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Side-by-side financial comparison of DULUTH HOLDINGS INC. (DLTH) and SIMMONS FIRST NATIONAL CORP (SFNC). Click either name above to swap in a different company.
SIMMONS FIRST NATIONAL CORP is the larger business by last-quarter revenue ($197.3M vs $114.9M, roughly 1.7× DULUTH HOLDINGS INC.). On growth, SIMMONS FIRST NATIONAL CORP posted the faster year-over-year revenue change (19.6% vs -9.6%). SIMMONS FIRST NATIONAL CORP produced more free cash flow last quarter ($411.4M vs $-8.9M). Over the past eight quarters, SIMMONS FIRST NATIONAL CORP's revenue compounded faster (0.6% CAGR vs -31.6%).
Duluth Holdings Inc., which primarily sells goods through its Duluth Trading Company brand, is an American workwear and accessories company.
Simmons Bank is a bank with operations in Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas. It is the primary subsidiary of Simmons First National Corporation, a bank holding company.
DLTH vs SFNC — Head-to-Head
Income Statement — Q3 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $114.9M | $197.3M |
| Net Profit | $-10.1M | — |
| Gross Margin | 53.8% | — |
| Operating Margin | -7.7% | — |
| Net Margin | -8.8% | — |
| Revenue YoY | -9.6% | 19.6% |
| Net Profit YoY | 64.6% | — |
| EPS (diluted) | $-0.29 | $0.36 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $114.9M | $197.3M | ||
| Q3 25 | $131.7M | $186.7M | ||
| Q2 25 | $102.7M | $214.2M | ||
| Q1 25 | $241.3M | $209.6M | ||
| Q4 24 | $127.1M | $208.5M | ||
| Q3 24 | $141.6M | $174.8M | ||
| Q2 24 | $116.7M | $197.2M | ||
| Q1 24 | $245.6M | $195.1M |
| Q4 25 | $-10.1M | — | ||
| Q3 25 | $1.3M | $-562.8M | ||
| Q2 25 | $-15.3M | $54.8M | ||
| Q1 25 | $-5.6M | $32.4M | ||
| Q4 24 | $-28.2M | — | ||
| Q3 24 | $-2.0M | $24.7M | ||
| Q2 24 | $-7.9M | $40.8M | ||
| Q1 24 | $6.4M | $38.9M |
| Q4 25 | 53.8% | — | ||
| Q3 25 | 54.7% | — | ||
| Q2 25 | 52.0% | — | ||
| Q1 25 | 44.1% | — | ||
| Q4 24 | 52.3% | — | ||
| Q3 24 | 52.3% | — | ||
| Q2 24 | 52.8% | — | ||
| Q1 24 | 48.2% | — |
| Q4 25 | -7.7% | — | ||
| Q3 25 | 1.8% | — | ||
| Q2 25 | -12.0% | — | ||
| Q1 25 | -1.8% | — | ||
| Q4 24 | -17.4% | — | ||
| Q3 24 | -1.1% | — | ||
| Q2 24 | -7.7% | — | ||
| Q1 24 | 3.6% | — |
| Q4 25 | -8.8% | — | ||
| Q3 25 | 1.0% | -301.5% | ||
| Q2 25 | -14.9% | 25.6% | ||
| Q1 25 | -2.3% | 15.5% | ||
| Q4 24 | -22.2% | — | ||
| Q3 24 | -1.4% | 14.1% | ||
| Q2 24 | -6.7% | 20.7% | ||
| Q1 24 | 2.6% | 19.9% |
| Q4 25 | $-0.29 | $0.36 | ||
| Q3 25 | $0.04 | $-4.00 | ||
| Q2 25 | $-0.45 | $0.43 | ||
| Q1 25 | $-0.17 | $0.26 | ||
| Q4 24 | $-0.84 | $0.38 | ||
| Q3 24 | $-0.06 | $0.20 | ||
| Q2 24 | $-0.24 | $0.32 | ||
| Q1 24 | $0.20 | $0.31 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $8.2M | — |
| Total DebtLower is stronger | — | $620.0M |
| Stockholders' EquityBook value | $160.6M | $3.4B |
| Total Assets | $468.0M | $24.5B |
| Debt / EquityLower = less leverage | — | 0.18× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $8.2M | — | ||
| Q3 25 | $5.7M | — | ||
| Q2 25 | $8.6M | — | ||
| Q1 25 | $3.3M | — | ||
| Q4 24 | $9.3M | — | ||
| Q3 24 | $9.8M | — | ||
| Q2 24 | $6.8M | — | ||
| Q1 24 | $32.2M | — |
| Q4 25 | — | $620.0M | ||
| Q3 25 | — | $667.8M | ||
| Q2 25 | — | $1.0B | ||
| Q1 25 | — | $1.3B | ||
| Q4 24 | — | $1.1B | ||
| Q3 24 | — | $1.4B | ||
| Q2 24 | — | $1.7B | ||
| Q1 24 | — | $1.2B |
| Q4 25 | $160.6M | $3.4B | ||
| Q3 25 | $170.0M | $3.4B | ||
| Q2 25 | $167.9M | $3.5B | ||
| Q1 25 | $182.7M | $3.5B | ||
| Q4 24 | $188.1M | $3.5B | ||
| Q3 24 | $215.7M | $3.5B | ||
| Q2 24 | $218.4M | $3.5B | ||
| Q1 24 | $222.8M | $3.4B |
| Q4 25 | $468.0M | $24.5B | ||
| Q3 25 | $433.8M | $24.2B | ||
| Q2 25 | $463.7M | $26.7B | ||
| Q1 25 | $452.4M | $26.8B | ||
| Q4 24 | $533.1M | $26.9B | ||
| Q3 24 | $488.6M | $27.3B | ||
| Q2 24 | $471.4M | $27.4B | ||
| Q1 24 | $491.2M | $27.4B |
| Q4 25 | — | 0.18× | ||
| Q3 25 | — | 0.20× | ||
| Q2 25 | — | 0.28× | ||
| Q1 25 | — | 0.35× | ||
| Q4 24 | — | 0.32× | ||
| Q3 24 | — | 0.40× | ||
| Q2 24 | — | 0.50× | ||
| Q1 24 | — | 0.36× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-6.7M | $449.5M |
| Free Cash FlowOCF − Capex | $-8.9M | $411.4M |
| FCF MarginFCF / Revenue | -7.8% | 208.5% |
| Capex IntensityCapex / Revenue | 2.0% | 19.3% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $1.7M | $717.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-6.7M | $449.5M | ||
| Q3 25 | $32.0M | $223.4M | ||
| Q2 25 | $-56.5M | $77.6M | ||
| Q1 25 | $41.2M | $32.8M | ||
| Q4 24 | $-41.1M | $425.9M | ||
| Q3 24 | $16.6M | $199.4M | ||
| Q2 24 | $-33.7M | $86.1M | ||
| Q1 24 | $69.7M | $57.6M |
| Q4 25 | $-8.9M | $411.4M | ||
| Q3 25 | $29.8M | $216.7M | ||
| Q2 25 | $-57.8M | $66.3M | ||
| Q1 25 | $38.7M | $22.6M | ||
| Q4 24 | $-43.7M | $380.4M | ||
| Q3 24 | $15.0M | $187.7M | ||
| Q2 24 | $-35.2M | $72.7M | ||
| Q1 24 | $60.6M | $47.7M |
| Q4 25 | -7.8% | 208.5% | ||
| Q3 25 | 22.6% | 116.1% | ||
| Q2 25 | -56.3% | 31.0% | ||
| Q1 25 | 16.0% | 10.8% | ||
| Q4 24 | -34.4% | 182.5% | ||
| Q3 24 | 10.6% | 107.4% | ||
| Q2 24 | -30.2% | 36.9% | ||
| Q1 24 | 24.7% | 24.5% |
| Q4 25 | 2.0% | 19.3% | ||
| Q3 25 | 1.7% | 3.6% | ||
| Q2 25 | 1.3% | 5.3% | ||
| Q1 25 | 1.0% | 4.8% | ||
| Q4 24 | 2.1% | 21.8% | ||
| Q3 24 | 1.2% | 6.7% | ||
| Q2 24 | 1.3% | 6.8% | ||
| Q1 24 | 3.7% | 5.0% |
| Q4 25 | — | — | ||
| Q3 25 | 25.40× | — | ||
| Q2 25 | — | 1.42× | ||
| Q1 25 | — | 1.01× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 8.06× | ||
| Q2 24 | — | 2.11× | ||
| Q1 24 | 10.86× | 1.48× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DLTH
| Sales Channel Directly To Consumer | $67.4M | 59% |
| Sales Channel Through Intermediary | $47.4M | 41% |
SFNC
Segment breakdown not available.
