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Side-by-side financial comparison of ECB Bancorp, Inc. (ECBK) and TRANSACT TECHNOLOGIES INC (TACT). Click either name above to swap in a different company.
TRANSACT TECHNOLOGIES INC is the larger business by last-quarter revenue ($11.5M vs $9.5M, roughly 1.2× ECB Bancorp, Inc.). On growth, ECB Bancorp, Inc. posted the faster year-over-year revenue change (33.8% vs 11.9%). ECB Bancorp, Inc. produced more free cash flow last quarter ($9.0M vs $589.0K). Over the past eight quarters, ECB Bancorp, Inc.'s revenue compounded faster (23.8% CAGR vs 3.5%).
ECB Bancorp, Inc. (MD) is a US-based bank holding company. It offers a full suite of retail and commercial banking products including deposit accounts, consumer loans, commercial financing and wealth management solutions, primarily serving individuals and small-to-mid enterprises across local markets in Maryland.
Roper Technologies, Inc. is a holding company that owns companies in the technology sector.
ECBK vs TACT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $9.5M | $11.5M |
| Net Profit | $2.6M | — |
| Gross Margin | — | 47.6% |
| Operating Margin | 36.7% | -10.1% |
| Net Margin | 27.3% | — |
| Revenue YoY | 33.8% | 11.9% |
| Net Profit YoY | 79.5% | — |
| EPS (diluted) | $0.32 | $-0.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $9.5M | $11.5M | ||
| Q3 25 | $8.8M | $13.2M | ||
| Q2 25 | $8.0M | $13.8M | ||
| Q1 25 | $6.9M | $13.1M | ||
| Q4 24 | $7.1M | $10.2M | ||
| Q3 24 | $6.6M | $10.9M | ||
| Q2 24 | $6.3M | $11.6M | ||
| Q1 24 | $6.2M | $10.7M |
| Q4 25 | $2.6M | — | ||
| Q3 25 | $2.4M | $15.0K | ||
| Q2 25 | $1.4M | $-143.0K | ||
| Q1 25 | $1.3M | $19.0K | ||
| Q4 24 | $1.4M | — | ||
| Q3 24 | $1.1M | $-551.0K | ||
| Q2 24 | $791.0K | $-319.0K | ||
| Q1 24 | $621.0K | $-1.0M |
| Q4 25 | — | 47.6% | ||
| Q3 25 | — | 49.8% | ||
| Q2 25 | — | 48.2% | ||
| Q1 25 | — | 48.7% | ||
| Q4 24 | — | 44.2% | ||
| Q3 24 | — | 48.1% | ||
| Q2 24 | — | 52.7% | ||
| Q1 24 | — | 52.6% |
| Q4 25 | 36.7% | -10.1% | ||
| Q3 25 | 37.0% | 0.1% | ||
| Q2 25 | 23.9% | -1.9% | ||
| Q1 25 | 24.9% | -0.1% | ||
| Q4 24 | 27.3% | -10.3% | ||
| Q3 24 | 23.3% | -7.7% | ||
| Q2 24 | 16.9% | -3.8% | ||
| Q1 24 | 13.4% | -12.2% |
| Q4 25 | 27.3% | — | ||
| Q3 25 | 27.7% | 0.1% | ||
| Q2 25 | 18.0% | -1.0% | ||
| Q1 25 | 18.7% | 0.1% | ||
| Q4 24 | 20.3% | — | ||
| Q3 24 | 17.2% | -5.1% | ||
| Q2 24 | 12.6% | -2.8% | ||
| Q1 24 | 10.0% | -9.7% |
| Q4 25 | $0.32 | $-0.11 | ||
| Q3 25 | $0.29 | $0.00 | ||
| Q2 25 | $0.17 | $-0.01 | ||
| Q1 25 | $0.16 | $0.00 | ||
| Q4 24 | $0.18 | $-0.80 | ||
| Q3 24 | $0.14 | $-0.06 | ||
| Q2 24 | $0.09 | $-0.03 | ||
| Q1 24 | $0.07 | $-0.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $82.8M | $20.4M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $171.9M | $31.1M |
| Total Assets | $1.6B | $44.8M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $82.8M | $20.4M | ||
| Q3 25 | $201.9M | $20.0M | ||
| Q2 25 | $191.0M | $17.7M | ||
| Q1 25 | $143.7M | $14.2M | ||
| Q4 24 | $309.4M | $14.4M | ||
| Q3 24 | $114.8M | $11.3M | ||
| Q2 24 | $108.7M | $11.1M | ||
| Q1 24 | $109.8M | $10.6M |
| Q4 25 | $171.9M | $31.1M | ||
| Q3 25 | $169.3M | $31.8M | ||
| Q2 25 | $168.3M | $31.3M | ||
| Q1 25 | $168.6M | $30.9M | ||
| Q4 24 | $168.3M | $30.6M | ||
| Q3 24 | $166.0M | $38.4M | ||
| Q2 24 | $166.5M | $38.5M | ||
| Q1 24 | $165.8M | $38.6M |
| Q4 25 | $1.6B | $44.8M | ||
| Q3 25 | $1.6B | $45.0M | ||
| Q2 25 | $1.5B | $44.5M | ||
| Q1 25 | $1.5B | $44.2M | ||
| Q4 24 | $1.4B | $44.0M | ||
| Q3 24 | $1.4B | $50.5M | ||
| Q2 24 | $1.3B | $50.4M | ||
| Q1 24 | $1.3B | $51.9M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $9.2M | $609.0K |
| Free Cash FlowOCF − Capex | $9.0M | $589.0K |
| FCF MarginFCF / Revenue | 94.7% | 5.1% |
| Capex IntensityCapex / Revenue | 2.2% | 0.2% |
| Cash ConversionOCF / Net Profit | 3.55× | — |
| TTM Free Cash FlowTrailing 4 quarters | $14.2M | $7.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $9.2M | $609.0K | ||
| Q3 25 | $4.0M | $3.6M | ||
| Q2 25 | $1.9M | $3.6M | ||
| Q1 25 | $-631.0K | $-161.0K | ||
| Q4 24 | $6.2M | $2.4M | ||
| Q3 24 | $861.0K | $327.0K | ||
| Q2 24 | $1.4M | $636.0K | ||
| Q1 24 | $-429.0K | $-1.5M |
| Q4 25 | $9.0M | $589.0K | ||
| Q3 25 | $4.0M | $3.6M | ||
| Q2 25 | $1.8M | $3.6M | ||
| Q1 25 | $-649.0K | $-171.0K | ||
| Q4 24 | $6.2M | $2.4M | ||
| Q3 24 | — | $259.0K | ||
| Q2 24 | $1.3M | $499.0K | ||
| Q1 24 | $-449.0K | $-1.6M |
| Q4 25 | 94.7% | 5.1% | ||
| Q3 25 | 44.9% | 27.1% | ||
| Q2 25 | 23.0% | 25.9% | ||
| Q1 25 | -9.4% | -1.3% | ||
| Q4 24 | 86.8% | 23.2% | ||
| Q3 24 | — | 2.4% | ||
| Q2 24 | 21.4% | 4.3% | ||
| Q1 24 | -7.2% | -14.9% |
| Q4 25 | 2.2% | 0.2% | ||
| Q3 25 | 0.8% | 0.5% | ||
| Q2 25 | 0.6% | 0.1% | ||
| Q1 25 | 0.3% | 0.1% | ||
| Q4 24 | 0.8% | 0.1% | ||
| Q3 24 | 0.0% | 0.6% | ||
| Q2 24 | 0.6% | 1.2% | ||
| Q1 24 | 0.3% | 1.0% |
| Q4 25 | 3.55× | — | ||
| Q3 25 | 1.65× | 242.00× | ||
| Q2 25 | 1.32× | — | ||
| Q1 25 | -0.49× | -8.47× | ||
| Q4 24 | 4.31× | — | ||
| Q3 24 | 0.76× | — | ||
| Q2 24 | 1.75× | — | ||
| Q1 24 | -0.69× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
