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Side-by-side financial comparison of GREENE COUNTY BANCORP INC (GCBC) and X4 Pharmaceuticals, Inc (XFOR). Click either name above to swap in a different company.

X4 Pharmaceuticals, Inc is the larger business by last-quarter revenue ($28.8M vs $22.2M, roughly 1.3× GREENE COUNTY BANCORP INC). GREENE COUNTY BANCORP INC runs the higher net margin — 46.3% vs 1.0%, a 45.4% gap on every dollar of revenue.

Bank of Greene County is an American federally-chartered savings bank headquartered in Catskill, NY. The bank's branches are located in the Upstate New York counties of Greene, Columbia, Albany, Ulster, and Rensselaer.

X4 Pharmaceuticals, Inc. is a clinical-stage biotechnology company focused on developing novel targeted therapies for rare immunological diseases and oncology indications with high unmet medical needs. It operates primarily across the U.S. and European markets, with a lead pipeline candidate for WHIM syndrome and multiple other preclinical and clinical assets for immune disorders and cancer.

GCBC vs XFOR — Head-to-Head

Bigger by revenue
XFOR
XFOR
1.3× larger
XFOR
$28.8M
$22.2M
GCBC
Higher net margin
GCBC
GCBC
45.4% more per $
GCBC
46.3%
1.0%
XFOR

Income Statement — Q2 FY2026 vs Q1 FY2025

Metric
GCBC
GCBC
XFOR
XFOR
Revenue
$22.2M
$28.8M
Net Profit
$10.3M
$282.0K
Gross Margin
83.6%
Operating Margin
52.0%
-32.8%
Net Margin
46.3%
1.0%
Revenue YoY
23.8%
Net Profit YoY
37.4%
100.5%
EPS (diluted)
$0.60
$0.04

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GCBC
GCBC
XFOR
XFOR
Q4 25
$22.2M
Q3 25
$21.5M
Q2 25
$20.5M
Q1 25
$20.1M
$28.8M
Q4 24
$17.9M
Q3 24
$16.9M
Q2 24
$16.6M
Q1 24
$15.7M
$0
Net Profit
GCBC
GCBC
XFOR
XFOR
Q4 25
$10.3M
Q3 25
$8.9M
Q2 25
$9.3M
Q1 25
$8.1M
$282.0K
Q4 24
$7.5M
Q3 24
$6.3M
Q2 24
$6.7M
Q1 24
$5.9M
$-51.8M
Gross Margin
GCBC
GCBC
XFOR
XFOR
Q4 25
Q3 25
Q2 25
Q1 25
83.6%
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
GCBC
GCBC
XFOR
XFOR
Q4 25
52.0%
Q3 25
47.4%
Q2 25
53.5%
Q1 25
44.6%
-32.8%
Q4 24
45.0%
Q3 24
39.6%
Q2 24
41.2%
Q1 24
39.4%
Net Margin
GCBC
GCBC
XFOR
XFOR
Q4 25
46.3%
Q3 25
41.2%
Q2 25
45.6%
Q1 25
40.1%
1.0%
Q4 24
41.7%
Q3 24
37.1%
Q2 24
40.6%
Q1 24
37.3%
EPS (diluted)
GCBC
GCBC
XFOR
XFOR
Q4 25
$0.60
Q3 25
$0.52
Q2 25
$0.55
Q1 25
$0.47
$0.04
Q4 24
$0.44
Q3 24
$0.37
Q2 24
$0.39
Q1 24
$0.34
$-7.77

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GCBC
GCBC
XFOR
XFOR
Cash + ST InvestmentsLiquidity on hand
$40.3M
Total DebtLower is stronger
$75.0M
Stockholders' EquityBook value
$258.3M
$22.9M
Total Assets
$3.1B
$130.0M
Debt / EquityLower = less leverage
3.27×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GCBC
GCBC
XFOR
XFOR
Q4 25
Q3 25
Q2 25
Q1 25
$155.5M
$40.3M
Q4 24
$166.4M
Q3 24
Q2 24
$190.4M
Q1 24
$60.5M
Total Debt
GCBC
GCBC
XFOR
XFOR
Q4 25
Q3 25
Q2 25
Q1 25
$75.0M
Q4 24
Q3 24
Q2 24
Q1 24
$55.0M
Stockholders' Equity
GCBC
GCBC
XFOR
XFOR
Q4 25
$258.3M
Q3 25
$248.2M
Q2 25
$238.8M
Q1 25
$229.0M
$22.9M
Q4 24
$218.4M
Q3 24
$216.3M
Q2 24
$206.0M
Q1 24
$199.2M
$1.0M
Total Assets
GCBC
GCBC
XFOR
XFOR
Q4 25
$3.1B
Q3 25
$3.1B
Q2 25
$3.0B
Q1 25
$3.0B
$130.0M
Q4 24
$3.0B
Q3 24
$2.9B
Q2 24
$2.8B
Q1 24
$2.9B
$112.2M
Debt / Equity
GCBC
GCBC
XFOR
XFOR
Q4 25
Q3 25
Q2 25
Q1 25
3.27×
Q4 24
Q3 24
Q2 24
Q1 24
53.09×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GCBC
GCBC
XFOR
XFOR
Operating Cash FlowLast quarter
$6.4M
$-12.4M
Free Cash FlowOCF − Capex
$6.2M
FCF MarginFCF / Revenue
28.0%
Capex IntensityCapex / Revenue
0.9%
0.0%
Cash ConversionOCF / Net Profit
0.62×
-43.86×
TTM Free Cash FlowTrailing 4 quarters
$47.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GCBC
GCBC
XFOR
XFOR
Q4 25
$6.4M
Q3 25
$7.0M
Q2 25
$28.0M
Q1 25
$7.3M
$-12.4M
Q4 24
$5.3M
Q3 24
$2.1M
Q2 24
$24.9M
Q1 24
$5.6M
$-33.6M
Free Cash Flow
GCBC
GCBC
XFOR
XFOR
Q4 25
$6.2M
Q3 25
$6.5M
Q2 25
$27.3M
Q1 25
$7.3M
Q4 24
$5.1M
Q3 24
$2.0M
Q2 24
$23.4M
Q1 24
$4.9M
$-33.7M
FCF Margin
GCBC
GCBC
XFOR
XFOR
Q4 25
28.0%
Q3 25
30.4%
Q2 25
133.3%
Q1 25
36.1%
Q4 24
28.6%
Q3 24
11.8%
Q2 24
141.2%
Q1 24
31.3%
Capex Intensity
GCBC
GCBC
XFOR
XFOR
Q4 25
0.9%
Q3 25
1.9%
Q2 25
3.4%
Q1 25
0.3%
0.0%
Q4 24
1.0%
Q3 24
0.9%
Q2 24
9.1%
Q1 24
4.2%
Cash Conversion
GCBC
GCBC
XFOR
XFOR
Q4 25
0.62×
Q3 25
0.78×
Q2 25
3.00×
Q1 25
0.91×
-43.86×
Q4 24
0.71×
Q3 24
0.34×
Q2 24
3.70×
Q1 24
0.95×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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