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Side-by-side financial comparison of Eastern Bankshares, Inc. (EBC) and XPLR Infrastructure, LP (XIFR). Click either name above to swap in a different company.
Eastern Bankshares, Inc. is the larger business by last-quarter revenue ($295.9M vs $249.0M, roughly 1.2× XPLR Infrastructure, LP). Eastern Bankshares, Inc. runs the higher net margin — 22.1% vs 11.2%, a 10.8% gap on every dollar of revenue. On growth, Eastern Bankshares, Inc. posted the faster year-over-year revenue change (1.7% vs -15.3%). Over the past eight quarters, Eastern Bankshares, Inc.'s revenue compounded faster (38.6% CAGR vs -1.6%).
Eastern Bank is a bank based in Boston, Massachusetts. Before de-mutualizing in 2020, it was the oldest and largest mutual bank in the United States and the largest community bank in Massachusetts.
XPLR Infrastructure is a publicly traded subsidiary of NextEra Energy, is a Juno Beach, Florida-based renewable energy company.
EBC vs XIFR — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $295.9M | $249.0M |
| Net Profit | $65.3M | $28.0M |
| Gross Margin | — | — |
| Operating Margin | — | -19.3% |
| Net Margin | 22.1% | 11.2% |
| Revenue YoY | 1.7% | -15.3% |
| Net Profit YoY | 289.8% | 124.3% |
| EPS (diluted) | $0.29 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $295.9M | — | ||
| Q4 25 | $37.5M | $249.0M | ||
| Q3 25 | $241.5M | $315.0M | ||
| Q2 25 | $244.9M | $342.0M | ||
| Q1 25 | $31.1M | $282.0M | ||
| Q4 24 | $216.5M | $294.0M | ||
| Q3 24 | $203.4M | $319.0M | ||
| Q2 24 | $154.0M | $360.0M |
| Q1 26 | $65.3M | — | ||
| Q4 25 | $99.5M | $28.0M | ||
| Q3 25 | $106.1M | $-37.0M | ||
| Q2 25 | $100.2M | $79.0M | ||
| Q1 25 | $-217.7M | $-98.0M | ||
| Q4 24 | $60.8M | $-115.0M | ||
| Q3 24 | $-6.2M | $-40.0M | ||
| Q2 24 | $26.3M | $62.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | -19.3% | ||
| Q3 25 | 38.9% | 1.6% | ||
| Q2 25 | 41.0% | 26.3% | ||
| Q1 25 | -590.9% | -82.6% | ||
| Q4 24 | 33.3% | -188.1% | ||
| Q3 24 | -1.6% | 15.4% | ||
| Q2 24 | 24.7% | 18.3% |
| Q1 26 | 22.1% | — | ||
| Q4 25 | 265.6% | 11.2% | ||
| Q3 25 | 44.0% | -11.7% | ||
| Q2 25 | 40.9% | 23.1% | ||
| Q1 25 | -699.2% | -34.8% | ||
| Q4 24 | 28.1% | -39.1% | ||
| Q3 24 | -3.0% | -12.5% | ||
| Q2 24 | 17.1% | 17.2% |
| Q1 26 | $0.29 | — | ||
| Q4 25 | $0.48 | — | ||
| Q3 25 | $0.53 | $-0.40 | ||
| Q2 25 | $0.50 | $0.84 | ||
| Q1 25 | $-1.08 | $-1.05 | ||
| Q4 24 | $0.29 | — | ||
| Q3 24 | $-0.03 | $-0.43 | ||
| Q2 24 | $0.16 | $0.66 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $551.7M | $960.0M |
| Total DebtLower is stronger | — | $6.2B |
| Stockholders' EquityBook value | $4.3B | $10.9B |
| Total Assets | $30.6B | $19.6B |
| Debt / EquityLower = less leverage | — | 0.57× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $551.7M | — | ||
| Q4 25 | $507.6M | $960.0M | ||
| Q3 25 | $703.4M | $711.0M | ||
| Q2 25 | $948.3M | $880.0M | ||
| Q1 25 | $609.0M | $1.5B | ||
| Q4 24 | $1.9B | $283.0M | ||
| Q3 24 | $1.7B | $290.0M | ||
| Q2 24 | $1.4B | $281.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | $6.2B | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $5.3B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $4.3B | — | ||
| Q4 25 | $4.3B | $10.9B | ||
| Q3 25 | $3.8B | $11.0B | ||
| Q2 25 | $3.7B | $11.3B | ||
| Q1 25 | $3.6B | $12.6B | ||
| Q4 24 | $3.6B | $12.9B | ||
| Q3 24 | $3.7B | $13.6B | ||
| Q2 24 | $3.0B | $13.9B |
| Q1 26 | $30.6B | — | ||
| Q4 25 | $30.6B | $19.6B | ||
| Q3 25 | $25.5B | $19.1B | ||
| Q2 25 | $25.5B | $20.5B | ||
| Q1 25 | $25.0B | $21.4B | ||
| Q4 24 | $25.6B | $20.3B | ||
| Q3 24 | $25.5B | $20.9B | ||
| Q2 24 | $21.0B | $21.7B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.57× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.41× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $186.0M |
| Free Cash FlowOCF − Capex | — | $-88.0M |
| FCF MarginFCF / Revenue | — | -35.3% |
| Capex IntensityCapex / Revenue | — | 110.0% |
| Cash ConversionOCF / Net Profit | — | 6.64× |
| TTM Free Cash FlowTrailing 4 quarters | — | $-219.0M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $432.4M | $186.0M | ||
| Q3 25 | $157.1M | $231.0M | ||
| Q2 25 | $123.9M | $232.0M | ||
| Q1 25 | $47.3M | $90.0M | ||
| Q4 24 | $283.8M | $283.0M | ||
| Q3 24 | $108.3M | $208.0M | ||
| Q2 24 | $54.3M | $231.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | $-88.0M | ||
| Q3 25 | — | $-283.0M | ||
| Q2 25 | — | $151.0M | ||
| Q1 25 | — | $1.0M | ||
| Q4 24 | — | $231.0M | ||
| Q3 24 | — | $152.0M | ||
| Q2 24 | — | $162.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | -35.3% | ||
| Q3 25 | — | -89.8% | ||
| Q2 25 | — | 44.2% | ||
| Q1 25 | — | 0.4% | ||
| Q4 24 | — | 78.6% | ||
| Q3 24 | — | 47.6% | ||
| Q2 24 | — | 45.0% |
| Q1 26 | — | — | ||
| Q4 25 | — | 110.0% | ||
| Q3 25 | — | 163.2% | ||
| Q2 25 | — | 23.7% | ||
| Q1 25 | — | 31.6% | ||
| Q4 24 | — | 17.7% | ||
| Q3 24 | — | 17.6% | ||
| Q2 24 | — | 19.2% |
| Q1 26 | — | — | ||
| Q4 25 | 4.35× | 6.64× | ||
| Q3 25 | 1.48× | — | ||
| Q2 25 | 1.24× | 2.94× | ||
| Q1 25 | — | — | ||
| Q4 24 | 4.67× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 2.06× | 3.73× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
EBC
| ALLL / total nonperforming loans ("NPLs") | $238.2M | 80% |
| Other | $51.6M | 17% |
| Return on average shareholders' equity | $6.1M | 2% |
XIFR
| Renewable Energy Sales | $238.0M | 96% |
| Related Party | $8.0M | 3% |
