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Side-by-side financial comparison of DULUTH HOLDINGS INC. (DLTH) and MEDALLION FINANCIAL CORP (MFIN). Click either name above to swap in a different company.
DULUTH HOLDINGS INC. is the larger business by last-quarter revenue ($114.9M vs $70.6M, roughly 1.6× MEDALLION FINANCIAL CORP). MEDALLION FINANCIAL CORP runs the higher net margin — 17.3% vs -8.8%, a 26.1% gap on every dollar of revenue. On growth, MEDALLION FINANCIAL CORP posted the faster year-over-year revenue change (25.4% vs -9.6%). Over the past eight quarters, MEDALLION FINANCIAL CORP's revenue compounded faster (15.0% CAGR vs -31.6%).
Duluth Holdings Inc., which primarily sells goods through its Duluth Trading Company brand, is an American workwear and accessories company.
Mahindra & Mahindra Financial Services Limited (MMFSL) is an Indian rural non-banking financial company headquartered in Mumbai. It is amongst the top tractor financers in India, with 1000+ offices across the country.
DLTH vs MFIN — Head-to-Head
Income Statement — Q3 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $114.9M | $70.6M |
| Net Profit | $-10.1M | $12.2M |
| Gross Margin | 53.8% | — |
| Operating Margin | -7.7% | 29.3% |
| Net Margin | -8.8% | 17.3% |
| Revenue YoY | -9.6% | 25.4% |
| Net Profit YoY | 64.6% | 20.3% |
| EPS (diluted) | $-0.29 | $0.50 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $114.9M | $70.6M | ||
| Q3 25 | $131.7M | $58.7M | ||
| Q2 25 | $102.7M | $62.6M | ||
| Q1 25 | $241.3M | $63.0M | ||
| Q4 24 | $127.1M | $56.3M | ||
| Q3 24 | $141.6M | $53.3M | ||
| Q2 24 | $116.7M | $51.0M | ||
| Q1 24 | $245.6M | $53.3M |
| Q4 25 | $-10.1M | $12.2M | ||
| Q3 25 | $1.3M | $7.8M | ||
| Q2 25 | $-15.3M | $11.1M | ||
| Q1 25 | $-5.6M | $12.0M | ||
| Q4 24 | $-28.2M | $10.1M | ||
| Q3 24 | $-2.0M | $8.6M | ||
| Q2 24 | $-7.9M | $7.1M | ||
| Q1 24 | $6.4M | $10.0M |
| Q4 25 | 53.8% | — | ||
| Q3 25 | 54.7% | — | ||
| Q2 25 | 52.0% | — | ||
| Q1 25 | 44.1% | — | ||
| Q4 24 | 52.3% | — | ||
| Q3 24 | 52.3% | — | ||
| Q2 24 | 52.8% | — | ||
| Q1 24 | 48.2% | — |
| Q4 25 | -7.7% | 29.3% | ||
| Q3 25 | 1.8% | 33.2% | ||
| Q2 25 | -12.0% | 31.1% | ||
| Q1 25 | -1.8% | 32.1% | ||
| Q4 24 | -17.4% | 32.8% | ||
| Q3 24 | -1.1% | 26.6% | ||
| Q2 24 | -7.7% | 24.3% | ||
| Q1 24 | 3.6% | 33.6% |
| Q4 25 | -8.8% | 17.3% | ||
| Q3 25 | 1.0% | 13.2% | ||
| Q2 25 | -14.9% | 17.7% | ||
| Q1 25 | -2.3% | 19.1% | ||
| Q4 24 | -22.2% | 18.0% | ||
| Q3 24 | -1.4% | 16.1% | ||
| Q2 24 | -6.7% | 13.9% | ||
| Q1 24 | 2.6% | 18.8% |
| Q4 25 | $-0.29 | $0.50 | ||
| Q3 25 | $0.04 | $0.32 | ||
| Q2 25 | $-0.45 | $0.46 | ||
| Q1 25 | $-0.17 | $0.50 | ||
| Q4 24 | $-0.84 | $0.43 | ||
| Q3 24 | $-0.06 | $0.37 | ||
| Q2 24 | $-0.24 | $0.30 | ||
| Q1 24 | $0.20 | $0.42 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $8.2M | $136.3M |
| Total DebtLower is stronger | — | $216.0M |
| Stockholders' EquityBook value | $160.6M | $408.6M |
| Total Assets | $468.0M | $3.0B |
| Debt / EquityLower = less leverage | — | 0.53× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $8.2M | $136.3M | ||
| Q3 25 | $5.7M | $72.5M | ||
| Q2 25 | $8.6M | $110.4M | ||
| Q1 25 | $3.3M | $131.5M | ||
| Q4 24 | $9.3M | $98.2M | ||
| Q3 24 | $9.8M | $120.6M | ||
| Q2 24 | $6.8M | $87.7M | ||
| Q1 24 | $32.2M | $54.8M |
| Q4 25 | — | $216.0M | ||
| Q3 25 | — | $215.7M | ||
| Q2 25 | — | $199.9M | ||
| Q1 25 | — | $199.7M | ||
| Q4 24 | — | $232.2M | ||
| Q3 24 | — | $232.0M | ||
| Q2 24 | — | $230.8M | ||
| Q1 24 | — | $225.6M |
| Q4 25 | $160.6M | $408.6M | ||
| Q3 25 | $170.0M | $397.4M | ||
| Q2 25 | $167.9M | $389.9M | ||
| Q1 25 | $182.7M | $380.2M | ||
| Q4 24 | $188.1M | $370.2M | ||
| Q3 24 | $215.7M | $362.4M | ||
| Q2 24 | $218.4M | $354.0M | ||
| Q1 24 | $222.8M | $349.0M |
| Q4 25 | $468.0M | $3.0B | ||
| Q3 25 | $433.8M | $2.9B | ||
| Q2 25 | $463.7M | $2.9B | ||
| Q1 25 | $452.4M | $2.8B | ||
| Q4 24 | $533.1M | $2.9B | ||
| Q3 24 | $488.6M | $2.9B | ||
| Q2 24 | $471.4M | $2.8B | ||
| Q1 24 | $491.2M | $2.6B |
| Q4 25 | — | 0.53× | ||
| Q3 25 | — | 0.54× | ||
| Q2 25 | — | 0.51× | ||
| Q1 25 | — | 0.53× | ||
| Q4 24 | — | 0.63× | ||
| Q3 24 | — | 0.64× | ||
| Q2 24 | — | 0.65× | ||
| Q1 24 | — | 0.65× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-6.7M | $126.3M |
| Free Cash FlowOCF − Capex | $-8.9M | — |
| FCF MarginFCF / Revenue | -7.8% | — |
| Capex IntensityCapex / Revenue | 2.0% | — |
| Cash ConversionOCF / Net Profit | — | 10.35× |
| TTM Free Cash FlowTrailing 4 quarters | $1.7M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-6.7M | $126.3M | ||
| Q3 25 | $32.0M | $67.0M | ||
| Q2 25 | $-56.5M | $-10.7M | ||
| Q1 25 | $41.2M | $36.3M | ||
| Q4 24 | $-41.1M | $108.7M | ||
| Q3 24 | $16.6M | $24.6M | ||
| Q2 24 | $-33.7M | $27.6M | ||
| Q1 24 | $69.7M | $32.3M |
| Q4 25 | $-8.9M | — | ||
| Q3 25 | $29.8M | — | ||
| Q2 25 | $-57.8M | — | ||
| Q1 25 | $38.7M | — | ||
| Q4 24 | $-43.7M | — | ||
| Q3 24 | $15.0M | — | ||
| Q2 24 | $-35.2M | — | ||
| Q1 24 | $60.6M | — |
| Q4 25 | -7.8% | — | ||
| Q3 25 | 22.6% | — | ||
| Q2 25 | -56.3% | — | ||
| Q1 25 | 16.0% | — | ||
| Q4 24 | -34.4% | — | ||
| Q3 24 | 10.6% | — | ||
| Q2 24 | -30.2% | — | ||
| Q1 24 | 24.7% | — |
| Q4 25 | 2.0% | — | ||
| Q3 25 | 1.7% | — | ||
| Q2 25 | 1.3% | — | ||
| Q1 25 | 1.0% | — | ||
| Q4 24 | 2.1% | — | ||
| Q3 24 | 1.2% | — | ||
| Q2 24 | 1.3% | — | ||
| Q1 24 | 3.7% | — |
| Q4 25 | — | 10.35× | ||
| Q3 25 | 25.40× | 8.63× | ||
| Q2 25 | — | -0.97× | ||
| Q1 25 | — | 3.02× | ||
| Q4 24 | — | 10.72× | ||
| Q3 24 | — | 2.86× | ||
| Q2 24 | — | 3.89× | ||
| Q1 24 | 10.86× | 3.22× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DLTH
| Sales Channel Directly To Consumer | $67.4M | 59% |
| Sales Channel Through Intermediary | $47.4M | 41% |
MFIN
Segment breakdown not available.
