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Side-by-side financial comparison of DELUXE CORP (DLX) and PROSPERITY BANCSHARES INC (PB). Click either name above to swap in a different company.
DELUXE CORP is the larger business by last-quarter revenue ($535.2M vs $367.6M, roughly 1.5× PROSPERITY BANCSHARES INC). PROSPERITY BANCSHARES INC runs the higher net margin — 31.6% vs 2.2%, a 29.4% gap on every dollar of revenue. Over the past eight quarters, PROSPERITY BANCSHARES INC's revenue compounded faster (19.2% CAGR vs 0.0%).
Deluxe Corporation is an American company that provides payment processing, data services, checks and promotional products, and merchant services. It operates in four divisions: B2B payments, data, print, and merchant services. As of 2025, the company serves millions of small businesses and thousands of financial institutions, processing more than $2.8 trillion in payments annually. While its legacy business centers on check printing and other printed products, payments and data services now ...
Prosperity Bancshares, Inc. is a bank holding company headquartered in Houston, Texas with operations in Texas and central Oklahoma. As of December 31, 2019, the company operated 285 branches: 65 in the Houston area, including The Woodlands, Texas; 30 in South Texas, including Corpus Christi, Texas and Victoria, Texas; 75 in the Dallas–Fort Worth metroplex; 22 in East Texas; 29 in Central Texas, including Austin, Texas and San Antonio; 34 in West Texas, including Lubbock, Texas, Midland–Odess...
DLX vs PB — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $535.2M | $367.6M |
| Net Profit | $12.0M | $116.3M |
| Gross Margin | 52.2% | — |
| Operating Margin | 8.9% | — |
| Net Margin | 2.2% | 31.6% |
| Revenue YoY | 2.8% | — |
| Net Profit YoY | -5.0% | -10.7% |
| EPS (diluted) | $0.25 | $1.16 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $367.6M | ||
| Q4 25 | $535.2M | $275.0M | ||
| Q3 25 | $540.2M | $273.4M | ||
| Q2 25 | $521.3M | $267.7M | ||
| Q1 25 | $536.5M | $265.4M | ||
| Q4 24 | $520.6M | $267.8M | ||
| Q3 24 | $528.4M | $261.7M | ||
| Q2 24 | $537.8M | $258.8M |
| Q1 26 | — | $116.3M | ||
| Q4 25 | $12.0M | $139.9M | ||
| Q3 25 | $33.7M | $137.6M | ||
| Q2 25 | $22.4M | $135.2M | ||
| Q1 25 | $14.0M | $130.2M | ||
| Q4 24 | $12.6M | $130.1M | ||
| Q3 24 | $8.9M | $127.3M | ||
| Q2 24 | $20.5M | $111.6M |
| Q1 26 | — | — | ||
| Q4 25 | 52.2% | — | ||
| Q3 25 | 53.9% | — | ||
| Q2 25 | 53.6% | — | ||
| Q1 25 | 52.4% | — | ||
| Q4 24 | 52.3% | — | ||
| Q3 24 | 53.3% | — | ||
| Q2 24 | 53.7% | — |
| Q1 26 | — | — | ||
| Q4 25 | 8.9% | 65.1% | ||
| Q3 25 | 14.0% | 64.4% | ||
| Q2 25 | 11.7% | 64.3% | ||
| Q1 25 | 9.0% | 62.7% | ||
| Q4 24 | 9.0% | 62.0% | ||
| Q3 24 | 7.9% | 62.1% | ||
| Q2 24 | 11.0% | 55.2% |
| Q1 26 | — | 31.6% | ||
| Q4 25 | 2.2% | 50.9% | ||
| Q3 25 | 6.2% | 50.3% | ||
| Q2 25 | 4.3% | 50.5% | ||
| Q1 25 | 2.6% | 49.1% | ||
| Q4 24 | 2.4% | 48.6% | ||
| Q3 24 | 1.7% | 48.6% | ||
| Q2 24 | 3.8% | 43.1% |
| Q1 26 | — | $1.16 | ||
| Q4 25 | $0.25 | $1.48 | ||
| Q3 25 | $0.74 | $1.45 | ||
| Q2 25 | $0.50 | $1.42 | ||
| Q1 25 | $0.31 | $1.37 | ||
| Q4 24 | $0.28 | $1.36 | ||
| Q3 24 | $0.20 | $1.34 | ||
| Q2 24 | $0.46 | $1.17 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $36.9M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $680.7M | $8.2B |
| Total Assets | $2.9B | $43.6B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $36.9M | — | ||
| Q3 25 | $25.8M | — | ||
| Q2 25 | $26.0M | — | ||
| Q1 25 | $30.3M | — | ||
| Q4 24 | $34.4M | — | ||
| Q3 24 | $41.3M | — | ||
| Q2 24 | $23.1M | — |
| Q1 26 | — | $8.2B | ||
| Q4 25 | $680.7M | $7.6B | ||
| Q3 25 | $664.1M | $7.7B | ||
| Q2 25 | $638.7M | $7.6B | ||
| Q1 25 | $622.5M | $7.5B | ||
| Q4 24 | $620.9M | $7.4B | ||
| Q3 24 | $612.7M | $7.4B | ||
| Q2 24 | $620.5M | $7.3B |
| Q1 26 | — | $43.6B | ||
| Q4 25 | $2.9B | $38.5B | ||
| Q3 25 | $2.6B | $38.3B | ||
| Q2 25 | $2.5B | $38.4B | ||
| Q1 25 | $2.6B | $38.8B | ||
| Q4 24 | $2.8B | $39.6B | ||
| Q3 24 | $2.6B | $40.1B | ||
| Q2 24 | $2.7B | $39.8B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $102.1M | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | 8.53× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $102.1M | $78.3M | ||
| Q3 25 | $67.1M | $194.8M | ||
| Q2 25 | $51.1M | $98.2M | ||
| Q1 25 | $50.3M | $178.2M | ||
| Q4 24 | $60.2M | $-205.8M | ||
| Q3 24 | $67.9M | $274.6M | ||
| Q2 24 | $39.6M | $216.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | $68.5M | ||
| Q3 25 | — | $185.7M | ||
| Q2 25 | $27.8M | $91.8M | ||
| Q1 25 | $24.3M | $171.1M | ||
| Q4 24 | — | $-210.7M | ||
| Q3 24 | $46.7M | $270.2M | ||
| Q2 24 | $11.4M | $211.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | 24.9% | ||
| Q3 25 | — | 67.9% | ||
| Q2 25 | 5.3% | 34.3% | ||
| Q1 25 | 4.5% | 64.5% | ||
| Q4 24 | — | -78.7% | ||
| Q3 24 | 8.8% | 103.3% | ||
| Q2 24 | 2.1% | 81.8% |
| Q1 26 | — | — | ||
| Q4 25 | — | 3.6% | ||
| Q3 25 | — | 3.3% | ||
| Q2 25 | 4.5% | 2.4% | ||
| Q1 25 | 4.8% | 2.7% | ||
| Q4 24 | — | 1.8% | ||
| Q3 24 | 4.0% | 1.7% | ||
| Q2 24 | 5.2% | 1.8% |
| Q1 26 | — | — | ||
| Q4 25 | 8.53× | 0.56× | ||
| Q3 25 | 1.99× | 1.42× | ||
| Q2 25 | 2.28× | 0.73× | ||
| Q1 25 | 3.59× | 1.37× | ||
| Q4 24 | 4.77× | -1.58× | ||
| Q3 24 | 7.60× | 2.16× | ||
| Q2 24 | 1.94× | 1.94× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DLX
| Services | $247.9M | 46% |
| B2B Payments | $76.3M | 14% |
| Datadrivenmarketingsolutions | $68.5M | 13% |
| Promotional Solutions Revenue | $60.9M | 11% |
| Treasurymanagementsolutions | $59.8M | 11% |
| Other | $17.3M | 3% |
| Other Web Based Solutions | $4.6M | 1% |
PB
| Net Interest Income | $321.1M | 87% |
| Noninterest Income | $46.5M | 13% |
