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Side-by-side financial comparison of DAILY JOURNAL CORP (DJCO) and GREENE COUNTY BANCORP INC (GCBC). Click either name above to swap in a different company.

GREENE COUNTY BANCORP INC is the larger business by last-quarter revenue ($22.2M vs $19.5M, roughly 1.1× DAILY JOURNAL CORP). GREENE COUNTY BANCORP INC runs the higher net margin — 46.3% vs -40.8%, a 87.2% gap on every dollar of revenue. On growth, GREENE COUNTY BANCORP INC posted the faster year-over-year revenue change (23.8% vs 10.4%). GREENE COUNTY BANCORP INC produced more free cash flow last quarter ($6.2M vs $-1.9M). Over the past eight quarters, GREENE COUNTY BANCORP INC's revenue compounded faster (18.9% CAGR vs 8.6%).

Daily Journal Corporation is an American publishing company and technology company headquartered in Los Angeles, California. The company has offices in the California cities of Corona, Oakland, Riverside, Sacramento, San Diego, San Francisco, San Jose, and Santa Ana, as well as in Denver, Colorado; Logan, Utah; Phoenix, Arizona; and Melbourne, Australia. Since being led by Charles T. Munger, its newspapers have focused greatly on reporting about the U.S. legal system.

Bank of Greene County is an American federally-chartered savings bank headquartered in Catskill, NY. The bank's branches are located in the Upstate New York counties of Greene, Columbia, Albany, Ulster, and Rensselaer.

DJCO vs GCBC — Head-to-Head

Bigger by revenue
GCBC
GCBC
1.1× larger
GCBC
$22.2M
$19.5M
DJCO
Growing faster (revenue YoY)
GCBC
GCBC
+13.4% gap
GCBC
23.8%
10.4%
DJCO
Higher net margin
GCBC
GCBC
87.2% more per $
GCBC
46.3%
-40.8%
DJCO
More free cash flow
GCBC
GCBC
$8.2M more FCF
GCBC
$6.2M
$-1.9M
DJCO
Faster 2-yr revenue CAGR
GCBC
GCBC
Annualised
GCBC
18.9%
8.6%
DJCO

Income Statement — Q1 FY2026 vs Q2 FY2026

Metric
DJCO
DJCO
GCBC
GCBC
Revenue
$19.5M
$22.2M
Net Profit
$-8.0M
$10.3M
Gross Margin
Operating Margin
2.4%
52.0%
Net Margin
-40.8%
46.3%
Revenue YoY
10.4%
23.8%
Net Profit YoY
-173.2%
37.4%
EPS (diluted)
$-5.79
$0.60

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DJCO
DJCO
GCBC
GCBC
Q4 25
$19.5M
$22.2M
Q3 25
$28.4M
$21.5M
Q2 25
$23.4M
$20.5M
Q1 25
$18.2M
$20.1M
Q4 24
$17.7M
$17.9M
Q3 24
$19.9M
$16.9M
Q2 24
$17.5M
$16.6M
Q1 24
$16.6M
$15.7M
Net Profit
DJCO
DJCO
GCBC
GCBC
Q4 25
$-8.0M
$10.3M
Q3 25
$42.2M
$8.9M
Q2 25
$14.4M
$9.3M
Q1 25
$44.7M
$8.1M
Q4 24
$10.9M
$7.5M
Q3 24
$26.7M
$6.3M
Q2 24
$23.4M
$6.7M
Q1 24
$15.4M
$5.9M
Operating Margin
DJCO
DJCO
GCBC
GCBC
Q4 25
2.4%
52.0%
Q3 25
16.2%
47.4%
Q2 25
13.8%
53.5%
Q1 25
5.3%
44.6%
Q4 24
4.2%
45.0%
Q3 24
8.7%
39.6%
Q2 24
6.2%
41.2%
Q1 24
3.8%
39.4%
Net Margin
DJCO
DJCO
GCBC
GCBC
Q4 25
-40.8%
46.3%
Q3 25
148.3%
41.2%
Q2 25
61.6%
45.6%
Q1 25
245.8%
40.1%
Q4 24
61.5%
41.7%
Q3 24
134.5%
37.1%
Q2 24
133.5%
40.6%
Q1 24
93.0%
37.3%
EPS (diluted)
DJCO
DJCO
GCBC
GCBC
Q4 25
$-5.79
$0.60
Q3 25
$0.52
Q2 25
$0.55
Q1 25
$0.47
Q4 24
$7.91
$0.44
Q3 24
$0.37
Q2 24
$0.39
Q1 24
$0.34

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DJCO
DJCO
GCBC
GCBC
Cash + ST InvestmentsLiquidity on hand
$497.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$383.1M
$258.3M
Total Assets
$529.5M
$3.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DJCO
DJCO
GCBC
GCBC
Q4 25
$497.9M
Q3 25
$513.6M
Q2 25
$461.7M
Q1 25
$443.3M
$155.5M
Q4 24
$387.2M
$166.4M
Q3 24
$371.7M
Q2 24
$335.0M
$190.4M
Q1 24
$307.6M
Stockholders' Equity
DJCO
DJCO
GCBC
GCBC
Q4 25
$383.1M
$258.3M
Q3 25
$391.1M
$248.2M
Q2 25
$348.9M
$238.8M
Q1 25
$334.4M
$229.0M
Q4 24
$289.7M
$218.4M
Q3 24
$278.8M
$216.3M
Q2 24
$251.9M
$206.0M
Q1 24
$228.5M
$199.2M
Total Assets
DJCO
DJCO
GCBC
GCBC
Q4 25
$529.5M
$3.1B
Q3 25
$548.1M
$3.1B
Q2 25
$494.7M
$3.0B
Q1 25
$468.1M
$3.0B
Q4 24
$412.6M
$3.0B
Q3 24
$403.8M
$2.9B
Q2 24
$369.9M
$2.8B
Q1 24
$335.7M
$2.9B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DJCO
DJCO
GCBC
GCBC
Operating Cash FlowLast quarter
$-1.9M
$6.4M
Free Cash FlowOCF − Capex
$-1.9M
$6.2M
FCF MarginFCF / Revenue
-10.0%
28.0%
Capex IntensityCapex / Revenue
0.0%
0.9%
Cash ConversionOCF / Net Profit
0.62×
TTM Free Cash FlowTrailing 4 quarters
$47.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DJCO
DJCO
GCBC
GCBC
Q4 25
$-1.9M
$6.4M
Q3 25
$4.5M
$7.0M
Q2 25
$7.2M
$28.0M
Q1 25
$-569.0K
$7.3M
Q4 24
$2.2M
$5.3M
Q3 24
$3.1M
$2.1M
Q2 24
$1.6M
$24.9M
Q1 24
$-3.7M
$5.6M
Free Cash Flow
DJCO
DJCO
GCBC
GCBC
Q4 25
$-1.9M
$6.2M
Q3 25
$6.5M
Q2 25
$27.3M
Q1 25
$7.3M
Q4 24
$5.1M
Q3 24
$3.1M
$2.0M
Q2 24
$1.6M
$23.4M
Q1 24
$-3.7M
$4.9M
FCF Margin
DJCO
DJCO
GCBC
GCBC
Q4 25
-10.0%
28.0%
Q3 25
30.4%
Q2 25
133.3%
Q1 25
36.1%
Q4 24
28.6%
Q3 24
15.5%
11.8%
Q2 24
9.1%
141.2%
Q1 24
-22.1%
31.3%
Capex Intensity
DJCO
DJCO
GCBC
GCBC
Q4 25
0.0%
0.9%
Q3 25
1.9%
Q2 25
0.0%
3.4%
Q1 25
0.3%
Q4 24
0.0%
1.0%
Q3 24
0.2%
0.9%
Q2 24
0.1%
9.1%
Q1 24
0.1%
4.2%
Cash Conversion
DJCO
DJCO
GCBC
GCBC
Q4 25
0.62×
Q3 25
0.11×
0.78×
Q2 25
0.50×
3.00×
Q1 25
-0.01×
0.91×
Q4 24
0.20×
0.71×
Q3 24
0.12×
0.34×
Q2 24
0.07×
3.70×
Q1 24
-0.24×
0.95×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

DJCO
DJCO

License And Maintenance$8.5M44%
Service Other$4.5M23%
Advertising Service Fees And Other$3.3M17%
Consulting Fees$2.2M11%
Subscription And Circulation$1.1M6%

GCBC
GCBC

Segment breakdown not available.

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