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Side-by-side financial comparison of ECB Bancorp, Inc. (ECBK) and ELBIT SYSTEMS LTD (ESLT). Click either name above to swap in a different company.

ECB Bancorp, Inc. is the larger business by last-quarter revenue ($9.5M vs $5.8M, roughly 1.6× ELBIT SYSTEMS LTD). ECB Bancorp, Inc. runs the higher net margin — 27.3% vs 6.3%, a 21.0% gap on every dollar of revenue. ECB Bancorp, Inc. produced more free cash flow last quarter ($9.0M vs $319.6K).

ECB Bancorp, Inc. (MD) is a US-based bank holding company. It offers a full suite of retail and commercial banking products including deposit accounts, consumer loans, commercial financing and wealth management solutions, primarily serving individuals and small-to-mid enterprises across local markets in Maryland.

Elbit Systems Ltd. is an Israel-based international military technology company and defense contractor. Founded in 1966 by Elron, Elbit Systems is the primary provider of the Israeli military's land-based equipment and unmanned aerial vehicles. It is an important company within the defense industry of Israel.

ECBK vs ESLT — Head-to-Head

Bigger by revenue
ECBK
ECBK
1.6× larger
ECBK
$9.5M
$5.8M
ESLT
Higher net margin
ECBK
ECBK
21.0% more per $
ECBK
27.3%
6.3%
ESLT
More free cash flow
ECBK
ECBK
$8.7M more FCF
ECBK
$9.0M
$319.6K
ESLT

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
ECBK
ECBK
ESLT
ESLT
Revenue
$9.5M
$5.8M
Net Profit
$2.6M
$367.1K
Gross Margin
24.3%
Operating Margin
36.7%
8.3%
Net Margin
27.3%
6.3%
Revenue YoY
33.8%
Net Profit YoY
79.5%
EPS (diluted)
$0.32
$7.85

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ECBK
ECBK
ESLT
ESLT
Q4 25
$9.5M
Q3 25
$8.8M
$5.8M
Q2 25
$8.0M
Q1 25
$6.9M
Q4 24
$7.1M
Q3 24
$6.6M
Q2 24
$6.3M
Q1 24
$6.2M
Net Profit
ECBK
ECBK
ESLT
ESLT
Q4 25
$2.6M
Q3 25
$2.4M
$367.1K
Q2 25
$1.4M
Q1 25
$1.3M
Q4 24
$1.4M
Q3 24
$1.1M
Q2 24
$791.0K
Q1 24
$621.0K
Gross Margin
ECBK
ECBK
ESLT
ESLT
Q4 25
Q3 25
24.3%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
ECBK
ECBK
ESLT
ESLT
Q4 25
36.7%
Q3 25
37.0%
8.3%
Q2 25
23.9%
Q1 25
24.9%
Q4 24
27.3%
Q3 24
23.3%
Q2 24
16.9%
Q1 24
13.4%
Net Margin
ECBK
ECBK
ESLT
ESLT
Q4 25
27.3%
Q3 25
27.7%
6.3%
Q2 25
18.0%
Q1 25
18.7%
Q4 24
20.3%
Q3 24
17.2%
Q2 24
12.6%
Q1 24
10.0%
EPS (diluted)
ECBK
ECBK
ESLT
ESLT
Q4 25
$0.32
Q3 25
$0.29
$7.85
Q2 25
$0.17
Q1 25
$0.16
Q4 24
$0.18
Q3 24
$0.14
Q2 24
$0.09
Q1 24
$0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ECBK
ECBK
ESLT
ESLT
Cash + ST InvestmentsLiquidity on hand
$82.8M
$265.4K
Total DebtLower is stronger
$90.7K
Stockholders' EquityBook value
$171.9M
$3.3M
Total Assets
$1.6B
$11.0M
Debt / EquityLower = less leverage
0.03×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ECBK
ECBK
ESLT
ESLT
Q4 25
$82.8M
Q3 25
$201.9M
$265.4K
Q2 25
$191.0M
Q1 25
$143.7M
Q4 24
$309.4M
Q3 24
$114.8M
Q2 24
$108.7M
Q1 24
$109.8M
Total Debt
ECBK
ECBK
ESLT
ESLT
Q4 25
Q3 25
$90.7K
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
ECBK
ECBK
ESLT
ESLT
Q4 25
$171.9M
Q3 25
$169.3M
$3.3M
Q2 25
$168.3M
Q1 25
$168.6M
Q4 24
$168.3M
Q3 24
$166.0M
Q2 24
$166.5M
Q1 24
$165.8M
Total Assets
ECBK
ECBK
ESLT
ESLT
Q4 25
$1.6B
Q3 25
$1.6B
$11.0M
Q2 25
$1.5B
Q1 25
$1.5B
Q4 24
$1.4B
Q3 24
$1.4B
Q2 24
$1.3B
Q1 24
$1.3B
Debt / Equity
ECBK
ECBK
ESLT
ESLT
Q4 25
Q3 25
0.03×
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ECBK
ECBK
ESLT
ESLT
Operating Cash FlowLast quarter
$9.2M
$534.6K
Free Cash FlowOCF − Capex
$9.0M
$319.6K
FCF MarginFCF / Revenue
94.7%
5.5%
Capex IntensityCapex / Revenue
2.2%
3.7%
Cash ConversionOCF / Net Profit
3.55×
1.46×
TTM Free Cash FlowTrailing 4 quarters
$14.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ECBK
ECBK
ESLT
ESLT
Q4 25
$9.2M
Q3 25
$4.0M
$534.6K
Q2 25
$1.9M
Q1 25
$-631.0K
Q4 24
$6.2M
Q3 24
$861.0K
Q2 24
$1.4M
Q1 24
$-429.0K
Free Cash Flow
ECBK
ECBK
ESLT
ESLT
Q4 25
$9.0M
Q3 25
$4.0M
$319.6K
Q2 25
$1.8M
Q1 25
$-649.0K
Q4 24
$6.2M
Q3 24
Q2 24
$1.3M
Q1 24
$-449.0K
FCF Margin
ECBK
ECBK
ESLT
ESLT
Q4 25
94.7%
Q3 25
44.9%
5.5%
Q2 25
23.0%
Q1 25
-9.4%
Q4 24
86.8%
Q3 24
Q2 24
21.4%
Q1 24
-7.2%
Capex Intensity
ECBK
ECBK
ESLT
ESLT
Q4 25
2.2%
Q3 25
0.8%
3.7%
Q2 25
0.6%
Q1 25
0.3%
Q4 24
0.8%
Q3 24
0.0%
Q2 24
0.6%
Q1 24
0.3%
Cash Conversion
ECBK
ECBK
ESLT
ESLT
Q4 25
3.55×
Q3 25
1.65×
1.46×
Q2 25
1.32×
Q1 25
-0.49×
Q4 24
4.31×
Q3 24
0.76×
Q2 24
1.75×
Q1 24
-0.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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