCF − Capex
$3.6M
FCF MarginFCF / Revenue
15.7%
Capex IntensityCapex / Revenue
2.9%
Cash ConversionOCF / Net Profit
2.97×
TTM Free Cash FlowTrailing 4 quarters
$-3.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DIBS
DIBS
PBFS
PBFS
Q4 25
$4.3M
$11.1M
Q3 25
$-1.5M
$3.9M
Q2 25
$-5.1M
$5.1M
Q1 25
$-96.0K
$-3.5M
Q4 24
$2.8M
Q3 24
$-3.0K
$1.9M
Q2 24
$-2.6M
$9.0M
Q1 24
$-3.1M
$3.3M
Free Cash Flow
DIBS
DIBS
PBFS
PBFS
Q4 25
$3.6M
Q3 25
$-1.5M
Q2 25
$-5.2M
Q1 25
$-143.0K
Q4 24
$1.5M
Q3 24
$-44.0K
Q2 24
$-3.0M
Q1 24
$-3.3M
FCF Margin
DIBS
DIBS
PBFS
PBFS
Q4 25
15.7%
Q3 25
-6.8%
Q2 25
-23.4%
Q1 25
-0.6%
Q4 24
6.5%
Q3 24
-0.2%
Q2 24
-13.5%
Q1 24
-14.8%
Capex Intensity
DIBS
DIBS
PBFS
PBFS
Q4 25
2.9%
Q3 25
0.1%
Q2 25
0.2%
Q1 25
0.2%
Q4 24
5.8%
Q3 24
0.2%
Q2 24
1.6%
Q1 24
0.9%
Cash Conversion
DIBS
DIBS
PBFS
PBFS
Q4 25
2.97×
Q3 25
0.90×
Q2 25
0.78×
Q1 25
-0.61×
Q4 24
Q3 24
0.30×
Q2 24
2.30×
Q1 24
0.70×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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