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Side-by-side financial comparison of Dine Brands Global, Inc. (DIN) and PRA GROUP INC (PRAA). Click either name above to swap in a different company.
PRA GROUP INC is the larger business by last-quarter revenue ($333.4M vs $217.6M, roughly 1.5× Dine Brands Global, Inc.). PRA GROUP INC runs the higher net margin — 17.0% vs -5.6%, a 22.6% gap on every dollar of revenue. On growth, PRA GROUP INC posted the faster year-over-year revenue change (13.7% vs 6.3%). Dine Brands Global, Inc. produced more free cash flow last quarter ($-8.6M vs $-90.4M). Over the past eight quarters, PRA GROUP INC's revenue compounded faster (14.2% CAGR vs 2.7%).
Dine Brands Global Inc. is a publicly traded food and beverage company based in Pasadena, California. Founded in 1958 as IHOP, it operates franchised and corporate owned full-service restaurants including three restaurant concepts, Applebee's Neighborhood Grill & Bar, International House of Pancakes (IHOP), and Fuzzy's Taco Shop.
PRA Group, Inc. is a publicly traded debt buyer and debt collection company based in Norfolk, Virginia. The company buys delinquent consumer debt from credit card issuers and other financial institutions at a discount and pursues collection of the full debt owed. Founded in 1996, PRA Group employs more than 3200 people in 18 countries.
DIN vs PRAA — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $217.6M | $333.4M |
| Net Profit | $-12.2M | $56.5M |
| Gross Margin | 42.4% | — |
| Operating Margin | -7.6% | 37.7% |
| Net Margin | -5.6% | 17.0% |
| Revenue YoY | 6.3% | 13.7% |
| Net Profit YoY | -336.1% | 206.3% |
| EPS (diluted) | $-0.79 | $1.47 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $217.6M | $333.4M | ||
| Q3 25 | $216.2M | $311.1M | ||
| Q2 25 | $230.8M | $287.7M | ||
| Q1 25 | $214.8M | $269.6M | ||
| Q4 24 | $204.8M | $293.2M | ||
| Q3 24 | $195.0M | $281.5M | ||
| Q2 24 | $206.3M | $284.2M | ||
| Q1 24 | $206.2M | $255.6M |
| Q4 25 | $-12.2M | $56.5M | ||
| Q3 25 | $7.3M | $-407.7M | ||
| Q2 25 | $13.8M | $42.4M | ||
| Q1 25 | $8.2M | $3.7M | ||
| Q4 24 | $5.2M | $18.5M | ||
| Q3 24 | $19.1M | $27.2M | ||
| Q2 24 | $23.2M | $21.5M | ||
| Q1 24 | $17.5M | $3.5M |
| Q4 25 | 42.4% | — | ||
| Q3 25 | 39.1% | — | ||
| Q2 25 | 40.0% | — | ||
| Q1 25 | 42.0% | — | ||
| Q4 24 | 41.7% | — | ||
| Q3 24 | 47.8% | — | ||
| Q2 24 | 48.1% | — | ||
| Q1 24 | 47.2% | — |
| Q4 25 | -7.6% | 37.7% | ||
| Q3 25 | 4.7% | -101.4% | ||
| Q2 25 | 8.2% | 29.6% | ||
| Q1 25 | 6.0% | 27.7% | ||
| Q4 24 | 3.8% | 32.1% | ||
| Q3 24 | 13.6% | 32.0% | ||
| Q2 24 | 15.1% | 31.4% | ||
| Q1 24 | 11.7% | 26.0% |
| Q4 25 | -5.6% | 17.0% | ||
| Q3 25 | 3.4% | -131.0% | ||
| Q2 25 | 6.0% | 14.7% | ||
| Q1 25 | 3.8% | 1.4% | ||
| Q4 24 | 2.5% | 6.3% | ||
| Q3 24 | 9.8% | 9.6% | ||
| Q2 24 | 11.2% | 7.6% | ||
| Q1 24 | 8.5% | 1.4% |
| Q4 25 | $-0.79 | $1.47 | ||
| Q3 25 | $0.48 | $-10.43 | ||
| Q2 25 | $0.89 | $1.08 | ||
| Q1 25 | $0.53 | $0.09 | ||
| Q4 24 | $0.35 | $0.47 | ||
| Q3 24 | $1.24 | $0.69 | ||
| Q2 24 | $1.50 | $0.54 | ||
| Q1 24 | $1.13 | $0.09 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $128.2M | $104.4M |
| Total DebtLower is stronger | $1.2B | — |
| Stockholders' EquityBook value | $-273.9M | $979.9M |
| Total Assets | $1.7B | $5.1B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $128.2M | $104.4M | ||
| Q3 25 | $167.9M | $107.5M | ||
| Q2 25 | $194.2M | $131.6M | ||
| Q1 25 | $186.5M | $128.7M | ||
| Q4 24 | $186.7M | $105.9M | ||
| Q3 24 | $169.6M | $141.1M | ||
| Q2 24 | $153.5M | $118.9M | ||
| Q1 24 | $145.0M | $108.1M |
| Q4 25 | $1.2B | — | ||
| Q3 25 | $1.2B | — | ||
| Q2 25 | $1.2B | — | ||
| Q1 25 | $1.2B | — | ||
| Q4 24 | $1.2B | — | ||
| Q3 24 | $1.2B | — | ||
| Q2 24 | $1.2B | — | ||
| Q1 24 | $1.2B | — |
| Q4 25 | $-273.9M | $979.9M | ||
| Q3 25 | $-231.9M | $928.5M | ||
| Q2 25 | $-212.5M | $1.3B | ||
| Q1 25 | $-215.7M | $1.2B | ||
| Q4 24 | $-216.0M | $1.1B | ||
| Q3 24 | $-216.7M | $1.2B | ||
| Q2 24 | $-231.7M | $1.1B | ||
| Q1 24 | $-244.8M | $1.1B |
| Q4 25 | $1.7B | $5.1B | ||
| Q3 25 | $1.8B | $5.0B | ||
| Q2 25 | $1.8B | $5.4B | ||
| Q1 25 | $1.8B | $5.1B | ||
| Q4 24 | $1.8B | $4.9B | ||
| Q3 24 | $1.7B | $4.9B | ||
| Q2 24 | $1.7B | $4.7B | ||
| Q1 24 | $1.7B | $4.5B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $5.7M | $-85.5M |
| Free Cash FlowOCF − Capex | $-8.6M | $-90.4M |
| FCF MarginFCF / Revenue | -3.9% | -27.1% |
| Capex IntensityCapex / Revenue | 6.6% | 1.4% |
| Cash ConversionOCF / Net Profit | — | -1.51× |
| TTM Free Cash FlowTrailing 4 quarters | $53.4M | $-169.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $5.7M | $-85.5M | ||
| Q3 25 | $30.2M | $-10.1M | ||
| Q2 25 | $37.0M | $-12.9M | ||
| Q1 25 | $16.1M | $-52.6M | ||
| Q4 24 | $30.5M | $-94.6M | ||
| Q3 24 | $25.5M | $-35.0M | ||
| Q2 24 | $21.6M | $-29.5M | ||
| Q1 24 | $30.6M | $-73.0M |
| Q4 25 | $-8.6M | $-90.4M | ||
| Q3 25 | $18.1M | $-11.3M | ||
| Q2 25 | $31.0M | $-14.2M | ||
| Q1 25 | $12.8M | $-53.5M | ||
| Q4 24 | $26.7M | $-98.6M | ||
| Q3 24 | $22.0M | $-36.1M | ||
| Q2 24 | $18.2M | $-30.8M | ||
| Q1 24 | $27.2M | $-73.5M |
| Q4 25 | -3.9% | -27.1% | ||
| Q3 25 | 8.4% | -3.6% | ||
| Q2 25 | 13.4% | -4.9% | ||
| Q1 25 | 6.0% | -19.8% | ||
| Q4 24 | 13.0% | -33.6% | ||
| Q3 24 | 11.3% | -12.8% | ||
| Q2 24 | 8.8% | -10.8% | ||
| Q1 24 | 13.2% | -28.8% |
| Q4 25 | 6.6% | 1.4% | ||
| Q3 25 | 5.6% | 0.4% | ||
| Q2 25 | 2.6% | 0.4% | ||
| Q1 25 | 1.5% | 0.3% | ||
| Q4 24 | 1.9% | 1.4% | ||
| Q3 24 | 1.8% | 0.4% | ||
| Q2 24 | 1.7% | 0.5% | ||
| Q1 24 | 1.6% | 0.2% |
| Q4 25 | — | -1.51× | ||
| Q3 25 | 4.12× | — | ||
| Q2 25 | 2.68× | -0.30× | ||
| Q1 25 | 1.97× | -14.37× | ||
| Q4 24 | 5.88× | -5.13× | ||
| Q3 24 | 1.34× | -1.29× | ||
| Q2 24 | 0.93× | -1.37× | ||
| Q1 24 | 1.75× | -21.01× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DIN
| Franchisor | $163.2M | 75% |
| Food And Beverage | $27.3M | 13% |
| Proprietary Product Sales And Other | $17.0M | 8% |
| Other | $8.1M | 4% |
| Franchise And Development Fees | $2.0M | 1% |
PRAA
| GB | $170.1M | 51% |
| Other | $163.3M | 49% |
