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Side-by-side financial comparison of ENNIS, INC. (EBF) and Repay Holdings Corp (RPAY). Click either name above to swap in a different company.
ENNIS, INC. is the larger business by last-quarter revenue ($100.2M vs $78.6M, roughly 1.3× Repay Holdings Corp). ENNIS, INC. runs the higher net margin — 10.8% vs -178.3%, a 189.1% gap on every dollar of revenue. On growth, Repay Holdings Corp posted the faster year-over-year revenue change (0.4% vs 0.4%). Repay Holdings Corp produced more free cash flow last quarter ($23.2M vs $15.7M). Over the past eight quarters, ENNIS, INC.'s revenue compounded faster (1.4% CAGR vs -1.3%).
ENNIS, INC. (ticker EBF) is a leading North American provider of printed business products and related services. Its offerings include custom business forms, pressure-sensitive labels, marketing collateral, promotional items, and branded packaging, serving clients across retail, healthcare, financial services, and small business segments.
Repay Holdings Corp is a leading payment technology provider delivering integrated end-to-end payment processing solutions for businesses across North America. Its offerings include credit/debit card processing, ACH transfer services, POS system integrations and digital payment tools, serving retail, healthcare, automotive and e-commerce segments to help clients streamline transaction workflows and boost operational efficiency.
EBF vs RPAY — Head-to-Head
Income Statement — Q3 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $100.2M | $78.6M |
| Net Profit | $10.8M | $-140.1M |
| Gross Margin | 31.9% | 74.2% |
| Operating Margin | 15.0% | -182.2% |
| Net Margin | 10.8% | -178.3% |
| Revenue YoY | 0.4% | 0.4% |
| Net Profit YoY | 6.1% | -3304.1% |
| EPS (diluted) | $0.42 | $-1.68 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $100.2M | $78.6M | ||
| Q3 25 | $98.7M | $77.7M | ||
| Q2 25 | $97.2M | $75.6M | ||
| Q1 25 | $92.7M | $77.3M | ||
| Q4 24 | $99.8M | $78.3M | ||
| Q3 24 | $99.0M | $79.1M | ||
| Q2 24 | $103.1M | $74.9M | ||
| Q1 24 | $97.4M | $80.7M |
| Q4 25 | $10.8M | $-140.1M | ||
| Q3 25 | $13.2M | $-6.4M | ||
| Q2 25 | $9.8M | $-102.3M | ||
| Q1 25 | $9.0M | $-7.9M | ||
| Q4 24 | $10.2M | $-4.1M | ||
| Q3 24 | $10.3M | $3.2M | ||
| Q2 24 | $10.7M | $-4.1M | ||
| Q1 24 | $10.1M | $-5.2M |
| Q4 25 | 31.9% | 74.2% | ||
| Q3 25 | 30.5% | 74.4% | ||
| Q2 25 | 31.1% | 75.7% | ||
| Q1 25 | 29.5% | 75.9% | ||
| Q4 24 | 29.3% | 76.3% | ||
| Q3 24 | 30.1% | 77.8% | ||
| Q2 24 | 30.0% | 78.2% | ||
| Q1 24 | 28.4% | 76.2% |
| Q4 25 | 15.0% | -182.2% | ||
| Q3 25 | 12.5% | -3.9% | ||
| Q2 25 | 13.7% | -138.7% | ||
| Q1 25 | 13.0% | -4.7% | ||
| Q4 24 | 13.1% | -1.5% | ||
| Q3 24 | 13.3% | -0.9% | ||
| Q2 24 | 13.3% | -4.6% | ||
| Q1 24 | 13.3% | -3.1% |
| Q4 25 | 10.8% | -178.3% | ||
| Q3 25 | 13.3% | -8.3% | ||
| Q2 25 | 10.1% | -135.2% | ||
| Q1 25 | 9.7% | -10.3% | ||
| Q4 24 | 10.2% | -5.3% | ||
| Q3 24 | 10.4% | 4.1% | ||
| Q2 24 | 10.4% | -5.4% | ||
| Q1 24 | 10.4% | -6.5% |
| Q4 25 | $0.42 | $-1.68 | ||
| Q3 25 | $0.51 | $-0.08 | ||
| Q2 25 | $0.38 | $-1.15 | ||
| Q1 25 | $0.34 | $-0.09 | ||
| Q4 24 | $0.39 | $-0.04 | ||
| Q3 24 | $0.40 | $0.03 | ||
| Q2 24 | $0.41 | $-0.04 | ||
| Q1 24 | $0.39 | $-0.06 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $31.3M | $115.7M |
| Total DebtLower is stronger | — | $280.1M |
| Stockholders' EquityBook value | $304.8M | $484.4M |
| Total Assets | $354.3M | $1.2B |
| Debt / EquityLower = less leverage | — | 0.58× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $31.3M | $115.7M | ||
| Q3 25 | $31.9M | $95.7M | ||
| Q2 25 | $32.6M | $162.6M | ||
| Q1 25 | $72.5M | $165.5M | ||
| Q4 24 | $68.6M | $189.5M | ||
| Q3 24 | $122.6M | $168.7M | ||
| Q2 24 | $123.7M | $147.1M | ||
| Q1 24 | $110.9M | $128.3M |
| Q4 25 | — | $280.1M | ||
| Q3 25 | — | $279.5M | ||
| Q2 25 | — | $279.0M | ||
| Q1 25 | — | $497.6M | ||
| Q4 24 | — | $496.8M | ||
| Q3 24 | — | $496.2M | ||
| Q2 24 | — | $435.6M | ||
| Q1 24 | — | $434.9M |
| Q4 25 | $304.8M | $484.4M | ||
| Q3 25 | $305.4M | $616.9M | ||
| Q2 25 | $301.2M | $633.7M | ||
| Q1 25 | $302.0M | $755.7M | ||
| Q4 24 | $297.7M | $761.3M | ||
| Q3 24 | $358.4M | $754.7M | ||
| Q2 24 | $354.4M | $815.4M | ||
| Q1 24 | $349.8M | $813.8M |
| Q4 25 | $354.3M | $1.2B | ||
| Q3 25 | $361.8M | $1.3B | ||
| Q2 25 | $361.7M | $1.4B | ||
| Q1 25 | $348.9M | $1.5B | ||
| Q4 24 | $346.1M | $1.6B | ||
| Q3 24 | $406.8M | $1.6B | ||
| Q2 24 | $406.2M | $1.5B | ||
| Q1 24 | $399.2M | $1.5B |
| Q4 25 | — | 0.58× | ||
| Q3 25 | — | 0.45× | ||
| Q2 25 | — | 0.44× | ||
| Q1 25 | — | 0.66× | ||
| Q4 24 | — | 0.65× | ||
| Q3 24 | — | 0.66× | ||
| Q2 24 | — | 0.53× | ||
| Q1 24 | — | 0.53× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $16.4M | $23.3M |
| Free Cash FlowOCF − Capex | $15.7M | $23.2M |
| FCF MarginFCF / Revenue | 15.7% | 29.6% |
| Capex IntensityCapex / Revenue | 0.7% | 0.1% |
| Cash ConversionOCF / Net Profit | 1.52× | — |
| TTM Free Cash FlowTrailing 4 quarters | $42.5M | $90.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $16.4M | $23.3M | ||
| Q3 25 | $10.5M | $32.2M | ||
| Q2 25 | $8.0M | $33.1M | ||
| Q1 25 | $12.8M | $2.5M | ||
| Q4 24 | $18.2M | $34.3M | ||
| Q3 24 | $11.8M | $60.1M | ||
| Q2 24 | $23.1M | $31.0M | ||
| Q1 24 | $16.6M | $24.8M |
| Q4 25 | $15.7M | $23.2M | ||
| Q3 25 | $9.0M | $32.1M | ||
| Q2 25 | $6.6M | $33.0M | ||
| Q1 25 | $11.1M | $2.4M | ||
| Q4 24 | $17.5M | $34.0M | ||
| Q3 24 | $10.7M | $59.8M | ||
| Q2 24 | $20.6M | $30.5M | ||
| Q1 24 | $15.0M | $24.7M |
| Q4 25 | 15.7% | 29.6% | ||
| Q3 25 | 9.2% | 41.3% | ||
| Q2 25 | 6.8% | 43.6% | ||
| Q1 25 | 12.0% | 3.0% | ||
| Q4 24 | 17.6% | 43.5% | ||
| Q3 24 | 10.8% | 75.6% | ||
| Q2 24 | 20.0% | 40.7% | ||
| Q1 24 | 15.3% | 30.6% |
| Q4 25 | 0.7% | 0.1% | ||
| Q3 25 | 1.4% | 0.2% | ||
| Q2 25 | 1.4% | 0.1% | ||
| Q1 25 | 1.8% | 0.2% | ||
| Q4 24 | 0.6% | 0.3% | ||
| Q3 24 | 1.1% | 0.3% | ||
| Q2 24 | 2.4% | 0.6% | ||
| Q1 24 | 1.7% | 0.1% |
| Q4 25 | 1.52× | — | ||
| Q3 25 | 0.80× | — | ||
| Q2 25 | 0.81× | — | ||
| Q1 25 | 1.41× | — | ||
| Q4 24 | 1.78× | — | ||
| Q3 24 | 1.15× | 18.52× | ||
| Q2 24 | 2.16× | — | ||
| Q1 24 | 1.63× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
EBF
Segment breakdown not available.
RPAY
| Sales Channel Directly To Consumer | $69.4M | 88% |
| Other | $6.8M | 9% |
| Sales Channel Through Intermediary | $2.3M | 3% |
