vs

Side-by-side financial comparison of GRAFTECH INTERNATIONAL LTD (EAF) and CPI Card Group Inc. (PMTS). Click either name above to swap in a different company.

CPI Card Group Inc. is the larger business by last-quarter revenue ($153.1M vs $125.1M, roughly 1.2× GRAFTECH INTERNATIONAL LTD). CPI Card Group Inc. runs the higher net margin — 4.8% vs -34.6%, a 39.4% gap on every dollar of revenue. On growth, CPI Card Group Inc. posted the faster year-over-year revenue change (22.3% vs 11.9%). CPI Card Group Inc. produced more free cash flow last quarter ($35.2M vs $-27.1M). Over the past eight quarters, CPI Card Group Inc.'s revenue compounded faster (16.9% CAGR vs -4.6%).

GrafTech International Ltd. is a manufacturer of graphite electrodes and petroleum coke, which are essential for the production of electric arc furnace steel and other metals. Headquartered in Brooklyn Heights, Ohio, it has manufacturing facilities in Calais, France;Pamplona, Spain; Monterrey, Mexico; and St. Marys, Pennsylvania.

CPI Card Group Inc. is a leading provider of payment card production and associated solutions, including contactless and contact credit/debit cards, prepaid cards, and card personalization services. It primarily serves financial institutions, fintech firms, and retail brands across its core North American market.

EAF vs PMTS — Head-to-Head

Bigger by revenue
PMTS
PMTS
1.2× larger
PMTS
$153.1M
$125.1M
EAF
Growing faster (revenue YoY)
PMTS
PMTS
+10.5% gap
PMTS
22.3%
11.9%
EAF
Higher net margin
PMTS
PMTS
39.4% more per $
PMTS
4.8%
-34.6%
EAF
More free cash flow
PMTS
PMTS
$62.3M more FCF
PMTS
$35.2M
$-27.1M
EAF
Faster 2-yr revenue CAGR
PMTS
PMTS
Annualised
PMTS
16.9%
-4.6%
EAF

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
EAF
EAF
PMTS
PMTS
Revenue
$125.1M
$153.1M
Net Profit
$-43.3M
$7.3M
Gross Margin
-7.8%
31.5%
Operating Margin
12.0%
Net Margin
-34.6%
4.8%
Revenue YoY
11.9%
22.3%
Net Profit YoY
-10.0%
8.5%
EPS (diluted)
$0.62

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EAF
EAF
PMTS
PMTS
Q1 26
$125.1M
Q4 25
$116.5M
$153.1M
Q3 25
$144.0M
$138.0M
Q2 25
$131.8M
$129.8M
Q1 25
$111.8M
$122.8M
Q4 24
$134.2M
$125.1M
Q3 24
$130.7M
$124.8M
Q2 24
$137.3M
$118.8M
Net Profit
EAF
EAF
PMTS
PMTS
Q1 26
$-43.3M
Q4 25
$-65.1M
$7.3M
Q3 25
$-28.5M
$2.3M
Q2 25
$-86.9M
$518.0K
Q1 25
$-39.4M
$4.8M
Q4 24
$-49.5M
$6.8M
Q3 24
$-36.1M
$1.3M
Q2 24
$-14.8M
$6.0M
Gross Margin
EAF
EAF
PMTS
PMTS
Q1 26
-7.8%
Q4 25
-20.9%
31.5%
Q3 25
7.2%
29.7%
Q2 25
0.0%
30.9%
Q1 25
-1.5%
33.2%
Q4 24
-7.8%
34.1%
Q3 24
-9.2%
35.8%
Q2 24
2.9%
35.7%
Operating Margin
EAF
EAF
PMTS
PMTS
Q1 26
Q4 25
-33.6%
12.0%
Q3 25
-3.6%
9.4%
Q2 25
-11.0%
7.3%
Q1 25
-16.3%
11.5%
Q4 24
-18.6%
12.7%
Q3 24
-20.1%
14.3%
Q2 24
-2.0%
12.5%
Net Margin
EAF
EAF
PMTS
PMTS
Q1 26
-34.6%
Q4 25
-55.9%
4.8%
Q3 25
-19.8%
1.7%
Q2 25
-65.9%
0.4%
Q1 25
-35.2%
3.9%
Q4 24
-36.9%
5.4%
Q3 24
-27.6%
1.0%
Q2 24
-10.7%
5.1%
EPS (diluted)
EAF
EAF
PMTS
PMTS
Q1 26
Q4 25
$-6.86
$0.62
Q3 25
$-1.10
$0.19
Q2 25
$-0.34
$0.04
Q1 25
$-0.15
$0.40
Q4 24
$-3.51
$0.56
Q3 24
$-1.40
$0.11
Q2 24
$-0.06
$0.51

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EAF
EAF
PMTS
PMTS
Cash + ST InvestmentsLiquidity on hand
$120.2M
$21.7M
Total DebtLower is stronger
$1.1B
$286.7M
Stockholders' EquityBook value
$-17.3M
Total Assets
$997.2M
$403.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EAF
EAF
PMTS
PMTS
Q1 26
$120.2M
Q4 25
$21.7M
Q3 25
$16.0M
Q2 25
$17.1M
Q1 25
$31.5M
Q4 24
$33.5M
Q3 24
$14.7M
Q2 24
$120.7M
$7.5M
Total Debt
EAF
EAF
PMTS
PMTS
Q1 26
$1.1B
Q4 25
$1.1B
$286.7M
Q3 25
$1.1B
$308.4M
Q2 25
$1.1B
$310.9M
Q1 25
$1.1B
$280.7M
Q4 24
$1.1B
$280.4M
Q3 24
$929.5M
$280.2M
Q2 24
$928.2M
$269.7M
Stockholders' Equity
EAF
EAF
PMTS
PMTS
Q1 26
Q4 25
$-259.6M
$-17.3M
Q3 25
$-194.4M
$-25.7M
Q2 25
$-168.4M
$-29.0M
Q1 25
$-105.3M
$-29.7M
Q4 24
$-78.9M
$-35.6M
Q3 24
$-9.0M
$-42.8M
Q2 24
$16.2M
$-44.6M
Total Assets
EAF
EAF
PMTS
PMTS
Q1 26
$997.2M
Q4 25
$1.0B
$403.2M
Q3 25
$1.1B
$407.1M
Q2 25
$1.1B
$399.8M
Q1 25
$1.2B
$351.9M
Q4 24
$1.2B
$349.7M
Q3 24
$1.1B
$342.3M
Q2 24
$1.2B
$321.4M
Debt / Equity
EAF
EAF
PMTS
PMTS
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
57.16×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EAF
EAF
PMTS
PMTS
Operating Cash FlowLast quarter
$-14.9M
$39.6M
Free Cash FlowOCF − Capex
$-27.1M
$35.2M
FCF MarginFCF / Revenue
-21.6%
23.0%
Capex IntensityCapex / Revenue
9.7%
2.9%
Cash ConversionOCF / Net Profit
5.39×
TTM Free Cash FlowTrailing 4 quarters
$-105.1M
$41.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EAF
EAF
PMTS
PMTS
Q1 26
$-14.9M
Q4 25
$-20.9M
$39.6M
Q3 25
$24.7M
$10.0M
Q2 25
$-53.2M
$4.3M
Q1 25
$-32.2M
$5.6M
Q4 24
$-26.4M
$26.7M
Q3 24
$23.7M
$12.5M
Q2 24
$-36.9M
$-4.8M
Free Cash Flow
EAF
EAF
PMTS
PMTS
Q1 26
$-27.1M
Q4 25
$-39.3M
$35.2M
Q3 25
$18.4M
$5.3M
Q2 25
$-57.1M
$533.0K
Q1 25
$-42.5M
$292.0K
Q4 24
$-39.2M
$21.6M
Q3 24
$19.7M
$11.1M
Q2 24
$-43.8M
$-6.0M
FCF Margin
EAF
EAF
PMTS
PMTS
Q1 26
-21.6%
Q4 25
-33.7%
23.0%
Q3 25
12.8%
3.8%
Q2 25
-43.3%
0.4%
Q1 25
-38.0%
0.2%
Q4 24
-29.2%
17.3%
Q3 24
15.1%
8.9%
Q2 24
-31.9%
-5.0%
Capex Intensity
EAF
EAF
PMTS
PMTS
Q1 26
9.7%
Q4 25
15.8%
2.9%
Q3 25
4.4%
3.4%
Q2 25
3.0%
2.9%
Q1 25
9.2%
4.3%
Q4 24
9.5%
4.0%
Q3 24
3.1%
1.2%
Q2 24
5.1%
1.0%
Cash Conversion
EAF
EAF
PMTS
PMTS
Q1 26
Q4 25
5.39×
Q3 25
4.32×
Q2 25
8.39×
Q1 25
1.17×
Q4 24
3.94×
Q3 24
9.70×
Q2 24
-0.79×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EAF
EAF

Segment breakdown not available.

PMTS
PMTS

US Debit And Credit$128.9M84%
US Prepaid Debit$24.4M16%

Related Comparisons