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Side-by-side financial comparison of Douglas Elliman Inc. (DOUG) and Palomar Holdings, Inc. (PLMR). Click either name above to swap in a different company.
Palomar Holdings, Inc. is the larger business by last-quarter revenue ($253.4M vs $245.4M, roughly 1.0× Douglas Elliman Inc.). On growth, Palomar Holdings, Inc. posted the faster year-over-year revenue change (62.7% vs 0.9%). Palomar Holdings, Inc. produced more free cash flow last quarter ($409.0M vs $-14.7M). Over the past eight quarters, Palomar Holdings, Inc.'s revenue compounded faster (46.2% CAGR vs 10.7%).
Douglas Elliman Inc. is a leading U.S.-based residential real estate brokerage firm. It offers luxury property sales, rentals, property management, and advisory solutions, serving high-net-worth clients across key metro markets including New York, California, Florida, and Texas.
Palomar Holdings, Inc. is a specialty insurance holding company that primarily provides property insurance products for catastrophe-exposed residential and commercial assets. It mainly operates across the United States, focusing on core segments including earthquake, flood, and windstorm coverage to meet high-risk property protection demands of customers.
DOUG vs PLMR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $245.4M | $253.4M |
| Net Profit | $68.6M | — |
| Gross Margin | — | — |
| Operating Margin | 27.3% | 28.7% |
| Net Margin | 27.9% | — |
| Revenue YoY | 0.9% | 62.7% |
| Net Profit YoY | 1243.4% | — |
| EPS (diluted) | $0.80 | $2.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $245.4M | $253.4M | ||
| Q3 25 | $262.8M | $244.7M | ||
| Q2 25 | $271.4M | $203.3M | ||
| Q1 25 | $253.4M | $174.6M | ||
| Q4 24 | $243.3M | $155.8M | ||
| Q3 24 | $266.3M | $148.5M | ||
| Q2 24 | $285.8M | $131.1M | ||
| Q1 24 | $200.2M | $118.5M |
| Q4 25 | $68.6M | — | ||
| Q3 25 | $-24.7M | $51.5M | ||
| Q2 25 | $-22.7M | $46.5M | ||
| Q1 25 | $-6.0M | $42.9M | ||
| Q4 24 | $-6.0M | — | ||
| Q3 24 | $-27.2M | $30.5M | ||
| Q2 24 | $-1.7M | $25.7M | ||
| Q1 24 | $-41.5M | $26.4M |
| Q4 25 | 27.3% | 28.7% | ||
| Q3 25 | -4.1% | 27.4% | ||
| Q2 25 | -2.0% | 29.5% | ||
| Q1 25 | -2.1% | 30.8% | ||
| Q4 24 | -6.7% | 28.9% | ||
| Q3 24 | -2.8% | 25.9% | ||
| Q2 24 | -1.3% | 25.5% | ||
| Q1 24 | -20.7% | 29.0% |
| Q4 25 | 27.9% | — | ||
| Q3 25 | -9.4% | 21.0% | ||
| Q2 25 | -8.4% | 22.9% | ||
| Q1 25 | -2.4% | 24.6% | ||
| Q4 24 | -2.5% | — | ||
| Q3 24 | -10.2% | 20.5% | ||
| Q2 24 | -0.6% | 19.6% | ||
| Q1 24 | -20.7% | 22.3% |
| Q4 25 | $0.80 | $2.05 | ||
| Q3 25 | $-0.29 | $1.87 | ||
| Q2 25 | $-0.27 | $1.68 | ||
| Q1 25 | $-0.07 | $1.57 | ||
| Q4 24 | $-0.06 | $1.29 | ||
| Q3 24 | $-0.33 | $1.15 | ||
| Q2 24 | $-0.02 | $1.00 | ||
| Q1 24 | $-0.50 | $1.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $115.5M | $106.9M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $183.9M | $942.7M |
| Total Assets | $444.4M | $3.1B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $115.5M | $106.9M | ||
| Q3 25 | $143.0M | $111.7M | ||
| Q2 25 | $136.3M | $81.3M | ||
| Q1 25 | $136.8M | $119.3M | ||
| Q4 24 | $145.5M | $80.4M | ||
| Q3 24 | $151.4M | $86.5M | ||
| Q2 24 | $92.9M | $47.8M | ||
| Q1 24 | $91.5M | $61.4M |
| Q4 25 | $183.9M | $942.7M | ||
| Q3 25 | $115.1M | $878.1M | ||
| Q2 25 | $137.6M | $847.2M | ||
| Q1 25 | $158.2M | $790.4M | ||
| Q4 24 | $162.2M | $729.0M | ||
| Q3 24 | $173.6M | $703.3M | ||
| Q2 24 | $196.9M | $532.6M | ||
| Q1 24 | $195.1M | $501.7M |
| Q4 25 | $444.4M | $3.1B | ||
| Q3 25 | $480.6M | $2.9B | ||
| Q2 25 | $489.0M | $2.8B | ||
| Q1 25 | $493.9M | $2.4B | ||
| Q4 24 | $493.9M | $2.3B | ||
| Q3 24 | $502.7M | $2.3B | ||
| Q2 24 | $463.9M | $2.0B | ||
| Q1 24 | $461.1M | $1.9B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-14.4M | $409.1M |
| Free Cash FlowOCF − Capex | $-14.7M | $409.0M |
| FCF MarginFCF / Revenue | -6.0% | 161.4% |
| Capex IntensityCapex / Revenue | 0.1% | 0.1% |
| Cash ConversionOCF / Net Profit | -0.21× | — |
| TTM Free Cash FlowTrailing 4 quarters | $-17.2M | $700.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-14.4M | $409.1M | ||
| Q3 25 | $5.5M | $83.6M | ||
| Q2 25 | $642.0K | $120.9M | ||
| Q1 25 | $-5.6M | $87.2M | ||
| Q4 24 | $-9.0M | $261.2M | ||
| Q3 24 | $9.0M | $100.3M | ||
| Q2 24 | $1.3M | $55.1M | ||
| Q1 24 | $-27.3M | $33.1M |
| Q4 25 | $-14.7M | $409.0M | ||
| Q3 25 | $4.7M | $83.6M | ||
| Q2 25 | $-575.0K | $120.8M | ||
| Q1 25 | $-6.7M | $87.1M | ||
| Q4 24 | $-10.2M | $260.9M | ||
| Q3 24 | $7.7M | $100.1M | ||
| Q2 24 | $432.0K | — | ||
| Q1 24 | $-29.4M | — |
| Q4 25 | -6.0% | 161.4% | ||
| Q3 25 | 1.8% | 34.2% | ||
| Q2 25 | -0.2% | 59.4% | ||
| Q1 25 | -2.6% | 49.9% | ||
| Q4 24 | -4.2% | 167.5% | ||
| Q3 24 | 2.9% | 67.4% | ||
| Q2 24 | 0.2% | — | ||
| Q1 24 | -14.7% | — |
| Q4 25 | 0.1% | 0.1% | ||
| Q3 25 | 0.3% | 0.0% | ||
| Q2 25 | 0.4% | 0.0% | ||
| Q1 25 | 0.4% | 0.0% | ||
| Q4 24 | 0.5% | 0.2% | ||
| Q3 24 | 0.5% | 0.1% | ||
| Q2 24 | 0.3% | 0.0% | ||
| Q1 24 | 1.0% | 0.0% |
| Q4 25 | -0.21× | — | ||
| Q3 25 | — | 1.63× | ||
| Q2 25 | — | 2.60× | ||
| Q1 25 | — | 2.03× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 3.29× | ||
| Q2 24 | — | 2.14× | ||
| Q1 24 | — | 1.26× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DOUG
| Commissions And Other Brokerage Income | $240.3M | 98% |
| Property Management Income | $2.8M | 1% |
| Property Management | $2.2M | 1% |
PLMR
Segment breakdown not available.
