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Side-by-side financial comparison of ENNIS, INC. (EBF) and Jefferson Capital, Inc. (JCAP). Click either name above to swap in a different company.

Jefferson Capital, Inc. is the larger business by last-quarter revenue ($150.8M vs $100.2M, roughly 1.5× ENNIS, INC.). Jefferson Capital, Inc. runs the higher net margin — 25.4% vs 10.8%, a 14.6% gap on every dollar of revenue. Jefferson Capital, Inc. produced more free cash flow last quarter ($63.0M vs $15.7M).

ENNIS, INC. (ticker EBF) is a leading North American provider of printed business products and related services. Its offerings include custom business forms, pressure-sensitive labels, marketing collateral, promotional items, and branded packaging, serving clients across retail, healthcare, financial services, and small business segments.

GE Capital was the financial services division of General Electric. Its various units were sold between 2013 and 2021, including the notable spin-off of the North American consumer finance division as Synchrony Financial. Ultimately, only one division of the company remained, GE Energy Financial Services, which was transferred to GE Vernova when General Electric was broken up.

EBF vs JCAP — Head-to-Head

Bigger by revenue
JCAP
JCAP
1.5× larger
JCAP
$150.8M
$100.2M
EBF
Higher net margin
JCAP
JCAP
14.6% more per $
JCAP
25.4%
10.8%
EBF
More free cash flow
JCAP
JCAP
$47.3M more FCF
JCAP
$63.0M
$15.7M
EBF

Income Statement — Q3 FY2026 vs Q3 FY2025

Metric
EBF
EBF
JCAP
JCAP
Revenue
$100.2M
$150.8M
Net Profit
$10.8M
$38.4M
Gross Margin
31.9%
Operating Margin
15.0%
46.4%
Net Margin
10.8%
25.4%
Revenue YoY
0.4%
Net Profit YoY
6.1%
EPS (diluted)
$0.42
$0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EBF
EBF
JCAP
JCAP
Q4 25
$100.2M
Q3 25
$98.7M
$150.8M
Q2 25
$97.2M
$152.7M
Q1 25
$92.7M
Q4 24
$99.8M
Q3 24
$99.0M
Q2 24
$103.1M
Q1 24
$97.4M
Net Profit
EBF
EBF
JCAP
JCAP
Q4 25
$10.8M
Q3 25
$13.2M
$38.4M
Q2 25
$9.8M
$47.7M
Q1 25
$9.0M
Q4 24
$10.2M
Q3 24
$10.3M
Q2 24
$10.7M
Q1 24
$10.1M
Gross Margin
EBF
EBF
JCAP
JCAP
Q4 25
31.9%
Q3 25
30.5%
Q2 25
31.1%
Q1 25
29.5%
Q4 24
29.3%
Q3 24
30.1%
Q2 24
30.0%
Q1 24
28.4%
Operating Margin
EBF
EBF
JCAP
JCAP
Q4 25
15.0%
Q3 25
12.5%
46.4%
Q2 25
13.7%
56.7%
Q1 25
13.0%
Q4 24
13.1%
Q3 24
13.3%
Q2 24
13.3%
Q1 24
13.3%
Net Margin
EBF
EBF
JCAP
JCAP
Q4 25
10.8%
Q3 25
13.3%
25.4%
Q2 25
10.1%
31.2%
Q1 25
9.7%
Q4 24
10.2%
Q3 24
10.4%
Q2 24
10.4%
Q1 24
10.4%
EPS (diluted)
EBF
EBF
JCAP
JCAP
Q4 25
$0.42
Q3 25
$0.51
$0.59
Q2 25
$0.38
$16.76
Q1 25
$0.34
Q4 24
$0.39
Q3 24
$0.40
Q2 24
$0.41
Q1 24
$0.39

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EBF
EBF
JCAP
JCAP
Cash + ST InvestmentsLiquidity on hand
$31.3M
$42.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$304.8M
$437.4M
Total Assets
$354.3M
$1.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EBF
EBF
JCAP
JCAP
Q4 25
$31.3M
Q3 25
$31.9M
$42.3M
Q2 25
$32.6M
$51.7M
Q1 25
$72.5M
Q4 24
$68.6M
Q3 24
$122.6M
Q2 24
$123.7M
Q1 24
$110.9M
Stockholders' Equity
EBF
EBF
JCAP
JCAP
Q4 25
$304.8M
Q3 25
$305.4M
$437.4M
Q2 25
$301.2M
$410.8M
Q1 25
$302.0M
Q4 24
$297.7M
Q3 24
$358.4M
Q2 24
$354.4M
Q1 24
$349.8M
Total Assets
EBF
EBF
JCAP
JCAP
Q4 25
$354.3M
Q3 25
$361.8M
$1.8B
Q2 25
$361.7M
$1.8B
Q1 25
$348.9M
Q4 24
$346.1M
Q3 24
$406.8M
Q2 24
$406.2M
Q1 24
$399.2M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EBF
EBF
JCAP
JCAP
Operating Cash FlowLast quarter
$16.4M
$63.1M
Free Cash FlowOCF − Capex
$15.7M
$63.0M
FCF MarginFCF / Revenue
15.7%
41.7%
Capex IntensityCapex / Revenue
0.7%
0.1%
Cash ConversionOCF / Net Profit
1.52×
1.64×
TTM Free Cash FlowTrailing 4 quarters
$42.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EBF
EBF
JCAP
JCAP
Q4 25
$16.4M
Q3 25
$10.5M
$63.1M
Q2 25
$8.0M
$130.6M
Q1 25
$12.8M
Q4 24
$18.2M
Q3 24
$11.8M
Q2 24
$23.1M
Q1 24
$16.6M
Free Cash Flow
EBF
EBF
JCAP
JCAP
Q4 25
$15.7M
Q3 25
$9.0M
$63.0M
Q2 25
$6.6M
$130.0M
Q1 25
$11.1M
Q4 24
$17.5M
Q3 24
$10.7M
Q2 24
$20.6M
Q1 24
$15.0M
FCF Margin
EBF
EBF
JCAP
JCAP
Q4 25
15.7%
Q3 25
9.2%
41.7%
Q2 25
6.8%
85.1%
Q1 25
12.0%
Q4 24
17.6%
Q3 24
10.8%
Q2 24
20.0%
Q1 24
15.3%
Capex Intensity
EBF
EBF
JCAP
JCAP
Q4 25
0.7%
Q3 25
1.4%
0.1%
Q2 25
1.4%
0.4%
Q1 25
1.8%
Q4 24
0.6%
Q3 24
1.1%
Q2 24
2.4%
Q1 24
1.7%
Cash Conversion
EBF
EBF
JCAP
JCAP
Q4 25
1.52×
Q3 25
0.80×
1.64×
Q2 25
0.81×
2.74×
Q1 25
1.41×
Q4 24
1.78×
Q3 24
1.15×
Q2 24
2.16×
Q1 24
1.63×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EBF
EBF

Segment breakdown not available.

JCAP
JCAP

United States Segment$108.1M72%
Other$35.8M24%
United Kingdom Segment$6.9M5%

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