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Side-by-side financial comparison of Ginkgo Bioworks Holdings, Inc. (DNA) and PEOPLES FINANCIAL SERVICES CORP. (PFIS). Click either name above to swap in a different company.

PEOPLES FINANCIAL SERVICES CORP. is the larger business by last-quarter revenue ($46.8M vs $33.4M, roughly 1.4× Ginkgo Bioworks Holdings, Inc.). On growth, PEOPLES FINANCIAL SERVICES CORP. posted the faster year-over-year revenue change (5.8% vs -23.8%). PEOPLES FINANCIAL SERVICES CORP. produced more free cash flow last quarter ($43.3M vs $-47.7M). Over the past eight quarters, PEOPLES FINANCIAL SERVICES CORP.'s revenue compounded faster (43.5% CAGR vs -6.2%).

Ginkgo Bioworks Holdings, Inc. is an American biotech company founded in 2008 by five scientists from MIT, headed by Jason Kelly. The company specializes in using genetic engineering to produce bacteria with industrial applications for other biotech companies, saving other companies the cost of reproducing the initial stages of design in synthetic biology. The self-proclaimed "Organism Company" was one of the world's largest privately held biotech companies, valued at $4.2 billion in 2019. It...

The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 27 states and the District of Columbia, with 2,629 branches and 9,523 ATMs. PNC Bank is one of the largest banks in the US by assets and by number of branches, deposits, and ATMs.

DNA vs PFIS — Head-to-Head

Bigger by revenue
PFIS
PFIS
1.4× larger
PFIS
$46.8M
$33.4M
DNA
Growing faster (revenue YoY)
PFIS
PFIS
+29.7% gap
PFIS
5.8%
-23.8%
DNA
More free cash flow
PFIS
PFIS
$91.0M more FCF
PFIS
$43.3M
$-47.7M
DNA
Faster 2-yr revenue CAGR
PFIS
PFIS
Annualised
PFIS
43.5%
-6.2%
DNA

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
DNA
DNA
PFIS
PFIS
Revenue
$33.4M
$46.8M
Net Profit
$12.0M
Gross Margin
Operating Margin
-211.9%
31.5%
Net Margin
27.8%
Revenue YoY
-23.8%
5.8%
Net Profit YoY
96.7%
EPS (diluted)
$-1.41
$1.20

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DNA
DNA
PFIS
PFIS
Q4 25
$33.4M
$46.8M
Q3 25
$38.8M
$46.7M
Q2 25
$49.6M
$48.4M
Q1 25
$48.3M
$45.8M
Q4 24
$43.8M
$44.2M
Q3 24
$89.0M
$45.0M
Q2 24
$56.2M
$22.5M
Q1 24
$37.9M
$22.7M
Net Profit
DNA
DNA
PFIS
PFIS
Q4 25
$12.0M
Q3 25
$-80.8M
$15.2M
Q2 25
$-60.3M
$17.0M
Q1 25
$-91.0M
$15.0M
Q4 24
$6.1M
Q3 24
$-56.4M
$-4.3M
Q2 24
$-217.2M
$3.3M
Q1 24
$-165.9M
$3.5M
Operating Margin
DNA
DNA
PFIS
PFIS
Q4 25
-211.9%
31.5%
Q3 25
-231.8%
40.4%
Q2 25
-132.1%
42.2%
Q1 25
-184.1%
39.8%
Q4 24
-236.3%
13.2%
Q3 24
-62.0%
-11.1%
Q2 24
-396.7%
16.5%
Q1 24
-469.1%
17.4%
Net Margin
DNA
DNA
PFIS
PFIS
Q4 25
27.8%
Q3 25
-207.9%
32.7%
Q2 25
-121.6%
35.0%
Q1 25
-188.2%
32.8%
Q4 24
15.8%
Q3 24
-63.3%
-9.6%
Q2 24
-386.4%
14.6%
Q1 24
-437.3%
15.3%
EPS (diluted)
DNA
DNA
PFIS
PFIS
Q4 25
$-1.41
$1.20
Q3 25
$-1.45
$1.51
Q2 25
$-1.10
$1.68
Q1 25
$-1.68
$1.49
Q4 24
$-1.91
$0.47
Q3 24
$-1.08
$-0.43
Q2 24
$-4.23
$0.46
Q1 24
$-3.32
$0.49

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DNA
DNA
PFIS
PFIS
Cash + ST InvestmentsLiquidity on hand
$422.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$508.6M
$519.8M
Total Assets
$1.1B
$5.3B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DNA
DNA
PFIS
PFIS
Q4 25
$422.6M
Q3 25
$495.5M
Q2 25
$559.4M
Q1 25
$325.3M
Q4 24
$561.6M
Q3 24
$616.2M
Q2 24
$730.4M
Q1 24
$840.4M
Stockholders' Equity
DNA
DNA
PFIS
PFIS
Q4 25
$508.6M
$519.8M
Q3 25
$559.8M
$509.3M
Q2 25
$613.0M
$494.1M
Q1 25
$647.4M
$481.9M
Q4 24
$716.1M
$468.9M
Q3 24
$797.9M
$475.1M
Q2 24
$833.1M
$340.8M
Q1 24
$987.3M
$340.0M
Total Assets
DNA
DNA
PFIS
PFIS
Q4 25
$1.1B
$5.3B
Q3 25
$1.2B
$5.2B
Q2 25
$1.2B
$5.1B
Q1 25
$1.3B
$5.0B
Q4 24
$1.4B
$5.1B
Q3 24
$1.5B
$5.4B
Q2 24
$1.6B
$3.6B
Q1 24
$1.6B
$3.7B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DNA
DNA
PFIS
PFIS
Operating Cash FlowLast quarter
$-47.7M
$54.3M
Free Cash FlowOCF − Capex
$-47.7M
$43.3M
FCF MarginFCF / Revenue
-142.8%
92.7%
Capex IntensityCapex / Revenue
0.0%
23.4%
Cash ConversionOCF / Net Profit
4.53×
TTM Free Cash FlowTrailing 4 quarters
$73.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DNA
DNA
PFIS
PFIS
Q4 25
$-47.7M
$54.3M
Q3 25
$-31.6M
$15.2M
Q2 25
$-40.3M
$13.9M
Q1 25
$-51.5M
$9.1M
Q4 24
$-42.4M
$34.7M
Q3 24
$-103.5M
$21.9M
Q2 24
$-84.4M
$1.7M
Q1 24
$-89.3M
$3.2M
Free Cash Flow
DNA
DNA
PFIS
PFIS
Q4 25
$-47.7M
$43.3M
Q3 25
$13.0M
Q2 25
$-40.3M
$8.5M
Q1 25
$-59.1M
$8.6M
Q4 24
$-56.1M
$32.1M
Q3 24
$-118.6M
$17.6M
Q2 24
$-111.4M
$1.3M
Q1 24
$-96.0M
$3.0M
FCF Margin
DNA
DNA
PFIS
PFIS
Q4 25
-142.8%
92.7%
Q3 25
27.9%
Q2 25
-81.2%
17.6%
Q1 25
-122.4%
18.7%
Q4 24
-128.0%
72.8%
Q3 24
-133.2%
39.1%
Q2 24
-198.2%
6.0%
Q1 24
-252.9%
13.3%
Capex Intensity
DNA
DNA
PFIS
PFIS
Q4 25
0.0%
23.4%
Q3 25
0.0%
4.7%
Q2 25
0.1%
11.1%
Q1 25
15.8%
1.1%
Q4 24
31.3%
5.8%
Q3 24
16.9%
9.6%
Q2 24
48.1%
1.8%
Q1 24
17.7%
1.0%
Cash Conversion
DNA
DNA
PFIS
PFIS
Q4 25
4.53×
Q3 25
1.00×
Q2 25
0.82×
Q1 25
0.60×
Q4 24
5.70×
Q3 24
Q2 24
0.53×
Q1 24
0.93×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

DNA
DNA

Cell Engineering Segment$26.0M78%
Other$7.4M22%

PFIS
PFIS

Segment breakdown not available.

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