PEOPLES FINANCIAL SERVICES CORP.PFISEarnings & Financial Report
The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 27 states and the District of Columbia, with 2,629 branches and 9,523 ATMs. PNC Bank is one of the largest banks in the US by assets and by number of branches, deposits, and ATMs.
PFIS Q4 FY2025 Key Financial Metrics
Revenue
$46.8M
Gross Profit
N/A
Operating Profit
$14.7M
Net Profit
$12.0M
Gross Margin
N/A
Operating Margin
31.5%
Net Margin
27.8%
YoY Growth
5.8%
EPS
$1.20
PEOPLES FINANCIAL SERVICES CORP. Q4 FY2025 Financial Summary
PEOPLES FINANCIAL SERVICES CORP. reported revenue of $46.8M (up 5.8% YoY) for Q4 FY2025, with a net profit of $12.0M (up 96.7% YoY) (27.8% margin).
Key Financial Metrics
| Total Revenue | $46.8M |
|---|---|
| Net Profit | $12.0M |
| Gross Margin | N/A |
| Operating Margin | 31.5% |
| Report Period | Q4 FY2025 |
PEOPLES FINANCIAL SERVICES CORP. Annual Revenue by Year
PEOPLES FINANCIAL SERVICES CORP. annual revenue history includes year-by-year totals (for example, 2025 revenue was $187.7M).
PEOPLES FINANCIAL SERVICES CORP. Quarterly Revenue & Net Profit History
PEOPLES FINANCIAL SERVICES CORP. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $46.8M | +5.8% | $12.0M | 27.8% |
| Q3 FY2025 | $46.7M | +3.8% | $15.2M | 32.7% |
| Q2 FY2025 | $48.4M | +115.6% | $17.0M | 35.0% |
| Q1 FY2025 | $45.8M | +101.7% | $15.0M | 32.8% |
| Q4 FY2024 | $44.2M | +87.6% | $6.1M | 15.8% |
| Q3 FY2024 | $45.0M | +80.1% | $-4.3M | -9.6% |
| Q2 FY2024 | $22.5M | -12.4% | $3.3M | 14.6% |
| Q1 FY2024 | $22.7M | -15.0% | $3.5M | 15.3% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $22.7M | $22.5M | $45.0M | $44.2M | $45.8M | $48.4M | $46.7M | $46.8M |
| YoY Growth | -15.0% | -12.4% | 80.1% | 87.6% | 101.7% | 115.6% | 3.8% | 5.8% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $3.67B | $3.62B | $5.36B | $5.09B | $5.00B | $5.11B | $5.16B | $5.27B |
| Liabilities | $3.33B | $3.28B | $4.89B | $4.62B | $4.52B | $4.61B | $4.65B | $4.75B |
| Equity | $340.0M | $340.8M | $475.1M | $468.9M | $481.9M | $494.1M | $509.3M | $519.8M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $3.2M | $1.7M | $21.9M | $34.7M | $9.1M | $13.9M | $15.2M | $54.3M |