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Side-by-side financial comparison of Eventbrite, Inc. (EB) and PEOPLES FINANCIAL SERVICES CORP. (PFIS). Click either name above to swap in a different company.

Eventbrite, Inc. is the larger business by last-quarter revenue ($73.5M vs $46.8M, roughly 1.6× PEOPLES FINANCIAL SERVICES CORP.). PEOPLES FINANCIAL SERVICES CORP. runs the higher net margin — 27.8% vs -11.1%, a 38.9% gap on every dollar of revenue. On growth, PEOPLES FINANCIAL SERVICES CORP. posted the faster year-over-year revenue change (5.8% vs -3.9%). PEOPLES FINANCIAL SERVICES CORP. produced more free cash flow last quarter ($43.3M vs $-60.9M). Over the past eight quarters, PEOPLES FINANCIAL SERVICES CORP.'s revenue compounded faster (43.5% CAGR vs -7.7%).

Eventbrite is an American live events marketplace and website. The service allows users to browse, create, and promote local events. It is free to publish unlimited events of any size on Eventbrite.

The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 27 states and the District of Columbia, with 2,629 branches and 9,523 ATMs. PNC Bank is one of the largest banks in the US by assets and by number of branches, deposits, and ATMs.

EB vs PFIS — Head-to-Head

Bigger by revenue
EB
EB
1.6× larger
EB
$73.5M
$46.8M
PFIS
Growing faster (revenue YoY)
PFIS
PFIS
+9.7% gap
PFIS
5.8%
-3.9%
EB
Higher net margin
PFIS
PFIS
38.9% more per $
PFIS
27.8%
-11.1%
EB
More free cash flow
PFIS
PFIS
$104.2M more FCF
PFIS
$43.3M
$-60.9M
EB
Faster 2-yr revenue CAGR
PFIS
PFIS
Annualised
PFIS
43.5%
-7.7%
EB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
EB
EB
PFIS
PFIS
Revenue
$73.5M
$46.8M
Net Profit
$-8.2M
$12.0M
Gross Margin
68.1%
Operating Margin
-12.4%
31.5%
Net Margin
-11.1%
27.8%
Revenue YoY
-3.9%
5.8%
Net Profit YoY
2.5%
96.7%
EPS (diluted)
$-0.08
$1.20

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EB
EB
PFIS
PFIS
Q4 25
$73.5M
$46.8M
Q3 25
$71.7M
$46.7M
Q2 25
$72.8M
$48.4M
Q1 25
$73.8M
$45.8M
Q4 24
$76.5M
$44.2M
Q3 24
$77.8M
$45.0M
Q2 24
$84.6M
$22.5M
Q1 24
$86.3M
$22.7M
Net Profit
EB
EB
PFIS
PFIS
Q4 25
$-8.2M
$12.0M
Q3 25
$6.4M
$15.2M
Q2 25
$-2.1M
$17.0M
Q1 25
$-6.6M
$15.0M
Q4 24
$-8.4M
$6.1M
Q3 24
$-3.8M
$-4.3M
Q2 24
$1.1M
$3.3M
Q1 24
$-4.5M
$3.5M
Gross Margin
EB
EB
PFIS
PFIS
Q4 25
68.1%
Q3 25
67.9%
Q2 25
67.5%
Q1 25
66.9%
Q4 24
68.2%
Q3 24
68.5%
Q2 24
70.9%
Q1 24
71.0%
Operating Margin
EB
EB
PFIS
PFIS
Q4 25
-12.4%
31.5%
Q3 25
-1.3%
40.4%
Q2 25
-8.7%
42.2%
Q1 25
-13.2%
39.8%
Q4 24
-10.2%
13.2%
Q3 24
-11.5%
-11.1%
Q2 24
-7.6%
16.5%
Q1 24
-8.8%
17.4%
Net Margin
EB
EB
PFIS
PFIS
Q4 25
-11.1%
27.8%
Q3 25
8.9%
32.7%
Q2 25
-2.9%
35.0%
Q1 25
-9.0%
32.8%
Q4 24
-11.0%
15.8%
Q3 24
-4.8%
-9.6%
Q2 24
1.3%
14.6%
Q1 24
-5.2%
15.3%
EPS (diluted)
EB
EB
PFIS
PFIS
Q4 25
$-0.08
$1.20
Q3 25
$0.06
$1.51
Q2 25
$-0.02
$1.68
Q1 25
$-0.07
$1.49
Q4 24
$-0.09
$0.47
Q3 24
$-0.04
$-0.43
Q2 24
$0.01
$0.46
Q1 24
$-0.05
$0.49

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EB
EB
PFIS
PFIS
Cash + ST InvestmentsLiquidity on hand
$299.9M
Total DebtLower is stronger
$144.4M
Stockholders' EquityBook value
$179.1M
$519.8M
Total Assets
$647.2M
$5.3B
Debt / EquityLower = less leverage
0.81×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EB
EB
PFIS
PFIS
Q4 25
$299.9M
Q3 25
Q2 25
Q1 25
Q4 24
$441.5M
Q3 24
$24.7M
Q2 24
$56.7M
Q1 24
$113.7M
Total Debt
EB
EB
PFIS
PFIS
Q4 25
$144.4M
Q3 25
$174.9M
Q2 25
$241.3M
Q1 25
$241.0M
Q4 24
$240.7M
Q3 24
$240.4M
Q2 24
$358.7M
Q1 24
$358.2M
Stockholders' Equity
EB
EB
PFIS
PFIS
Q4 25
$179.1M
$519.8M
Q3 25
$189.1M
$509.3M
Q2 25
$177.2M
$494.1M
Q1 25
$173.3M
$481.9M
Q4 24
$170.2M
$468.9M
Q3 24
$179.8M
$475.1M
Q2 24
$176.2M
$340.8M
Q1 24
$184.1M
$340.0M
Total Assets
EB
EB
PFIS
PFIS
Q4 25
$647.2M
$5.3B
Q3 25
$744.6M
$5.2B
Q2 25
$784.1M
$5.1B
Q1 25
$812.3M
$5.0B
Q4 24
$752.3M
$5.1B
Q3 24
$817.4M
$5.4B
Q2 24
$894.5M
$3.6B
Q1 24
$952.2M
$3.7B
Debt / Equity
EB
EB
PFIS
PFIS
Q4 25
0.81×
Q3 25
0.92×
Q2 25
1.36×
Q1 25
1.39×
Q4 24
1.41×
Q3 24
1.34×
Q2 24
2.04×
Q1 24
1.95×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EB
EB
PFIS
PFIS
Operating Cash FlowLast quarter
$-60.8M
$54.3M
Free Cash FlowOCF − Capex
$-60.9M
$43.3M
FCF MarginFCF / Revenue
-82.8%
92.7%
Capex IntensityCapex / Revenue
0.0%
23.4%
Cash ConversionOCF / Net Profit
4.53×
TTM Free Cash FlowTrailing 4 quarters
$17.6M
$73.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EB
EB
PFIS
PFIS
Q4 25
$-60.8M
$54.3M
Q3 25
$36.7M
$15.2M
Q2 25
$-17.5M
$13.9M
Q1 25
$59.4M
$9.1M
Q4 24
$-45.3M
$34.7M
Q3 24
$44.6M
$21.9M
Q2 24
$-32.3M
$1.7M
Q1 24
$68.6M
$3.2M
Free Cash Flow
EB
EB
PFIS
PFIS
Q4 25
$-60.9M
$43.3M
Q3 25
$36.6M
$13.0M
Q2 25
$-17.5M
$8.5M
Q1 25
$59.4M
$8.6M
Q4 24
$-45.3M
$32.1M
Q3 24
$44.4M
$17.6M
Q2 24
$-32.4M
$1.3M
Q1 24
$68.2M
$3.0M
FCF Margin
EB
EB
PFIS
PFIS
Q4 25
-82.8%
92.7%
Q3 25
51.1%
27.9%
Q2 25
-24.1%
17.6%
Q1 25
80.4%
18.7%
Q4 24
-59.2%
72.8%
Q3 24
57.1%
39.1%
Q2 24
-38.3%
6.0%
Q1 24
79.1%
13.3%
Capex Intensity
EB
EB
PFIS
PFIS
Q4 25
0.0%
23.4%
Q3 25
0.0%
4.7%
Q2 25
0.0%
11.1%
Q1 25
0.1%
1.1%
Q4 24
0.0%
5.8%
Q3 24
0.2%
9.6%
Q2 24
0.1%
1.8%
Q1 24
0.4%
1.0%
Cash Conversion
EB
EB
PFIS
PFIS
Q4 25
4.53×
Q3 25
5.76×
1.00×
Q2 25
0.82×
Q1 25
0.60×
Q4 24
5.70×
Q3 24
Q2 24
-30.37×
0.53×
Q1 24
0.93×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EB
EB

US$52.0M71%
Other$21.6M29%

PFIS
PFIS

Segment breakdown not available.

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