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Side-by-side financial comparison of ENNIS, INC. (EBF) and REPUBLIC BANCORP INC (RBCAA). Click either name above to swap in a different company.

ENNIS, INC. is the larger business by last-quarter revenue ($100.2M vs $94.3M, roughly 1.1× REPUBLIC BANCORP INC). REPUBLIC BANCORP INC runs the higher net margin — 24.2% vs 10.8%, a 13.4% gap on every dollar of revenue. On growth, REPUBLIC BANCORP INC posted the faster year-over-year revenue change (5.3% vs 0.4%). REPUBLIC BANCORP INC produced more free cash flow last quarter ($161.1M vs $15.7M). Over the past eight quarters, ENNIS, INC.'s revenue compounded faster (1.4% CAGR vs -11.5%).

ENNIS, INC. (ticker EBF) is a leading North American provider of printed business products and related services. Its offerings include custom business forms, pressure-sensitive labels, marketing collateral, promotional items, and branded packaging, serving clients across retail, healthcare, financial services, and small business segments.

Republic Bancorp Inc. (Kentucky) is a U.S. regional banking holding company that provides a full range of retail and commercial banking services, including personal deposit accounts, consumer loans, business financing, mortgage products, and wealth management solutions. It mainly serves individual consumers and small to medium-sized enterprises in Kentucky and adjacent U.S. states.

EBF vs RBCAA — Head-to-Head

Bigger by revenue
EBF
EBF
1.1× larger
EBF
$100.2M
$94.3M
RBCAA
Growing faster (revenue YoY)
RBCAA
RBCAA
+4.9% gap
RBCAA
5.3%
0.4%
EBF
Higher net margin
RBCAA
RBCAA
13.4% more per $
RBCAA
24.2%
10.8%
EBF
More free cash flow
RBCAA
RBCAA
$145.4M more FCF
RBCAA
$161.1M
$15.7M
EBF
Faster 2-yr revenue CAGR
EBF
EBF
Annualised
EBF
1.4%
-11.5%
RBCAA

Income Statement — Q3 FY2026 vs Q4 FY2025

Metric
EBF
EBF
RBCAA
RBCAA
Revenue
$100.2M
$94.3M
Net Profit
$10.8M
$22.8M
Gross Margin
31.9%
Operating Margin
15.0%
29.3%
Net Margin
10.8%
24.2%
Revenue YoY
0.4%
5.3%
Net Profit YoY
6.1%
20.0%
EPS (diluted)
$0.42

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EBF
EBF
RBCAA
RBCAA
Q4 25
$100.2M
$94.3M
Q3 25
$98.7M
$93.5M
Q2 25
$97.2M
$93.8M
Q1 25
$92.7M
$135.8M
Q4 24
$99.8M
$89.5M
Q3 24
$99.0M
$88.1M
Q2 24
$103.1M
$86.9M
Q1 24
$97.4M
$120.3M
Net Profit
EBF
EBF
RBCAA
RBCAA
Q4 25
$10.8M
$22.8M
Q3 25
$13.2M
$29.7M
Q2 25
$9.8M
$31.5M
Q1 25
$9.0M
$47.3M
Q4 24
$10.2M
$19.0M
Q3 24
$10.3M
$26.5M
Q2 24
$10.7M
$25.2M
Q1 24
$10.1M
$30.6M
Gross Margin
EBF
EBF
RBCAA
RBCAA
Q4 25
31.9%
Q3 25
30.5%
Q2 25
31.1%
Q1 25
29.5%
Q4 24
29.3%
Q3 24
30.1%
Q2 24
30.0%
Q1 24
28.4%
Operating Margin
EBF
EBF
RBCAA
RBCAA
Q4 25
15.0%
29.3%
Q3 25
12.5%
40.4%
Q2 25
13.7%
43.0%
Q1 25
13.0%
44.1%
Q4 24
13.1%
25.8%
Q3 24
13.3%
38.4%
Q2 24
13.3%
37.0%
Q1 24
13.3%
32.2%
Net Margin
EBF
EBF
RBCAA
RBCAA
Q4 25
10.8%
24.2%
Q3 25
13.3%
31.8%
Q2 25
10.1%
33.5%
Q1 25
9.7%
34.8%
Q4 24
10.2%
21.2%
Q3 24
10.4%
30.1%
Q2 24
10.4%
29.0%
Q1 24
10.4%
25.4%
EPS (diluted)
EBF
EBF
RBCAA
RBCAA
Q4 25
$0.42
Q3 25
$0.51
Q2 25
$0.38
Q1 25
$0.34
Q4 24
$0.39
Q3 24
$0.40
Q2 24
$0.41
Q1 24
$0.39

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EBF
EBF
RBCAA
RBCAA
Cash + ST InvestmentsLiquidity on hand
$31.3M
$220.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$304.8M
$1.1B
Total Assets
$354.3M
$7.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EBF
EBF
RBCAA
RBCAA
Q4 25
$31.3M
$220.0M
Q3 25
$31.9M
$484.2M
Q2 25
$32.6M
$484.8M
Q1 25
$72.5M
$793.0M
Q4 24
$68.6M
$432.2M
Q3 24
$122.6M
$530.9M
Q2 24
$123.7M
$400.1M
Q1 24
$110.9M
$546.4M
Stockholders' Equity
EBF
EBF
RBCAA
RBCAA
Q4 25
$304.8M
$1.1B
Q3 25
$305.4M
$1.1B
Q2 25
$301.2M
$1.1B
Q1 25
$302.0M
$1.0B
Q4 24
$297.7M
$992.0M
Q3 24
$358.4M
$979.7M
Q2 24
$354.4M
$955.4M
Q1 24
$349.8M
$935.6M
Total Assets
EBF
EBF
RBCAA
RBCAA
Q4 25
$354.3M
$7.0B
Q3 25
$361.8M
$7.0B
Q2 25
$361.7M
$7.0B
Q1 25
$348.9M
$7.1B
Q4 24
$346.1M
$6.8B
Q3 24
$406.8M
$6.7B
Q2 24
$406.2M
$6.6B
Q1 24
$399.2M
$6.9B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EBF
EBF
RBCAA
RBCAA
Operating Cash FlowLast quarter
$16.4M
$168.2M
Free Cash FlowOCF − Capex
$15.7M
$161.1M
FCF MarginFCF / Revenue
15.7%
170.9%
Capex IntensityCapex / Revenue
0.7%
7.5%
Cash ConversionOCF / Net Profit
1.52×
7.37×
TTM Free Cash FlowTrailing 4 quarters
$42.5M
$288.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EBF
EBF
RBCAA
RBCAA
Q4 25
$16.4M
$168.2M
Q3 25
$10.5M
$33.3M
Q2 25
$8.0M
$8.4M
Q1 25
$12.8M
$93.2M
Q4 24
$18.2M
$149.0M
Q3 24
$11.8M
$51.3M
Q2 24
$23.1M
$4.0M
Q1 24
$16.6M
$71.2M
Free Cash Flow
EBF
EBF
RBCAA
RBCAA
Q4 25
$15.7M
$161.1M
Q3 25
$9.0M
$30.8M
Q2 25
$6.6M
$5.2M
Q1 25
$11.1M
$91.6M
Q4 24
$17.5M
$143.2M
Q3 24
$10.7M
$49.8M
Q2 24
$20.6M
$2.7M
Q1 24
$15.0M
$69.1M
FCF Margin
EBF
EBF
RBCAA
RBCAA
Q4 25
15.7%
170.9%
Q3 25
9.2%
32.9%
Q2 25
6.8%
5.5%
Q1 25
12.0%
67.4%
Q4 24
17.6%
160.0%
Q3 24
10.8%
56.5%
Q2 24
20.0%
3.1%
Q1 24
15.3%
57.5%
Capex Intensity
EBF
EBF
RBCAA
RBCAA
Q4 25
0.7%
7.5%
Q3 25
1.4%
2.6%
Q2 25
1.4%
3.5%
Q1 25
1.8%
1.2%
Q4 24
0.6%
6.5%
Q3 24
1.1%
1.7%
Q2 24
2.4%
1.5%
Q1 24
1.7%
1.7%
Cash Conversion
EBF
EBF
RBCAA
RBCAA
Q4 25
1.52×
7.37×
Q3 25
0.80×
1.12×
Q2 25
0.81×
0.27×
Q1 25
1.41×
1.97×
Q4 24
1.78×
7.84×
Q3 24
1.15×
1.93×
Q2 24
2.16×
0.16×
Q1 24
1.63×
2.33×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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