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Side-by-side financial comparison of ECB Bancorp, Inc. (ECBK) and NextPlat Corp (NXPL). Click either name above to swap in a different company.
NextPlat Corp is the larger business by last-quarter revenue ($12.8M vs $9.5M, roughly 1.3× ECB Bancorp, Inc.). ECB Bancorp, Inc. runs the higher net margin — 27.3% vs -40.2%, a 67.5% gap on every dollar of revenue. On growth, ECB Bancorp, Inc. posted the faster year-over-year revenue change (33.8% vs -21.1%). ECB Bancorp, Inc. produced more free cash flow last quarter ($9.0M vs $-339.0K). Over the past eight quarters, ECB Bancorp, Inc.'s revenue compounded faster (23.8% CAGR vs -14.4%).
ECB Bancorp, Inc. (MD) is a US-based bank holding company. It offers a full suite of retail and commercial banking products including deposit accounts, consumer loans, commercial financing and wealth management solutions, primarily serving individuals and small-to-mid enterprises across local markets in Maryland.
ECBK vs NXPL — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $9.5M | $12.8M |
| Net Profit | $2.6M | $-5.1M |
| Gross Margin | — | 14.3% |
| Operating Margin | 36.7% | -28.9% |
| Net Margin | 27.3% | -40.2% |
| Revenue YoY | 33.8% | -21.1% |
| Net Profit YoY | 79.5% | -70.6% |
| EPS (diluted) | $0.32 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $9.5M | $12.8M | ||
| Q3 25 | $8.8M | $13.8M | ||
| Q2 25 | $8.0M | $13.2M | ||
| Q1 25 | $6.9M | $14.5M | ||
| Q4 24 | $7.1M | $16.2M | ||
| Q3 24 | $6.6M | $15.4M | ||
| Q2 24 | $6.3M | $17.0M | ||
| Q1 24 | $6.2M | $17.5M |
| Q4 25 | $2.6M | $-5.1M | ||
| Q3 25 | $2.4M | $-2.2M | ||
| Q2 25 | $1.4M | $-1.8M | ||
| Q1 25 | $1.3M | $-1.3M | ||
| Q4 24 | $1.4M | $-3.0M | ||
| Q3 24 | $1.1M | $-4.2M | ||
| Q2 24 | $791.0K | $-5.3M | ||
| Q1 24 | $621.0K | $-1.5M |
| Q4 25 | — | 14.3% | ||
| Q3 25 | — | 19.9% | ||
| Q2 25 | — | 21.8% | ||
| Q1 25 | — | 23.8% | ||
| Q4 24 | — | 16.8% | ||
| Q3 24 | — | 23.2% | ||
| Q2 24 | — | 34.5% | ||
| Q1 24 | — | 27.8% |
| Q4 25 | 36.7% | -28.9% | ||
| Q3 25 | 37.0% | -14.5% | ||
| Q2 25 | 23.9% | -13.8% | ||
| Q1 25 | 24.9% | -10.2% | ||
| Q4 24 | 27.3% | -14.1% | ||
| Q3 24 | 23.3% | -52.1% | ||
| Q2 24 | 16.9% | -64.1% | ||
| Q1 24 | 13.4% | -10.5% |
| Q4 25 | 27.3% | -40.2% | ||
| Q3 25 | 27.7% | -15.9% | ||
| Q2 25 | 18.0% | -13.5% | ||
| Q1 25 | 18.7% | -9.2% | ||
| Q4 24 | 20.3% | -18.6% | ||
| Q3 24 | 17.2% | -27.4% | ||
| Q2 24 | 12.6% | -31.3% | ||
| Q1 24 | 10.0% | -8.5% |
| Q4 25 | $0.32 | — | ||
| Q3 25 | $0.29 | — | ||
| Q2 25 | $0.17 | — | ||
| Q1 25 | $0.16 | $-0.05 | ||
| Q4 24 | $0.18 | — | ||
| Q3 24 | $0.14 | $-0.22 | ||
| Q2 24 | $0.09 | — | ||
| Q1 24 | $0.07 | $-0.08 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $82.8M | $13.7M |
| Total DebtLower is stronger | — | $1.3M |
| Stockholders' EquityBook value | $171.9M | $17.3M |
| Total Assets | $1.6B | $27.5M |
| Debt / EquityLower = less leverage | — | 0.07× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $82.8M | $13.7M | ||
| Q3 25 | $201.9M | $13.9M | ||
| Q2 25 | $191.0M | $16.6M | ||
| Q1 25 | $143.7M | $17.7M | ||
| Q4 24 | $309.4M | $20.0M | ||
| Q3 24 | $114.8M | $20.4M | ||
| Q2 24 | $108.7M | $24.9M | ||
| Q1 24 | $109.8M | $23.5M |
| Q4 25 | — | $1.3M | ||
| Q3 25 | — | $1.2M | ||
| Q2 25 | — | $1.2M | ||
| Q1 25 | — | $1.3M | ||
| Q4 24 | — | $1.4M | ||
| Q3 24 | — | $1.5M | ||
| Q2 24 | — | $1.3M | ||
| Q1 24 | — | $1.4M |
| Q4 25 | $171.9M | $17.3M | ||
| Q3 25 | $169.3M | $21.4M | ||
| Q2 25 | $168.3M | $23.5M | ||
| Q1 25 | $168.6M | $25.3M | ||
| Q4 24 | $168.3M | $27.3M | ||
| Q3 24 | $166.0M | $22.5M | ||
| Q2 24 | $166.5M | $26.5M | ||
| Q1 24 | $165.8M | $31.2M |
| Q4 25 | $1.6B | $27.5M | ||
| Q3 25 | $1.6B | $30.0M | ||
| Q2 25 | $1.5B | $31.0M | ||
| Q1 25 | $1.5B | $35.2M | ||
| Q4 24 | $1.4B | $37.1M | ||
| Q3 24 | $1.4B | $41.1M | ||
| Q2 24 | $1.3B | $51.5M | ||
| Q1 24 | $1.3B | $65.1M |
| Q4 25 | — | 0.07× | ||
| Q3 25 | — | 0.05× | ||
| Q2 25 | — | 0.05× | ||
| Q1 25 | — | 0.05× | ||
| Q4 24 | — | 0.05× | ||
| Q3 24 | — | 0.07× | ||
| Q2 24 | — | 0.05× | ||
| Q1 24 | — | 0.04× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $9.2M | $-302.0K |
| Free Cash FlowOCF − Capex | $9.0M | $-339.0K |
| FCF MarginFCF / Revenue | 94.7% | -2.6% |
| Capex IntensityCapex / Revenue | 2.2% | 0.3% |
| Cash ConversionOCF / Net Profit | 3.55× | — |
| TTM Free Cash FlowTrailing 4 quarters | $14.2M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $9.2M | $-302.0K | ||
| Q3 25 | $4.0M | $-2.7M | ||
| Q2 25 | $1.9M | $-1.0M | ||
| Q1 25 | $-631.0K | $-2.1M | ||
| Q4 24 | $6.2M | $-476.0K | ||
| Q3 24 | $861.0K | $-4.6M | ||
| Q2 24 | $1.4M | $2.3M | ||
| Q1 24 | $-429.0K | $-2.7M |
| Q4 25 | $9.0M | $-339.0K | ||
| Q3 25 | $4.0M | — | ||
| Q2 25 | $1.8M | $-1.1M | ||
| Q1 25 | $-649.0K | $-2.1M | ||
| Q4 24 | $6.2M | $-508.0K | ||
| Q3 24 | — | $-4.7M | ||
| Q2 24 | $1.3M | $2.2M | ||
| Q1 24 | $-449.0K | $-2.7M |
| Q4 25 | 94.7% | -2.6% | ||
| Q3 25 | 44.9% | — | ||
| Q2 25 | 23.0% | -8.0% | ||
| Q1 25 | -9.4% | -14.3% | ||
| Q4 24 | 86.8% | -3.1% | ||
| Q3 24 | — | -30.6% | ||
| Q2 24 | 21.4% | 13.2% | ||
| Q1 24 | -7.2% | -15.7% |
| Q4 25 | 2.2% | 0.3% | ||
| Q3 25 | 0.8% | 0.0% | ||
| Q2 25 | 0.6% | 0.1% | ||
| Q1 25 | 0.3% | 0.2% | ||
| Q4 24 | 0.8% | 0.2% | ||
| Q3 24 | 0.0% | 0.6% | ||
| Q2 24 | 0.6% | 0.4% | ||
| Q1 24 | 0.3% | 0.4% |
| Q4 25 | 3.55× | — | ||
| Q3 25 | 1.65× | — | ||
| Q2 25 | 1.32× | — | ||
| Q1 25 | -0.49× | — | ||
| Q4 24 | 4.31× | — | ||
| Q3 24 | 0.76× | — | ||
| Q2 24 | 1.75× | — | ||
| Q1 24 | -0.69× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ECBK
Segment breakdown not available.
NXPL
| Healthcare Operations | $9.0M | 70% |
| Ecommerce Revenue | $3.8M | 30% |
