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Side-by-side financial comparison of GRAFTECH INTERNATIONAL LTD (EAF) and OLD SECOND BANCORP INC (OSBC). Click either name above to swap in a different company.

GRAFTECH INTERNATIONAL LTD is the larger business by last-quarter revenue ($116.5M vs $93.8M, roughly 1.2× OLD SECOND BANCORP INC). OLD SECOND BANCORP INC runs the higher net margin — 27.3% vs -55.9%, a 83.2% gap on every dollar of revenue. Over the past eight quarters, OLD SECOND BANCORP INC's revenue compounded faster (15.1% CAGR vs -7.7%).

GrafTech International Ltd. is a manufacturer of graphite electrodes and petroleum coke, which are essential for the production of electric arc furnace steel and other metals. Headquartered in Brooklyn Heights, Ohio, it has manufacturing facilities in Calais, France;Pamplona, Spain; Monterrey, Mexico; and St. Marys, Pennsylvania.

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

EAF vs OSBC — Head-to-Head

Bigger by revenue
EAF
EAF
1.2× larger
EAF
$116.5M
$93.8M
OSBC
Higher net margin
OSBC
OSBC
83.2% more per $
OSBC
27.3%
-55.9%
EAF
Faster 2-yr revenue CAGR
OSBC
OSBC
Annualised
OSBC
15.1%
-7.7%
EAF

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
EAF
EAF
OSBC
OSBC
Revenue
$116.5M
$93.8M
Net Profit
$-65.1M
$25.6M
Gross Margin
-20.9%
Operating Margin
-33.6%
Net Margin
-55.9%
27.3%
Revenue YoY
-13.2%
Net Profit YoY
-31.6%
159.2%
EPS (diluted)
$-6.86
$0.48

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EAF
EAF
OSBC
OSBC
Q1 26
$93.8M
Q4 25
$116.5M
$95.2M
Q3 25
$144.0M
$95.9M
Q2 25
$131.8M
$75.1M
Q1 25
$111.8M
$73.1M
Q4 24
$134.2M
$73.2M
Q3 24
$130.7M
$71.2M
Q2 24
$137.3M
$70.8M
Net Profit
EAF
EAF
OSBC
OSBC
Q1 26
$25.6M
Q4 25
$-65.1M
Q3 25
$-28.5M
$9.9M
Q2 25
$-86.9M
$21.8M
Q1 25
$-39.4M
$19.8M
Q4 24
$-49.5M
Q3 24
$-36.1M
$23.0M
Q2 24
$-14.8M
$21.9M
Gross Margin
EAF
EAF
OSBC
OSBC
Q1 26
Q4 25
-20.9%
Q3 25
7.2%
Q2 25
0.0%
Q1 25
-1.5%
Q4 24
-7.8%
Q3 24
-9.2%
Q2 24
2.9%
Operating Margin
EAF
EAF
OSBC
OSBC
Q1 26
Q4 25
-33.6%
41.2%
Q3 25
-3.6%
13.6%
Q2 25
-11.0%
38.9%
Q1 25
-16.3%
35.8%
Q4 24
-18.6%
34.7%
Q3 24
-20.1%
41.9%
Q2 24
-2.0%
41.2%
Net Margin
EAF
EAF
OSBC
OSBC
Q1 26
27.3%
Q4 25
-55.9%
Q3 25
-19.8%
10.3%
Q2 25
-65.9%
29.0%
Q1 25
-35.2%
27.1%
Q4 24
-36.9%
Q3 24
-27.6%
32.3%
Q2 24
-10.7%
30.9%
EPS (diluted)
EAF
EAF
OSBC
OSBC
Q1 26
$0.48
Q4 25
$-6.86
$0.53
Q3 25
$-1.10
$0.18
Q2 25
$-0.34
$0.48
Q1 25
$-0.15
$0.43
Q4 24
$-3.51
$0.42
Q3 24
$-1.40
$0.50
Q2 24
$-0.06
$0.48

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EAF
EAF
OSBC
OSBC
Cash + ST InvestmentsLiquidity on hand
$115.7M
Total DebtLower is stronger
$1.1B
Stockholders' EquityBook value
$-259.6M
$893.3M
Total Assets
$1.0B
$6.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EAF
EAF
OSBC
OSBC
Q1 26
$115.7M
Q4 25
$124.0M
Q3 25
$116.5M
Q2 25
$141.8M
Q1 25
$256.1M
Q4 24
$99.3M
Q3 24
$115.8M
Q2 24
$120.7M
$120.9M
Total Debt
EAF
EAF
OSBC
OSBC
Q1 26
Q4 25
$1.1B
Q3 25
$1.1B
Q2 25
$1.1B
Q1 25
$1.1B
Q4 24
$1.1B
Q3 24
$929.5M
Q2 24
$928.2M
Stockholders' Equity
EAF
EAF
OSBC
OSBC
Q1 26
$893.3M
Q4 25
$-259.6M
$896.8M
Q3 25
$-194.4M
$866.7M
Q2 25
$-168.4M
$718.6M
Q1 25
$-105.3M
$694.5M
Q4 24
$-78.9M
$671.0M
Q3 24
$-9.0M
$661.4M
Q2 24
$16.2M
$619.3M
Total Assets
EAF
EAF
OSBC
OSBC
Q1 26
$6.8B
Q4 25
$1.0B
$6.9B
Q3 25
$1.1B
$7.0B
Q2 25
$1.1B
$5.7B
Q1 25
$1.2B
$5.7B
Q4 24
$1.2B
$5.6B
Q3 24
$1.1B
$5.7B
Q2 24
$1.2B
$5.7B
Debt / Equity
EAF
EAF
OSBC
OSBC
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
57.16×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EAF
EAF
OSBC
OSBC
Operating Cash FlowLast quarter
$-20.9M
Free Cash FlowOCF − Capex
$-39.3M
FCF MarginFCF / Revenue
-33.7%
Capex IntensityCapex / Revenue
15.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-120.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EAF
EAF
OSBC
OSBC
Q1 26
Q4 25
$-20.9M
$122.3M
Q3 25
$24.7M
$35.9M
Q2 25
$-53.2M
$24.2M
Q1 25
$-32.2M
$17.8M
Q4 24
$-26.4M
$131.5M
Q3 24
$23.7M
$48.5M
Q2 24
$-36.9M
$11.6M
Free Cash Flow
EAF
EAF
OSBC
OSBC
Q1 26
Q4 25
$-39.3M
$117.8M
Q3 25
$18.4M
$34.7M
Q2 25
$-57.1M
$23.5M
Q1 25
$-42.5M
$16.2M
Q4 24
$-39.2M
$120.7M
Q3 24
$19.7M
$46.2M
Q2 24
$-43.8M
$8.7M
FCF Margin
EAF
EAF
OSBC
OSBC
Q1 26
Q4 25
-33.7%
123.7%
Q3 25
12.8%
36.2%
Q2 25
-43.3%
31.2%
Q1 25
-38.0%
22.2%
Q4 24
-29.2%
165.0%
Q3 24
15.1%
64.9%
Q2 24
-31.9%
12.3%
Capex Intensity
EAF
EAF
OSBC
OSBC
Q1 26
Q4 25
15.8%
4.7%
Q3 25
4.4%
1.3%
Q2 25
3.0%
1.1%
Q1 25
9.2%
2.2%
Q4 24
9.5%
14.7%
Q3 24
3.1%
3.3%
Q2 24
5.1%
4.2%
Cash Conversion
EAF
EAF
OSBC
OSBC
Q1 26
Q4 25
Q3 25
3.64×
Q2 25
1.11×
Q1 25
0.90×
Q4 24
Q3 24
2.11×
Q2 24
0.53×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EAF
EAF

Graphite Electrodes$107.0M92%
By Products And Other$9.4M8%

OSBC
OSBC

Net Interest Income$81.1M87%
Noninterest Income$12.6M13%

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