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Side-by-side financial comparison of ENNIS, INC. (EBF) and ORRSTOWN FINANCIAL SERVICES INC (ORRF). Click either name above to swap in a different company.

ENNIS, INC. is the larger business by last-quarter revenue ($100.2M vs $64.6M, roughly 1.6× ORRSTOWN FINANCIAL SERVICES INC). ORRSTOWN FINANCIAL SERVICES INC runs the higher net margin — 33.8% vs 10.8%, a 23.0% gap on every dollar of revenue. Over the past eight quarters, ORRSTOWN FINANCIAL SERVICES INC's revenue compounded faster (39.3% CAGR vs 1.4%).

ENNIS, INC. (ticker EBF) is a leading North American provider of printed business products and related services. Its offerings include custom business forms, pressure-sensitive labels, marketing collateral, promotional items, and branded packaging, serving clients across retail, healthcare, financial services, and small business segments.

Orrstown Financial Services Inc is a US regional bank holding company headquartered in Shippensburg, Pennsylvania. It offers a full range of retail and commercial banking solutions including deposit accounts, personal and business loans, mortgages, and wealth management services, primarily serving customers across central Pennsylvania and northern Maryland.

EBF vs ORRF — Head-to-Head

Bigger by revenue
EBF
EBF
1.6× larger
EBF
$100.2M
$64.6M
ORRF
Higher net margin
ORRF
ORRF
23.0% more per $
ORRF
33.8%
10.8%
EBF
Faster 2-yr revenue CAGR
ORRF
ORRF
Annualised
ORRF
39.3%
1.4%
EBF

Income Statement — Q3 FY2026 vs Q1 FY2026

Metric
EBF
EBF
ORRF
ORRF
Revenue
$100.2M
$64.6M
Net Profit
$10.8M
$21.8M
Gross Margin
31.9%
Operating Margin
15.0%
Net Margin
10.8%
33.8%
Revenue YoY
0.4%
Net Profit YoY
6.1%
19.1%
EPS (diluted)
$0.42
$1.12

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EBF
EBF
ORRF
ORRF
Q1 26
$64.6M
Q4 25
$100.2M
$64.9M
Q3 25
$98.7M
$64.4M
Q2 25
$97.2M
$62.4M
Q1 25
$92.7M
$60.4M
Q4 24
$99.8M
$61.8M
Q3 24
$99.0M
$64.1M
Q2 24
$103.1M
$33.3M
Net Profit
EBF
EBF
ORRF
ORRF
Q1 26
$21.8M
Q4 25
$10.8M
$21.5M
Q3 25
$13.2M
$21.9M
Q2 25
$9.8M
$19.4M
Q1 25
$9.0M
$18.1M
Q4 24
$10.2M
$13.7M
Q3 24
$10.3M
$-7.9M
Q2 24
$10.7M
$7.7M
Gross Margin
EBF
EBF
ORRF
ORRF
Q1 26
Q4 25
31.9%
Q3 25
30.5%
Q2 25
31.1%
Q1 25
29.5%
Q4 24
29.3%
Q3 24
30.1%
Q2 24
30.0%
Operating Margin
EBF
EBF
ORRF
ORRF
Q1 26
Q4 25
15.0%
42.3%
Q3 25
12.5%
43.0%
Q2 25
13.7%
39.6%
Q1 25
13.0%
37.7%
Q4 24
13.1%
27.7%
Q3 24
13.3%
-15.4%
Q2 24
13.3%
29.5%
Net Margin
EBF
EBF
ORRF
ORRF
Q1 26
33.8%
Q4 25
10.8%
33.1%
Q3 25
13.3%
34.0%
Q2 25
10.1%
31.2%
Q1 25
9.7%
29.9%
Q4 24
10.2%
22.1%
Q3 24
10.4%
-12.3%
Q2 24
10.4%
23.3%
EPS (diluted)
EBF
EBF
ORRF
ORRF
Q1 26
$1.12
Q4 25
$0.42
$1.11
Q3 25
$0.51
$1.13
Q2 25
$0.38
$1.01
Q1 25
$0.34
$0.93
Q4 24
$0.39
$0.35
Q3 24
$0.40
$-0.41
Q2 24
$0.41
$0.73

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EBF
EBF
ORRF
ORRF
Cash + ST InvestmentsLiquidity on hand
$31.3M
$161.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$304.8M
$603.2M
Total Assets
$354.3M
$5.6B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EBF
EBF
ORRF
ORRF
Q1 26
$161.8M
Q4 25
$31.3M
Q3 25
$31.9M
Q2 25
$32.6M
Q1 25
$72.5M
Q4 24
$68.6M
Q3 24
$122.6M
Q2 24
$123.7M
Stockholders' Equity
EBF
EBF
ORRF
ORRF
Q1 26
$603.2M
Q4 25
$304.8M
$591.5M
Q3 25
$305.4M
$571.9M
Q2 25
$301.2M
$548.4M
Q1 25
$302.0M
$532.9M
Q4 24
$297.7M
$516.7M
Q3 24
$358.4M
$516.2M
Q2 24
$354.4M
$278.4M
Total Assets
EBF
EBF
ORRF
ORRF
Q1 26
$5.6B
Q4 25
$354.3M
$5.5B
Q3 25
$361.8M
$5.5B
Q2 25
$361.7M
$5.4B
Q1 25
$348.9M
$5.4B
Q4 24
$346.1M
$5.4B
Q3 24
$406.8M
$5.5B
Q2 24
$406.2M
$3.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EBF
EBF
ORRF
ORRF
Operating Cash FlowLast quarter
$16.4M
Free Cash FlowOCF − Capex
$15.7M
FCF MarginFCF / Revenue
15.7%
Capex IntensityCapex / Revenue
0.7%
Cash ConversionOCF / Net Profit
1.52×
TTM Free Cash FlowTrailing 4 quarters
$42.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EBF
EBF
ORRF
ORRF
Q1 26
Q4 25
$16.4M
$74.7M
Q3 25
$10.5M
$22.8M
Q2 25
$8.0M
$24.5M
Q1 25
$12.8M
$11.0M
Q4 24
$18.2M
$35.0M
Q3 24
$11.8M
$7.5M
Q2 24
$23.1M
$6.4M
Free Cash Flow
EBF
EBF
ORRF
ORRF
Q1 26
Q4 25
$15.7M
$70.5M
Q3 25
$9.0M
$22.3M
Q2 25
$6.6M
$23.7M
Q1 25
$11.1M
$8.6M
Q4 24
$17.5M
$33.4M
Q3 24
$10.7M
$7.1M
Q2 24
$20.6M
$6.4M
FCF Margin
EBF
EBF
ORRF
ORRF
Q1 26
Q4 25
15.7%
108.6%
Q3 25
9.2%
34.7%
Q2 25
6.8%
37.9%
Q1 25
12.0%
14.3%
Q4 24
17.6%
54.0%
Q3 24
10.8%
11.1%
Q2 24
20.0%
19.2%
Capex Intensity
EBF
EBF
ORRF
ORRF
Q1 26
Q4 25
0.7%
6.5%
Q3 25
1.4%
0.8%
Q2 25
1.4%
1.3%
Q1 25
1.8%
3.8%
Q4 24
0.6%
2.6%
Q3 24
1.1%
0.6%
Q2 24
2.4%
0.1%
Cash Conversion
EBF
EBF
ORRF
ORRF
Q1 26
Q4 25
1.52×
3.48×
Q3 25
0.80×
1.04×
Q2 25
0.81×
1.26×
Q1 25
1.41×
0.61×
Q4 24
1.78×
2.55×
Q3 24
1.15×
Q2 24
2.16×
0.83×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EBF
EBF

Segment breakdown not available.

ORRF
ORRF

Net Interest Income$49.0M76%
Noninterest Income$15.6M24%

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