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Side-by-side financial comparison of Douglas Elliman Inc. (DOUG) and CPI Card Group Inc. (PMTS). Click either name above to swap in a different company.
Douglas Elliman Inc. is the larger business by last-quarter revenue ($245.4M vs $153.1M, roughly 1.6× CPI Card Group Inc.). Douglas Elliman Inc. runs the higher net margin — 27.9% vs 4.8%, a 23.1% gap on every dollar of revenue. On growth, CPI Card Group Inc. posted the faster year-over-year revenue change (22.3% vs 0.9%). CPI Card Group Inc. produced more free cash flow last quarter ($35.2M vs $-14.7M). Over the past eight quarters, CPI Card Group Inc.'s revenue compounded faster (16.9% CAGR vs 10.7%).
Douglas Elliman Inc. is a leading U.S.-based residential real estate brokerage firm. It offers luxury property sales, rentals, property management, and advisory solutions, serving high-net-worth clients across key metro markets including New York, California, Florida, and Texas.
CPI Card Group Inc. is a leading provider of payment card production and associated solutions, including contactless and contact credit/debit cards, prepaid cards, and card personalization services. It primarily serves financial institutions, fintech firms, and retail brands across its core North American market.
DOUG vs PMTS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $245.4M | $153.1M |
| Net Profit | $68.6M | $7.3M |
| Gross Margin | — | 31.5% |
| Operating Margin | 27.3% | 12.0% |
| Net Margin | 27.9% | 4.8% |
| Revenue YoY | 0.9% | 22.3% |
| Net Profit YoY | 1243.4% | 8.5% |
| EPS (diluted) | $0.80 | $0.62 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $245.4M | $153.1M | ||
| Q3 25 | $262.8M | $138.0M | ||
| Q2 25 | $271.4M | $129.8M | ||
| Q1 25 | $253.4M | $122.8M | ||
| Q4 24 | $243.3M | $125.1M | ||
| Q3 24 | $266.3M | $124.8M | ||
| Q2 24 | $285.8M | $118.8M | ||
| Q1 24 | $200.2M | $111.9M |
| Q4 25 | $68.6M | $7.3M | ||
| Q3 25 | $-24.7M | $2.3M | ||
| Q2 25 | $-22.7M | $518.0K | ||
| Q1 25 | $-6.0M | $4.8M | ||
| Q4 24 | $-6.0M | $6.8M | ||
| Q3 24 | $-27.2M | $1.3M | ||
| Q2 24 | $-1.7M | $6.0M | ||
| Q1 24 | $-41.5M | $5.5M |
| Q4 25 | — | 31.5% | ||
| Q3 25 | — | 29.7% | ||
| Q2 25 | — | 30.9% | ||
| Q1 25 | — | 33.2% | ||
| Q4 24 | — | 34.1% | ||
| Q3 24 | — | 35.8% | ||
| Q2 24 | — | 35.7% | ||
| Q1 24 | — | 37.1% |
| Q4 25 | 27.3% | 12.0% | ||
| Q3 25 | -4.1% | 9.4% | ||
| Q2 25 | -2.0% | 7.3% | ||
| Q1 25 | -2.1% | 11.5% | ||
| Q4 24 | -6.7% | 12.7% | ||
| Q3 24 | -2.8% | 14.3% | ||
| Q2 24 | -1.3% | 12.5% | ||
| Q1 24 | -20.7% | 12.6% |
| Q4 25 | 27.9% | 4.8% | ||
| Q3 25 | -9.4% | 1.7% | ||
| Q2 25 | -8.4% | 0.4% | ||
| Q1 25 | -2.4% | 3.9% | ||
| Q4 24 | -2.5% | 5.4% | ||
| Q3 24 | -10.2% | 1.0% | ||
| Q2 24 | -0.6% | 5.1% | ||
| Q1 24 | -20.7% | 4.9% |
| Q4 25 | $0.80 | $0.62 | ||
| Q3 25 | $-0.29 | $0.19 | ||
| Q2 25 | $-0.27 | $0.04 | ||
| Q1 25 | $-0.07 | $0.40 | ||
| Q4 24 | $-0.06 | $0.56 | ||
| Q3 24 | $-0.33 | $0.11 | ||
| Q2 24 | $-0.02 | $0.51 | ||
| Q1 24 | $-0.50 | $0.46 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $115.5M | $21.7M |
| Total DebtLower is stronger | — | $286.7M |
| Stockholders' EquityBook value | $183.9M | $-17.3M |
| Total Assets | $444.4M | $403.2M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $115.5M | $21.7M | ||
| Q3 25 | $143.0M | $16.0M | ||
| Q2 25 | $136.3M | $17.1M | ||
| Q1 25 | $136.8M | $31.5M | ||
| Q4 24 | $145.5M | $33.5M | ||
| Q3 24 | $151.4M | $14.7M | ||
| Q2 24 | $92.9M | $7.5M | ||
| Q1 24 | $91.5M | $17.1M |
| Q4 25 | — | $286.7M | ||
| Q3 25 | — | $308.4M | ||
| Q2 25 | — | $310.9M | ||
| Q1 25 | — | $280.7M | ||
| Q4 24 | — | $280.4M | ||
| Q3 24 | — | $280.2M | ||
| Q2 24 | — | $269.7M | ||
| Q1 24 | — | $265.3M |
| Q4 25 | $183.9M | $-17.3M | ||
| Q3 25 | $115.1M | $-25.7M | ||
| Q2 25 | $137.6M | $-29.0M | ||
| Q1 25 | $158.2M | $-29.7M | ||
| Q4 24 | $162.2M | $-35.6M | ||
| Q3 24 | $173.6M | $-42.8M | ||
| Q2 24 | $196.9M | $-44.6M | ||
| Q1 24 | $195.1M | $-48.5M |
| Q4 25 | $444.4M | $403.2M | ||
| Q3 25 | $480.6M | $407.1M | ||
| Q2 25 | $489.0M | $399.8M | ||
| Q1 25 | $493.9M | $351.9M | ||
| Q4 24 | $493.9M | $349.7M | ||
| Q3 24 | $502.7M | $342.3M | ||
| Q2 24 | $463.9M | $321.4M | ||
| Q1 24 | $461.1M | $319.8M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-14.4M | $39.6M |
| Free Cash FlowOCF − Capex | $-14.7M | $35.2M |
| FCF MarginFCF / Revenue | -6.0% | 23.0% |
| Capex IntensityCapex / Revenue | 0.1% | 2.9% |
| Cash ConversionOCF / Net Profit | -0.21× | 5.39× |
| TTM Free Cash FlowTrailing 4 quarters | $-17.2M | $41.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-14.4M | $39.6M | ||
| Q3 25 | $5.5M | $10.0M | ||
| Q2 25 | $642.0K | $4.3M | ||
| Q1 25 | $-5.6M | $5.6M | ||
| Q4 24 | $-9.0M | $26.7M | ||
| Q3 24 | $9.0M | $12.5M | ||
| Q2 24 | $1.3M | $-4.8M | ||
| Q1 24 | $-27.3M | $8.9M |
| Q4 25 | $-14.7M | $35.2M | ||
| Q3 25 | $4.7M | $5.3M | ||
| Q2 25 | $-575.0K | $533.0K | ||
| Q1 25 | $-6.7M | $292.0K | ||
| Q4 24 | $-10.2M | $21.6M | ||
| Q3 24 | $7.7M | $11.1M | ||
| Q2 24 | $432.0K | $-6.0M | ||
| Q1 24 | $-29.4M | $7.4M |
| Q4 25 | -6.0% | 23.0% | ||
| Q3 25 | 1.8% | 3.8% | ||
| Q2 25 | -0.2% | 0.4% | ||
| Q1 25 | -2.6% | 0.2% | ||
| Q4 24 | -4.2% | 17.3% | ||
| Q3 24 | 2.9% | 8.9% | ||
| Q2 24 | 0.2% | -5.0% | ||
| Q1 24 | -14.7% | 6.6% |
| Q4 25 | 0.1% | 2.9% | ||
| Q3 25 | 0.3% | 3.4% | ||
| Q2 25 | 0.4% | 2.9% | ||
| Q1 25 | 0.4% | 4.3% | ||
| Q4 24 | 0.5% | 4.0% | ||
| Q3 24 | 0.5% | 1.2% | ||
| Q2 24 | 0.3% | 1.0% | ||
| Q1 24 | 1.0% | 1.3% |
| Q4 25 | -0.21× | 5.39× | ||
| Q3 25 | — | 4.32× | ||
| Q2 25 | — | 8.39× | ||
| Q1 25 | — | 1.17× | ||
| Q4 24 | — | 3.94× | ||
| Q3 24 | — | 9.70× | ||
| Q2 24 | — | -0.79× | ||
| Q1 24 | — | 1.63× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
DOUG
| Commissions And Other Brokerage Income | $240.3M | 98% |
| Property Management Income | $2.8M | 1% |
| Property Management | $2.2M | 1% |
PMTS
| US Debit And Credit | $128.9M | 84% |
| US Prepaid Debit | $24.4M | 16% |
