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Side-by-side financial comparison of Eastern Bankshares, Inc. (EBC) and STAR GROUP, L.P. (SGU). Click either name above to swap in a different company.

STAR GROUP, L.P. is the larger business by last-quarter revenue ($539.3M vs $295.9M, roughly 1.8× Eastern Bankshares, Inc.). Eastern Bankshares, Inc. runs the higher net margin — 22.1% vs 6.6%, a 15.4% gap on every dollar of revenue. On growth, Eastern Bankshares, Inc. posted the faster year-over-year revenue change (710.6% vs 10.5%).

Eastern Bank is a bank based in Boston, Massachusetts. Before de-mutualizing in 2020, it was the oldest and largest mutual bank in the United States and the largest community bank in Massachusetts.

Lone Star Funds, legal name of main entity Lone Star Global Acquisitions, Ltd. is a global private equity firm that invests in corporate equity, real estate, credit, and other financial assets. The founder of Lone Star established its first fund in 1995 and Lone Star has to date organized 25 private equity funds with total capital commitments since inception of over $95 billion. Lone Star's investors include corporate and public pension funds, sovereign wealth funds, university endowments, fo...

EBC vs SGU — Head-to-Head

Bigger by revenue
SGU
SGU
1.8× larger
SGU
$539.3M
$295.9M
EBC
Growing faster (revenue YoY)
EBC
EBC
+700.1% gap
EBC
710.6%
10.5%
SGU
Higher net margin
EBC
EBC
15.4% more per $
EBC
22.1%
6.6%
SGU

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
EBC
EBC
SGU
SGU
Revenue
$295.9M
$539.3M
Net Profit
$65.3M
$35.8M
Gross Margin
Operating Margin
10.1%
Net Margin
22.1%
6.6%
Revenue YoY
710.6%
10.5%
Net Profit YoY
-34.4%
8.8%
EPS (diluted)
$0.29

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EBC
EBC
SGU
SGU
Q1 26
$295.9M
Q4 25
$37.5M
$539.3M
Q3 25
$241.5M
Q2 25
$244.9M
Q1 25
$31.1M
Q4 24
$216.5M
Q3 24
$203.4M
Q2 24
$154.0M
Net Profit
EBC
EBC
SGU
SGU
Q1 26
$65.3M
Q4 25
$99.5M
$35.8M
Q3 25
$106.1M
Q2 25
$100.2M
Q1 25
$-217.7M
Q4 24
$60.8M
Q3 24
$-6.2M
Q2 24
$26.3M
Operating Margin
EBC
EBC
SGU
SGU
Q1 26
Q4 25
10.1%
Q3 25
38.9%
Q2 25
41.0%
Q1 25
-590.9%
Q4 24
33.3%
Q3 24
-1.6%
Q2 24
24.7%
Net Margin
EBC
EBC
SGU
SGU
Q1 26
22.1%
Q4 25
265.6%
6.6%
Q3 25
44.0%
Q2 25
40.9%
Q1 25
-699.2%
Q4 24
28.1%
Q3 24
-3.0%
Q2 24
17.1%
EPS (diluted)
EBC
EBC
SGU
SGU
Q1 26
$0.29
Q4 25
$0.48
Q3 25
$0.53
Q2 25
$0.50
Q1 25
$-1.08
Q4 24
$0.29
Q3 24
$-0.03
Q2 24
$0.16

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EBC
EBC
SGU
SGU
Cash + ST InvestmentsLiquidity on hand
$551.7M
$19.9M
Total DebtLower is stronger
$254.8M
Stockholders' EquityBook value
$4.3B
Total Assets
$30.6B
$1.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EBC
EBC
SGU
SGU
Q1 26
$551.7M
Q4 25
$507.6M
$19.9M
Q3 25
$703.4M
Q2 25
$948.3M
Q1 25
$609.0M
Q4 24
$1.9B
Q3 24
$1.7B
Q2 24
$1.4B
Total Debt
EBC
EBC
SGU
SGU
Q1 26
Q4 25
$254.8M
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
EBC
EBC
SGU
SGU
Q1 26
$4.3B
Q4 25
$4.3B
Q3 25
$3.8B
Q2 25
$3.7B
Q1 25
$3.6B
Q4 24
$3.6B
Q3 24
$3.7B
Q2 24
$3.0B
Total Assets
EBC
EBC
SGU
SGU
Q1 26
$30.6B
Q4 25
$30.6B
$1.1B
Q3 25
$25.5B
Q2 25
$25.5B
Q1 25
$25.0B
Q4 24
$25.6B
Q3 24
$25.5B
Q2 24
$21.0B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EBC
EBC
SGU
SGU
Operating Cash FlowLast quarter
$-55.2M
Free Cash FlowOCF − Capex
$-59.7M
FCF MarginFCF / Revenue
-11.1%
Capex IntensityCapex / Revenue
0.8%
Cash ConversionOCF / Net Profit
-1.54×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EBC
EBC
SGU
SGU
Q1 26
Q4 25
$432.4M
$-55.2M
Q3 25
$157.1M
Q2 25
$123.9M
Q1 25
$47.3M
Q4 24
$283.8M
Q3 24
$108.3M
Q2 24
$54.3M
Free Cash Flow
EBC
EBC
SGU
SGU
Q1 26
Q4 25
$-59.7M
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
FCF Margin
EBC
EBC
SGU
SGU
Q1 26
Q4 25
-11.1%
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Capex Intensity
EBC
EBC
SGU
SGU
Q1 26
Q4 25
0.8%
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Cash Conversion
EBC
EBC
SGU
SGU
Q1 26
Q4 25
4.35×
-1.54×
Q3 25
1.48×
Q2 25
1.24×
Q1 25
Q4 24
4.67×
Q3 24
Q2 24
2.06×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EBC
EBC

Segment breakdown not available.

SGU
SGU

Home Heating Oil And Propane$372.6M69%
Motor Fuel And Other Petroleum Products$75.4M14%
Equipment Installations$39.6M7%
Equipment Maintenance Service Contracts$30.3M6%
Billable Call Services$21.4M4%

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