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Side-by-side financial comparison of Datacentrex, Inc. (DTCX) and Pathfinder Bancorp, Inc. (PBHC). Click either name above to swap in a different company.

Pathfinder Bancorp, Inc. is the larger business by last-quarter revenue ($11.8M vs $7.0M, roughly 1.7× Datacentrex, Inc.). Datacentrex, Inc. runs the higher net margin — 75.8% vs -52.9%, a 128.7% gap on every dollar of revenue. On growth, Datacentrex, Inc. posted the faster year-over-year revenue change (4463314.1% vs -22.6%).

Datacentrex, Inc. is a technology infrastructure service provider offering colocation, managed cloud hosting, and enterprise IT support solutions. It serves small, medium and enterprise clients as well as public sector organizations across North America, focusing on reliable, secure data center operations and customized digital infrastructure services.

Pathfinder Bancorp, Inc. is a regional bank holding company headquartered in New York, U.S. It operates Pathfinder Bank serving the central New York market, offering retail and commercial banking services including deposit accounts, mortgages, business loans and wealth management for individual consumers and small to medium-sized enterprises.

DTCX vs PBHC — Head-to-Head

Bigger by revenue
PBHC
PBHC
1.7× larger
PBHC
$11.8M
$7.0M
DTCX
Growing faster (revenue YoY)
DTCX
DTCX
+4463336.7% gap
DTCX
4463314.1%
-22.6%
PBHC
Higher net margin
DTCX
DTCX
128.7% more per $
DTCX
75.8%
-52.9%
PBHC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
DTCX
DTCX
PBHC
PBHC
Revenue
$7.0M
$11.8M
Net Profit
$5.3M
$-5.6M
Gross Margin
Operating Margin
87.2%
-81.1%
Net Margin
75.8%
-52.9%
Revenue YoY
4463314.1%
-22.6%
Net Profit YoY
295.3%
-242.4%
EPS (diluted)
$0.65

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
DTCX
DTCX
PBHC
PBHC
Q4 25
$7.0M
$11.8M
Q3 25
$13.1M
Q2 25
$9.3M
Q1 25
$12.6M
Q4 24
$15.3M
Q3 24
$13.4M
Q2 24
$10.7M
Q1 24
$11.1M
Net Profit
DTCX
DTCX
PBHC
PBHC
Q4 25
$5.3M
$-5.6M
Q3 25
$626.0K
Q2 25
$31.0K
Q1 25
$3.0M
Q4 24
$3.9M
Q3 24
$-4.6M
Q2 24
$2.0M
Q1 24
$2.1M
Operating Margin
DTCX
DTCX
PBHC
PBHC
Q4 25
87.2%
-81.1%
Q3 25
5.1%
Q2 25
0.4%
Q1 25
29.5%
Q4 24
55.4%
Q3 24
-43.1%
Q2 24
23.3%
Q1 24
24.3%
Net Margin
DTCX
DTCX
PBHC
PBHC
Q4 25
75.8%
-52.9%
Q3 25
4.8%
Q2 25
0.3%
Q1 25
23.6%
Q4 24
37.7%
Q3 24
-34.6%
Q2 24
18.7%
Q1 24
19.0%
EPS (diluted)
DTCX
DTCX
PBHC
PBHC
Q4 25
$0.65
Q3 25
$0.47
Q2 25
$0.47
Q1 25
Q4 24
Q3 24
$0.41
Q2 24
$0.41
Q1 24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
DTCX
DTCX
PBHC
PBHC
Cash + ST InvestmentsLiquidity on hand
$38.9M
Total DebtLower is stronger
$14.1M
Stockholders' EquityBook value
$66.2M
$122.5M
Total Assets
$66.8M
$1.4B
Debt / EquityLower = less leverage
0.11×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
DTCX
DTCX
PBHC
PBHC
Q4 25
$38.9M
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Total Debt
DTCX
DTCX
PBHC
PBHC
Q4 25
$14.1M
Q3 25
$18.7M
Q2 25
$21.0M
Q1 25
$17.6M
Q4 24
$27.1M
Q3 24
$39.8M
Q2 24
$45.9M
Q1 24
$45.9M
Stockholders' Equity
DTCX
DTCX
PBHC
PBHC
Q4 25
$66.2M
$122.5M
Q3 25
$126.3M
Q2 25
$124.4M
Q1 25
$124.9M
Q4 24
$121.5M
Q3 24
$120.2M
Q2 24
$123.3M
Q1 24
$121.8M
Total Assets
DTCX
DTCX
PBHC
PBHC
Q4 25
$66.8M
$1.4B
Q3 25
$1.5B
Q2 25
$1.5B
Q1 25
$1.5B
Q4 24
$1.5B
Q3 24
$1.5B
Q2 24
$1.4B
Q1 24
$1.5B
Debt / Equity
DTCX
DTCX
PBHC
PBHC
Q4 25
0.11×
Q3 25
0.15×
Q2 25
0.17×
Q1 25
0.14×
Q4 24
0.22×
Q3 24
0.33×
Q2 24
0.37×
Q1 24
0.38×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
DTCX
DTCX
PBHC
PBHC
Operating Cash FlowLast quarter
$-1.5M
$11.7M
Free Cash FlowOCF − Capex
$10.4M
FCF MarginFCF / Revenue
88.1%
Capex IntensityCapex / Revenue
10.7%
Cash ConversionOCF / Net Profit
-0.28×
TTM Free Cash FlowTrailing 4 quarters
$18.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
DTCX
DTCX
PBHC
PBHC
Q4 25
$-1.5M
$11.7M
Q3 25
$7.0M
Q2 25
$-3.7M
Q1 25
$5.7M
Q4 24
$11.2M
Q3 24
$11.8M
Q2 24
$1.5M
Q1 24
$504.0K
Free Cash Flow
DTCX
DTCX
PBHC
PBHC
Q4 25
$10.4M
Q3 25
$6.9M
Q2 25
$-4.0M
Q1 25
$5.1M
Q4 24
$9.1M
Q3 24
$11.3M
Q2 24
$637.0K
Q1 24
$274.0K
FCF Margin
DTCX
DTCX
PBHC
PBHC
Q4 25
88.1%
Q3 25
52.8%
Q2 25
-42.6%
Q1 25
40.1%
Q4 24
59.9%
Q3 24
84.3%
Q2 24
6.0%
Q1 24
2.5%
Capex Intensity
DTCX
DTCX
PBHC
PBHC
Q4 25
10.7%
Q3 25
1.0%
Q2 25
2.4%
Q1 25
5.1%
Q4 24
13.5%
Q3 24
3.8%
Q2 24
8.2%
Q1 24
2.1%
Cash Conversion
DTCX
DTCX
PBHC
PBHC
Q4 25
-0.28×
Q3 25
11.26×
Q2 25
-120.55×
Q1 25
1.92×
Q4 24
2.87×
Q3 24
Q2 24
0.76×
Q1 24
0.24×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

DTCX
DTCX

Segment breakdown not available.

PBHC
PBHC

Other$5.6M47%
Banking$3.7M31%
Deposit Account$1.5M13%
Financial Service Other$1.0M9%

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