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Side-by-side financial comparison of Eastern Bankshares, Inc. (EBC) and MILLER INDUSTRIES INC (MLR). Click either name above to swap in a different company.

Eastern Bankshares, Inc. is the larger business by last-quarter revenue ($295.9M vs $171.9M, roughly 1.7× MILLER INDUSTRIES INC). On growth, Eastern Bankshares, Inc. posted the faster year-over-year revenue change (710.6% vs -22.5%). Over the past eight quarters, Eastern Bankshares, Inc.'s revenue compounded faster (38.6% CAGR vs -29.9%).

Eastern Bank is a bank based in Boston, Massachusetts. Before de-mutualizing in 2020, it was the oldest and largest mutual bank in the United States and the largest community bank in Massachusetts.

Miller Industries is an American tow truck and towing equipment manufacturing company based in the Chattanooga suburb of Ooltewah, Tennessee. Its primary subsidiary, Miller Industries Towing Equipment Inc., manufactures a variety of light- to heavy-duty wreckers, car carriers, and rotators under several brand names, including Century, Vulcan, Chevron, and Holmes. Miller Industries also operates international brands with Boniface (U.K.) and Jige (France). It is listed on the New York Stock Exc...

EBC vs MLR — Head-to-Head

Bigger by revenue
EBC
EBC
1.7× larger
EBC
$295.9M
$171.9M
MLR
Growing faster (revenue YoY)
EBC
EBC
+733.1% gap
EBC
710.6%
-22.5%
MLR
Faster 2-yr revenue CAGR
EBC
EBC
Annualised
EBC
38.6%
-29.9%
MLR

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
EBC
EBC
MLR
MLR
Revenue
$295.9M
$171.9M
Net Profit
$65.3M
Gross Margin
15.4%
Operating Margin
2.9%
Net Margin
22.1%
Revenue YoY
710.6%
-22.5%
Net Profit YoY
-34.4%
EPS (diluted)
$0.29
$0.29

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EBC
EBC
MLR
MLR
Q1 26
$295.9M
Q4 25
$37.5M
$171.9M
Q3 25
$241.5M
$178.7M
Q2 25
$244.9M
$214.0M
Q1 25
$31.1M
$225.7M
Q4 24
$216.5M
$221.9M
Q3 24
$203.4M
$314.3M
Q2 24
$154.0M
$371.5M
Net Profit
EBC
EBC
MLR
MLR
Q1 26
$65.3M
Q4 25
$99.5M
Q3 25
$106.1M
$3.1M
Q2 25
$100.2M
$8.5M
Q1 25
$-217.7M
$8.1M
Q4 24
$60.8M
Q3 24
$-6.2M
$15.4M
Q2 24
$26.3M
$20.5M
Gross Margin
EBC
EBC
MLR
MLR
Q1 26
Q4 25
15.4%
Q3 25
14.2%
Q2 25
16.2%
Q1 25
15.0%
Q4 24
15.1%
Q3 24
13.4%
Q2 24
13.8%
Operating Margin
EBC
EBC
MLR
MLR
Q1 26
Q4 25
2.9%
Q3 25
38.9%
2.4%
Q2 25
41.0%
5.3%
Q1 25
-590.9%
4.8%
Q4 24
33.3%
5.7%
Q3 24
-1.6%
6.3%
Q2 24
24.7%
7.1%
Net Margin
EBC
EBC
MLR
MLR
Q1 26
22.1%
Q4 25
265.6%
Q3 25
44.0%
1.7%
Q2 25
40.9%
4.0%
Q1 25
-699.2%
3.6%
Q4 24
28.1%
Q3 24
-3.0%
4.9%
Q2 24
17.1%
5.5%
EPS (diluted)
EBC
EBC
MLR
MLR
Q1 26
$0.29
Q4 25
$0.48
$0.29
Q3 25
$0.53
$0.27
Q2 25
$0.50
$0.73
Q1 25
$-1.08
$0.69
Q4 24
$0.29
$0.89
Q3 24
$-0.03
$1.33
Q2 24
$0.16
$1.78

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EBC
EBC
MLR
MLR
Cash + ST InvestmentsLiquidity on hand
$551.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$4.3B
$420.6M
Total Assets
$30.6B
$589.7M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EBC
EBC
MLR
MLR
Q1 26
$551.7M
Q4 25
$507.6M
Q3 25
$703.4M
Q2 25
$948.3M
Q1 25
$609.0M
Q4 24
$1.9B
Q3 24
$1.7B
Q2 24
$1.4B
Stockholders' Equity
EBC
EBC
MLR
MLR
Q1 26
$4.3B
Q4 25
$4.3B
$420.6M
Q3 25
$3.8B
$420.7M
Q2 25
$3.7B
$418.6M
Q1 25
$3.6B
$406.5M
Q4 24
$3.6B
$401.0M
Q3 24
$3.7B
$395.2M
Q2 24
$3.0B
$379.9M
Total Assets
EBC
EBC
MLR
MLR
Q1 26
$30.6B
Q4 25
$30.6B
$589.7M
Q3 25
$25.5B
$604.3M
Q2 25
$25.5B
$622.9M
Q1 25
$25.0B
$639.7M
Q4 24
$25.6B
$667.0M
Q3 24
$25.5B
$755.3M
Q2 24
$21.0B
$748.2M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EBC
EBC
MLR
MLR
Operating Cash FlowLast quarter
$48.9M
Free Cash FlowOCF − Capex
$43.8M
FCF MarginFCF / Revenue
25.5%
Capex IntensityCapex / Revenue
3.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$85.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EBC
EBC
MLR
MLR
Q1 26
Q4 25
$432.4M
$48.9M
Q3 25
$157.1M
$19.9M
Q2 25
$123.9M
$27.2M
Q1 25
$47.3M
$2.7M
Q4 24
$283.8M
$-11.7M
Q3 24
$108.3M
$30.3M
Q2 24
$54.3M
$-10.7M
Free Cash Flow
EBC
EBC
MLR
MLR
Q1 26
Q4 25
$43.8M
Q3 25
$18.1M
Q2 25
$25.6M
Q1 25
$-2.4M
Q4 24
$-13.0M
Q3 24
$24.0M
Q2 24
$-13.8M
FCF Margin
EBC
EBC
MLR
MLR
Q1 26
Q4 25
25.5%
Q3 25
10.1%
Q2 25
11.9%
Q1 25
-1.1%
Q4 24
-5.9%
Q3 24
7.6%
Q2 24
-3.7%
Capex Intensity
EBC
EBC
MLR
MLR
Q1 26
Q4 25
3.0%
Q3 25
1.0%
Q2 25
0.8%
Q1 25
2.3%
Q4 24
0.6%
Q3 24
2.0%
Q2 24
0.8%
Cash Conversion
EBC
EBC
MLR
MLR
Q1 26
Q4 25
4.35×
Q3 25
1.48×
6.46×
Q2 25
1.24×
3.22×
Q1 25
0.34×
Q4 24
4.67×
Q3 24
1.96×
Q2 24
2.06×
-0.52×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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