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Side-by-side financial comparison of Eastern Bankshares, Inc. (EBC) and Pangaea Logistics Solutions Ltd. (PANL). Click either name above to swap in a different company.
Eastern Bankshares, Inc. is the larger business by last-quarter revenue ($295.9M vs $183.9M, roughly 1.6× Pangaea Logistics Solutions Ltd.). Eastern Bankshares, Inc. runs the higher net margin — 22.1% vs 6.5%, a 15.6% gap on every dollar of revenue. On growth, Eastern Bankshares, Inc. posted the faster year-over-year revenue change (710.6% vs 24.9%). Over the past eight quarters, Eastern Bankshares, Inc.'s revenue compounded faster (38.6% CAGR vs 32.5%).
Eastern Bank is a bank based in Boston, Massachusetts. Before de-mutualizing in 2020, it was the oldest and largest mutual bank in the United States and the largest community bank in Massachusetts.
Pangaea Logistics Solutions Ltd. is a global dry bulk logistics and shipping service provider. It operates a modern fleet of dry bulk vessels to transport a wide range of commodities including grains, minerals, construction materials, and energy-related raw materials, serving industrial, agricultural, and energy sector clients across North America, Europe, and Asia with tailored end-to-end bulk cargo supply chain solutions.
EBC vs PANL — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $295.9M | $183.9M |
| Net Profit | $65.3M | $11.9M |
| Gross Margin | — | — |
| Operating Margin | — | 9.5% |
| Net Margin | 22.1% | 6.5% |
| Revenue YoY | 710.6% | 24.9% |
| Net Profit YoY | -34.4% | 40.9% |
| EPS (diluted) | $0.29 | $0.18 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $295.9M | — | ||
| Q4 25 | $37.5M | $183.9M | ||
| Q3 25 | $241.5M | $168.7M | ||
| Q2 25 | $244.9M | $156.7M | ||
| Q1 25 | $31.1M | $122.8M | ||
| Q4 24 | $216.5M | $147.2M | ||
| Q3 24 | $203.4M | $153.1M | ||
| Q2 24 | $154.0M | $131.5M |
| Q1 26 | $65.3M | — | ||
| Q4 25 | $99.5M | $11.9M | ||
| Q3 25 | $106.1M | $12.2M | ||
| Q2 25 | $100.2M | $-2.7M | ||
| Q1 25 | $-217.7M | $-2.0M | ||
| Q4 24 | $60.8M | $8.4M | ||
| Q3 24 | $-6.2M | $5.1M | ||
| Q2 24 | $26.3M | $3.7M |
| Q1 26 | — | — | ||
| Q4 25 | — | 9.5% | ||
| Q3 25 | 38.9% | 10.0% | ||
| Q2 25 | 41.0% | 2.3% | ||
| Q1 25 | -590.9% | 2.4% | ||
| Q4 24 | 33.3% | 10.1% | ||
| Q3 24 | -1.6% | 9.8% | ||
| Q2 24 | 24.7% | 5.8% |
| Q1 26 | 22.1% | — | ||
| Q4 25 | 265.6% | 6.5% | ||
| Q3 25 | 44.0% | 7.2% | ||
| Q2 25 | 40.9% | -1.8% | ||
| Q1 25 | -699.2% | -1.6% | ||
| Q4 24 | 28.1% | 5.7% | ||
| Q3 24 | -3.0% | 3.3% | ||
| Q2 24 | 17.1% | 2.8% |
| Q1 26 | $0.29 | — | ||
| Q4 25 | $0.48 | $0.18 | ||
| Q3 25 | $0.53 | $0.19 | ||
| Q2 25 | $0.50 | $-0.04 | ||
| Q1 25 | $-1.08 | $-0.03 | ||
| Q4 24 | $0.29 | $0.19 | ||
| Q3 24 | $-0.03 | $0.11 | ||
| Q2 24 | $0.16 | $0.08 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $551.7M | $103.1M |
| Total DebtLower is stronger | — | $249.6M |
| Stockholders' EquityBook value | $4.3B | $429.3M |
| Total Assets | $30.6B | $928.1M |
| Debt / EquityLower = less leverage | — | 0.58× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $551.7M | — | ||
| Q4 25 | $507.6M | $103.1M | ||
| Q3 25 | $703.4M | $94.0M | ||
| Q2 25 | $948.3M | $59.3M | ||
| Q1 25 | $609.0M | $63.9M | ||
| Q4 24 | $1.9B | $86.8M | ||
| Q3 24 | $1.7B | $93.1M | ||
| Q2 24 | $1.4B | $77.9M |
| Q1 26 | — | — | ||
| Q4 25 | — | $249.6M | ||
| Q3 25 | — | $256.2M | ||
| Q2 25 | — | $244.7M | ||
| Q1 25 | — | $251.0M | ||
| Q4 24 | — | $257.2M | ||
| Q3 24 | — | $133.6M | ||
| Q2 24 | — | $90.5M |
| Q1 26 | $4.3B | — | ||
| Q4 25 | $4.3B | $429.3M | ||
| Q3 25 | $3.8B | $420.3M | ||
| Q2 25 | $3.7B | $414.4M | ||
| Q1 25 | $3.6B | $420.8M | ||
| Q4 24 | $3.6B | $427.8M | ||
| Q3 24 | $3.7B | $332.6M | ||
| Q2 24 | $3.0B | $331.5M |
| Q1 26 | $30.6B | — | ||
| Q4 25 | $30.6B | $928.1M | ||
| Q3 25 | $25.5B | $932.1M | ||
| Q2 25 | $25.5B | $916.0M | ||
| Q1 25 | $25.0B | $918.0M | ||
| Q4 24 | $25.6B | $936.5M | ||
| Q3 24 | $25.5B | $749.2M | ||
| Q2 24 | $21.0B | $692.9M |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.58× | ||
| Q3 25 | — | 0.61× | ||
| Q2 25 | — | 0.59× | ||
| Q1 25 | — | 0.60× | ||
| Q4 24 | — | 0.60× | ||
| Q3 24 | — | 0.40× | ||
| Q2 24 | — | 0.27× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $15.1M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | 1.27× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $432.4M | $15.1M | ||
| Q3 25 | $157.1M | $28.6M | ||
| Q2 25 | $123.9M | $14.4M | ||
| Q1 25 | $47.3M | $-4.4M | ||
| Q4 24 | $283.8M | $19.3M | ||
| Q3 24 | $108.3M | $28.5M | ||
| Q2 24 | $54.3M | $9.0M |
| Q1 26 | — | — | ||
| Q4 25 | 4.35× | 1.27× | ||
| Q3 25 | 1.48× | 2.34× | ||
| Q2 25 | 1.24× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 4.67× | 2.29× | ||
| Q3 24 | — | 5.57× | ||
| Q2 24 | 2.06× | 2.43× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
EBC
Segment breakdown not available.
PANL
| Voyage | $166.3M | 90% |
| Charter | $13.1M | 7% |
| Terminal Stevedore Revenue | $4.4M | 2% |
