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Side-by-side financial comparison of GRAFTECH INTERNATIONAL LTD (EAF) and OFG BANCORP (OFG). Click either name above to swap in a different company.

OFG BANCORP is the larger business by last-quarter revenue ($184.3M vs $125.1M, roughly 1.5× GRAFTECH INTERNATIONAL LTD). OFG BANCORP runs the higher net margin — 30.3% vs -34.6%, a 64.9% gap on every dollar of revenue. On growth, GRAFTECH INTERNATIONAL LTD posted the faster year-over-year revenue change (11.9% vs 0.9%). OFG BANCORP produced more free cash flow last quarter ($199.3M vs $-27.1M). Over the past eight quarters, OFG BANCORP's revenue compounded faster (2.8% CAGR vs -4.6%).

GrafTech International Ltd. is a manufacturer of graphite electrodes and petroleum coke, which are essential for the production of electric arc furnace steel and other metals. Headquartered in Brooklyn Heights, Ohio, it has manufacturing facilities in Calais, France;Pamplona, Spain; Monterrey, Mexico; and St. Marys, Pennsylvania.

OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918....

EAF vs OFG — Head-to-Head

Bigger by revenue
OFG
OFG
1.5× larger
OFG
$184.3M
$125.1M
EAF
Growing faster (revenue YoY)
EAF
EAF
+11.0% gap
EAF
11.9%
0.9%
OFG
Higher net margin
OFG
OFG
64.9% more per $
OFG
30.3%
-34.6%
EAF
More free cash flow
OFG
OFG
$226.4M more FCF
OFG
$199.3M
$-27.1M
EAF
Faster 2-yr revenue CAGR
OFG
OFG
Annualised
OFG
2.8%
-4.6%
EAF

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
EAF
EAF
OFG
OFG
Revenue
$125.1M
$184.3M
Net Profit
$-43.3M
$55.9M
Gross Margin
-7.8%
Operating Margin
25.7%
Net Margin
-34.6%
30.3%
Revenue YoY
11.9%
0.9%
Net Profit YoY
-10.0%
11.0%
EPS (diluted)
$1.27

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EAF
EAF
OFG
OFG
Q1 26
$125.1M
Q4 25
$116.5M
$184.3M
Q3 25
$144.0M
$186.2M
Q2 25
$131.8M
$182.4M
Q1 25
$111.8M
$178.6M
Q4 24
$134.2M
$182.7M
Q3 24
$130.7M
$174.7M
Q2 24
$137.3M
$179.8M
Net Profit
EAF
EAF
OFG
OFG
Q1 26
$-43.3M
Q4 25
$-65.1M
$55.9M
Q3 25
$-28.5M
$51.8M
Q2 25
$-86.9M
$51.8M
Q1 25
$-39.4M
$45.6M
Q4 24
$-49.5M
$50.3M
Q3 24
$-36.1M
$47.0M
Q2 24
$-14.8M
$51.1M
Gross Margin
EAF
EAF
OFG
OFG
Q1 26
-7.8%
Q4 25
-20.9%
Q3 25
7.2%
Q2 25
0.0%
Q1 25
-1.5%
Q4 24
-7.8%
Q3 24
-9.2%
Q2 24
2.9%
Operating Margin
EAF
EAF
OFG
OFG
Q1 26
Q4 25
-33.6%
25.7%
Q3 25
-3.6%
33.0%
Q2 25
-11.0%
36.1%
Q1 25
-16.3%
33.3%
Q4 24
-18.6%
28.9%
Q3 24
-20.1%
35.4%
Q2 24
-2.0%
39.6%
Net Margin
EAF
EAF
OFG
OFG
Q1 26
-34.6%
Q4 25
-55.9%
30.3%
Q3 25
-19.8%
27.8%
Q2 25
-65.9%
28.4%
Q1 25
-35.2%
25.5%
Q4 24
-36.9%
27.6%
Q3 24
-27.6%
26.9%
Q2 24
-10.7%
28.4%
EPS (diluted)
EAF
EAF
OFG
OFG
Q1 26
Q4 25
$-6.86
$1.27
Q3 25
$-1.10
$1.16
Q2 25
$-0.34
$1.15
Q1 25
$-0.15
$1.00
Q4 24
$-3.51
$1.10
Q3 24
$-1.40
$1.00
Q2 24
$-0.06
$1.08

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EAF
EAF
OFG
OFG
Cash + ST InvestmentsLiquidity on hand
$120.2M
$1.0B
Total DebtLower is stronger
$1.1B
Stockholders' EquityBook value
$1.4B
Total Assets
$997.2M
$12.5B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EAF
EAF
OFG
OFG
Q1 26
$120.2M
Q4 25
$1.0B
Q3 25
$740.3M
Q2 25
$851.8M
Q1 25
$710.6M
Q4 24
$591.1M
Q3 24
$680.6M
Q2 24
$120.7M
$740.4M
Total Debt
EAF
EAF
OFG
OFG
Q1 26
$1.1B
Q4 25
$1.1B
Q3 25
$1.1B
Q2 25
$1.1B
Q1 25
$1.1B
Q4 24
$1.1B
Q3 24
$929.5M
Q2 24
$928.2M
Stockholders' Equity
EAF
EAF
OFG
OFG
Q1 26
Q4 25
$-259.6M
$1.4B
Q3 25
$-194.4M
$1.4B
Q2 25
$-168.4M
$1.3B
Q1 25
$-105.3M
$1.3B
Q4 24
$-78.9M
$1.3B
Q3 24
$-9.0M
$1.3B
Q2 24
$16.2M
$1.2B
Total Assets
EAF
EAF
OFG
OFG
Q1 26
$997.2M
Q4 25
$1.0B
$12.5B
Q3 25
$1.1B
$12.2B
Q2 25
$1.1B
$12.2B
Q1 25
$1.2B
$11.7B
Q4 24
$1.2B
$11.5B
Q3 24
$1.1B
$11.5B
Q2 24
$1.2B
$11.3B
Debt / Equity
EAF
EAF
OFG
OFG
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
57.16×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EAF
EAF
OFG
OFG
Operating Cash FlowLast quarter
$-14.9M
$217.7M
Free Cash FlowOCF − Capex
$-27.1M
$199.3M
FCF MarginFCF / Revenue
-21.6%
108.1%
Capex IntensityCapex / Revenue
9.7%
10.0%
Cash ConversionOCF / Net Profit
3.90×
TTM Free Cash FlowTrailing 4 quarters
$-105.1M
$345.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EAF
EAF
OFG
OFG
Q1 26
$-14.9M
Q4 25
$-20.9M
$217.7M
Q3 25
$24.7M
$39.5M
Q2 25
$-53.2M
$35.9M
Q1 25
$-32.2M
$83.1M
Q4 24
$-26.4M
$252.5M
Q3 24
$23.7M
$58.1M
Q2 24
$-36.9M
$95.1M
Free Cash Flow
EAF
EAF
OFG
OFG
Q1 26
$-27.1M
Q4 25
$-39.3M
$199.3M
Q3 25
$18.4M
$35.5M
Q2 25
$-57.1M
$31.8M
Q1 25
$-42.5M
$78.7M
Q4 24
$-39.2M
$231.2M
Q3 24
$19.7M
$51.8M
Q2 24
$-43.8M
$90.4M
FCF Margin
EAF
EAF
OFG
OFG
Q1 26
-21.6%
Q4 25
-33.7%
108.1%
Q3 25
12.8%
19.1%
Q2 25
-43.3%
17.4%
Q1 25
-38.0%
44.1%
Q4 24
-29.2%
126.5%
Q3 24
15.1%
29.6%
Q2 24
-31.9%
50.3%
Capex Intensity
EAF
EAF
OFG
OFG
Q1 26
9.7%
Q4 25
15.8%
10.0%
Q3 25
4.4%
2.1%
Q2 25
3.0%
2.3%
Q1 25
9.2%
2.4%
Q4 24
9.5%
11.7%
Q3 24
3.1%
3.6%
Q2 24
5.1%
2.6%
Cash Conversion
EAF
EAF
OFG
OFG
Q1 26
Q4 25
3.90×
Q3 25
0.76×
Q2 25
0.69×
Q1 25
1.82×
Q4 24
5.02×
Q3 24
1.24×
Q2 24
1.86×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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