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Side-by-side financial comparison of CHICAGO RIVET & MACHINE CO (CVR) and ECB Bancorp, Inc. (ECBK). Click either name above to swap in a different company.

ECB Bancorp, Inc. is the larger business by last-quarter revenue ($9.5M vs $6.0M, roughly 1.6× CHICAGO RIVET & MACHINE CO). ECB Bancorp, Inc. runs the higher net margin — 27.3% vs -19.3%, a 46.6% gap on every dollar of revenue. On growth, CHICAGO RIVET & MACHINE CO posted the faster year-over-year revenue change (45.9% vs 33.8%). ECB Bancorp, Inc. produced more free cash flow last quarter ($9.0M vs $24.3K). Over the past eight quarters, ECB Bancorp, Inc.'s revenue compounded faster (23.8% CAGR vs -12.7%).

Chicago Pneumatic, also known as "CP", is an industrial manufacturer providing power tools, air compressors, generators, light towers and hydraulic equipment. Products are sold in more than 150 countries through a worldwide distribution network. CP is active on markets such as tools for industrial production, vehicle service, maintenance repair operation for mining, construction, infrastructure equipment.

ECB Bancorp, Inc. (MD) is a US-based bank holding company. It offers a full suite of retail and commercial banking products including deposit accounts, consumer loans, commercial financing and wealth management solutions, primarily serving individuals and small-to-mid enterprises across local markets in Maryland.

CVR vs ECBK — Head-to-Head

Bigger by revenue
ECBK
ECBK
1.6× larger
ECBK
$9.5M
$6.0M
CVR
Growing faster (revenue YoY)
CVR
CVR
+12.0% gap
CVR
45.9%
33.8%
ECBK
Higher net margin
ECBK
ECBK
46.6% more per $
ECBK
27.3%
-19.3%
CVR
More free cash flow
ECBK
ECBK
$9.0M more FCF
ECBK
$9.0M
$24.3K
CVR
Faster 2-yr revenue CAGR
ECBK
ECBK
Annualised
ECBK
23.8%
-12.7%
CVR

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CVR
CVR
ECBK
ECBK
Revenue
$6.0M
$9.5M
Net Profit
$-1.2M
$2.6M
Gross Margin
2.7%
Operating Margin
-15.3%
36.7%
Net Margin
-19.3%
27.3%
Revenue YoY
45.9%
33.8%
Net Profit YoY
68.0%
79.5%
EPS (diluted)
$0.32

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CVR
CVR
ECBK
ECBK
Q4 25
$6.0M
$9.5M
Q3 25
$7.4M
$8.8M
Q2 25
$7.3M
$8.0M
Q1 25
$7.2M
$6.9M
Q4 24
$4.1M
$7.1M
Q3 24
$7.0M
$6.6M
Q2 24
$8.1M
$6.3M
Q1 24
$7.9M
$6.2M
Net Profit
CVR
CVR
ECBK
ECBK
Q4 25
$-1.2M
$2.6M
Q3 25
$67.6K
$2.4M
Q2 25
$-395.0K
$1.4M
Q1 25
$401.0K
$1.3M
Q4 24
$-3.6M
$1.4M
Q3 24
$-1.4M
$1.1M
Q2 24
$142.1K
$791.0K
Q1 24
$-698.0K
$621.0K
Gross Margin
CVR
CVR
ECBK
ECBK
Q4 25
2.7%
Q3 25
18.1%
Q2 25
13.4%
Q1 25
22.9%
Q4 24
-43.7%
Q3 24
10.0%
Q2 24
17.6%
Q1 24
9.5%
Operating Margin
CVR
CVR
ECBK
ECBK
Q4 25
-15.3%
36.7%
Q3 25
0.9%
37.0%
Q2 25
-5.7%
23.9%
Q1 25
1.0%
24.9%
Q4 24
-86.4%
27.3%
Q3 24
-11.8%
23.3%
Q2 24
1.3%
16.9%
Q1 24
-11.5%
13.4%
Net Margin
CVR
CVR
ECBK
ECBK
Q4 25
-19.3%
27.3%
Q3 25
0.9%
27.7%
Q2 25
-5.4%
18.0%
Q1 25
5.5%
18.7%
Q4 24
-88.0%
20.3%
Q3 24
-20.8%
17.2%
Q2 24
1.8%
12.6%
Q1 24
-8.9%
10.0%
EPS (diluted)
CVR
CVR
ECBK
ECBK
Q4 25
$0.32
Q3 25
$0.29
Q2 25
$0.17
Q1 25
$0.16
Q4 24
$0.18
Q3 24
$0.14
Q2 24
$0.09
Q1 24
$0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CVR
CVR
ECBK
ECBK
Cash + ST InvestmentsLiquidity on hand
$1.7M
$82.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$18.8M
$171.9M
Total Assets
$23.3M
$1.6B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CVR
CVR
ECBK
ECBK
Q4 25
$1.7M
$82.8M
Q3 25
$1.7M
$201.9M
Q2 25
$1.2M
$191.0M
Q1 25
$765.6K
$143.7M
Q4 24
$2.2M
$309.4M
Q3 24
$2.2M
$114.8M
Q2 24
$2.6M
$108.7M
Q1 24
$2.7M
$109.8M
Total Debt
CVR
CVR
ECBK
ECBK
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$0
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CVR
CVR
ECBK
ECBK
Q4 25
$18.8M
$171.9M
Q3 25
$20.0M
$169.3M
Q2 25
$20.0M
$168.3M
Q1 25
$20.4M
$168.6M
Q4 24
$20.0M
$168.3M
Q3 24
$23.7M
$166.0M
Q2 24
$25.2M
$166.5M
Q1 24
$25.2M
$165.8M
Total Assets
CVR
CVR
ECBK
ECBK
Q4 25
$23.3M
$1.6B
Q3 25
$24.0M
$1.6B
Q2 25
$23.6M
$1.5B
Q1 25
$24.1M
$1.5B
Q4 24
$23.4M
$1.4B
Q3 24
$26.4M
$1.4B
Q2 24
$27.3M
$1.3B
Q1 24
$27.8M
$1.3B
Debt / Equity
CVR
CVR
ECBK
ECBK
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
0.00×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CVR
CVR
ECBK
ECBK
Operating Cash FlowLast quarter
$116.4K
$9.2M
Free Cash FlowOCF − Capex
$24.3K
$9.0M
FCF MarginFCF / Revenue
0.4%
94.7%
Capex IntensityCapex / Revenue
1.5%
2.2%
Cash ConversionOCF / Net Profit
3.55×
TTM Free Cash FlowTrailing 4 quarters
$-1.6M
$14.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CVR
CVR
ECBK
ECBK
Q4 25
$116.4K
$9.2M
Q3 25
$638.0K
$4.0M
Q2 25
$28.2K
$1.9M
Q1 25
$-2.0M
$-631.0K
Q4 24
$-60.1K
$6.2M
Q3 24
$-58.2K
$861.0K
Q2 24
$363.5K
$1.4M
Q1 24
$-398.8K
$-429.0K
Free Cash Flow
CVR
CVR
ECBK
ECBK
Q4 25
$24.3K
$9.0M
Q3 25
$492.1K
$4.0M
Q2 25
$-22.8K
$1.8M
Q1 25
$-2.1M
$-649.0K
Q4 24
$-118.1K
$6.2M
Q3 24
$-368.9K
Q2 24
$58.0K
$1.3M
Q1 24
$-491.8K
$-449.0K
FCF Margin
CVR
CVR
ECBK
ECBK
Q4 25
0.4%
94.7%
Q3 25
6.7%
44.9%
Q2 25
-0.3%
23.0%
Q1 25
-28.3%
-9.4%
Q4 24
-2.9%
86.8%
Q3 24
-5.3%
Q2 24
0.7%
21.4%
Q1 24
-6.3%
-7.2%
Capex Intensity
CVR
CVR
ECBK
ECBK
Q4 25
1.5%
2.2%
Q3 25
2.0%
0.8%
Q2 25
0.7%
0.6%
Q1 25
0.6%
0.3%
Q4 24
1.4%
0.8%
Q3 24
4.5%
0.0%
Q2 24
3.8%
0.6%
Q1 24
1.2%
0.3%
Cash Conversion
CVR
CVR
ECBK
ECBK
Q4 25
3.55×
Q3 25
9.44×
1.65×
Q2 25
1.32×
Q1 25
-5.01×
-0.49×
Q4 24
4.31×
Q3 24
0.76×
Q2 24
2.56×
1.75×
Q1 24
-0.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CVR
CVR

Fastener$5.1M85%
Other$890.7K15%

ECBK
ECBK

Segment breakdown not available.

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