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Side-by-side financial comparison of Eastern Bankshares, Inc. (EBC) and INSTEEL INDUSTRIES INC (IIIN). Click either name above to swap in a different company.

Eastern Bankshares, Inc. is the larger business by last-quarter revenue ($295.9M vs $159.9M, roughly 1.9× INSTEEL INDUSTRIES INC). Eastern Bankshares, Inc. runs the higher net margin — 22.1% vs 4.7%, a 17.3% gap on every dollar of revenue. On growth, Eastern Bankshares, Inc. posted the faster year-over-year revenue change (710.6% vs 23.3%). Over the past eight quarters, Eastern Bankshares, Inc.'s revenue compounded faster (38.6% CAGR vs 12.0%).

Eastern Bank is a bank based in Boston, Massachusetts. Before de-mutualizing in 2020, it was the oldest and largest mutual bank in the United States and the largest community bank in Massachusetts.

Insteel Industries Inc is a leading U.S. manufacturer of steel reinforcing products including welded wire reinforcement and steel fibers. It primarily serves non-residential construction, infrastructure, and precast concrete segments across North America, delivering high-performance reinforcement solutions for various construction projects.

EBC vs IIIN — Head-to-Head

Bigger by revenue
EBC
EBC
1.9× larger
EBC
$295.9M
$159.9M
IIIN
Growing faster (revenue YoY)
EBC
EBC
+687.3% gap
EBC
710.6%
23.3%
IIIN
Higher net margin
EBC
EBC
17.3% more per $
EBC
22.1%
4.7%
IIIN
Faster 2-yr revenue CAGR
EBC
EBC
Annualised
EBC
38.6%
12.0%
IIIN

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
EBC
EBC
IIIN
IIIN
Revenue
$295.9M
$159.9M
Net Profit
$65.3M
$7.6M
Gross Margin
11.3%
Operating Margin
6.0%
Net Margin
22.1%
4.7%
Revenue YoY
710.6%
23.3%
Net Profit YoY
-34.4%
602.4%
EPS (diluted)
$0.29
$0.39

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EBC
EBC
IIIN
IIIN
Q1 26
$295.9M
Q4 25
$37.5M
$159.9M
Q3 25
$241.5M
$177.4M
Q2 25
$244.9M
$179.9M
Q1 25
$31.1M
$160.7M
Q4 24
$216.5M
$129.7M
Q3 24
$203.4M
$134.3M
Q2 24
$154.0M
$145.8M
Net Profit
EBC
EBC
IIIN
IIIN
Q1 26
$65.3M
Q4 25
$99.5M
$7.6M
Q3 25
$106.1M
$14.6M
Q2 25
$100.2M
$15.2M
Q1 25
$-217.7M
$10.2M
Q4 24
$60.8M
$1.1M
Q3 24
$-6.2M
$4.7M
Q2 24
$26.3M
$6.6M
Gross Margin
EBC
EBC
IIIN
IIIN
Q1 26
Q4 25
11.3%
Q3 25
16.1%
Q2 25
17.1%
Q1 25
15.3%
Q4 24
7.3%
Q3 24
9.1%
Q2 24
10.6%
Operating Margin
EBC
EBC
IIIN
IIIN
Q1 26
Q4 25
6.0%
Q3 25
38.9%
10.8%
Q2 25
41.0%
11.0%
Q1 25
-590.9%
8.3%
Q4 24
33.3%
1.1%
Q3 24
-1.6%
4.5%
Q2 24
24.7%
6.0%
Net Margin
EBC
EBC
IIIN
IIIN
Q1 26
22.1%
Q4 25
265.6%
4.7%
Q3 25
44.0%
8.2%
Q2 25
40.9%
8.4%
Q1 25
-699.2%
6.4%
Q4 24
28.1%
0.8%
Q3 24
-3.0%
3.5%
Q2 24
17.1%
4.5%
EPS (diluted)
EBC
EBC
IIIN
IIIN
Q1 26
$0.29
Q4 25
$0.48
$0.39
Q3 25
$0.53
$0.74
Q2 25
$0.50
$0.78
Q1 25
$-1.08
$0.52
Q4 24
$0.29
$0.06
Q3 24
$-0.03
$0.24
Q2 24
$0.16
$0.34

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EBC
EBC
IIIN
IIIN
Cash + ST InvestmentsLiquidity on hand
$551.7M
$15.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$4.3B
$358.8M
Total Assets
$30.6B
$456.1M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EBC
EBC
IIIN
IIIN
Q1 26
$551.7M
Q4 25
$507.6M
$15.6M
Q3 25
$703.4M
$38.6M
Q2 25
$948.3M
$53.7M
Q1 25
$609.0M
$28.4M
Q4 24
$1.9B
$36.0M
Q3 24
$1.7B
$111.5M
Q2 24
$1.4B
$97.7M
Stockholders' Equity
EBC
EBC
IIIN
IIIN
Q1 26
$4.3B
Q4 25
$4.3B
$358.8M
Q3 25
$3.8B
$371.5M
Q2 25
$3.7B
$356.2M
Q1 25
$3.6B
$341.4M
Q4 24
$3.6B
$331.6M
Q3 24
$3.7B
$350.9M
Q2 24
$3.0B
$346.0M
Total Assets
EBC
EBC
IIIN
IIIN
Q1 26
$30.6B
Q4 25
$30.6B
$456.1M
Q3 25
$25.5B
$462.6M
Q2 25
$25.5B
$471.9M
Q1 25
$25.0B
$421.9M
Q4 24
$25.6B
$404.7M
Q3 24
$25.5B
$422.6M
Q2 24
$21.0B
$414.6M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EBC
EBC
IIIN
IIIN
Operating Cash FlowLast quarter
$-701.0K
Free Cash FlowOCF − Capex
$-2.2M
FCF MarginFCF / Revenue
-1.4%
Capex IntensityCapex / Revenue
0.9%
Cash ConversionOCF / Net Profit
-0.09×
TTM Free Cash FlowTrailing 4 quarters
$439.0K

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EBC
EBC
IIIN
IIIN
Q1 26
Q4 25
$432.4M
$-701.0K
Q3 25
$157.1M
$-17.0M
Q2 25
$123.9M
$28.5M
Q1 25
$47.3M
$-3.3M
Q4 24
$283.8M
$19.0M
Q3 24
$108.3M
$16.2M
Q2 24
$54.3M
$18.8M
Free Cash Flow
EBC
EBC
IIIN
IIIN
Q1 26
Q4 25
$-2.2M
Q3 25
$-18.7M
Q2 25
$26.9M
Q1 25
$-5.5M
Q4 24
$16.3M
Q3 24
$14.5M
Q2 24
$15.5M
FCF Margin
EBC
EBC
IIIN
IIIN
Q1 26
Q4 25
-1.4%
Q3 25
-10.6%
Q2 25
15.0%
Q1 25
-3.5%
Q4 24
12.6%
Q3 24
10.8%
Q2 24
10.7%
Capex Intensity
EBC
EBC
IIIN
IIIN
Q1 26
Q4 25
0.9%
Q3 25
1.0%
Q2 25
0.9%
Q1 25
1.4%
Q4 24
2.1%
Q3 24
1.3%
Q2 24
2.2%
Cash Conversion
EBC
EBC
IIIN
IIIN
Q1 26
Q4 25
4.35×
-0.09×
Q3 25
1.48×
-1.17×
Q2 25
1.24×
1.88×
Q1 25
-0.32×
Q4 24
4.67×
17.56×
Q3 24
3.48×
Q2 24
2.06×
2.86×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EBC
EBC

Segment breakdown not available.

IIIN
IIIN

Welded Wire Reinforcement$108.4M68%
PC Strand$51.6M32%

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