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Side-by-side financial comparison of ECB Bancorp, Inc. (ECBK) and Valens Semiconductor Ltd. (VLN). Click either name above to swap in a different company.

Valens Semiconductor Ltd. is the larger business by last-quarter revenue ($17.3M vs $9.5M, roughly 1.8× ECB Bancorp, Inc.). ECB Bancorp, Inc. runs the higher net margin — 27.3% vs -42.2%, a 69.5% gap on every dollar of revenue. On growth, ECB Bancorp, Inc. posted the faster year-over-year revenue change (33.8% vs 8.1%). ECB Bancorp, Inc. produced more free cash flow last quarter ($9.0M vs $-4.9M).

ECB Bancorp, Inc. (MD) is a US-based bank holding company. It offers a full suite of retail and commercial banking products including deposit accounts, consumer loans, commercial financing and wealth management solutions, primarily serving individuals and small-to-mid enterprises across local markets in Maryland.

Valens Semiconductor (Valens) is an Israeli fabless manufacturing company providing semiconductors for the automotive and audio-video industries. Valens provides semiconductor products for the distribution of uncompressed ultra-high-definition (UHD) multimedia content and in-vehicle connectivity applications. The company is a member of the MIPI Alliance and developed the first-to-market chipset that is compliant with the MIPI A-PHY standard. Valens invented the technology behind the HDBaseT s...

ECBK vs VLN — Head-to-Head

Bigger by revenue
VLN
VLN
1.8× larger
VLN
$17.3M
$9.5M
ECBK
Growing faster (revenue YoY)
ECBK
ECBK
+25.8% gap
ECBK
33.8%
8.1%
VLN
Higher net margin
ECBK
ECBK
69.5% more per $
ECBK
27.3%
-42.2%
VLN
More free cash flow
ECBK
ECBK
$13.9M more FCF
ECBK
$9.0M
$-4.9M
VLN

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
ECBK
ECBK
VLN
VLN
Revenue
$9.5M
$17.3M
Net Profit
$2.6M
$-7.3M
Gross Margin
63.0%
Operating Margin
36.7%
-46.4%
Net Margin
27.3%
-42.2%
Revenue YoY
33.8%
8.1%
Net Profit YoY
79.5%
29.3%
EPS (diluted)
$0.32
$-0.07

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ECBK
ECBK
VLN
VLN
Q4 25
$9.5M
Q3 25
$8.8M
$17.3M
Q2 25
$8.0M
$17.1M
Q1 25
$6.9M
$16.8M
Q4 24
$7.1M
Q3 24
$6.6M
$16.0M
Q2 24
$6.3M
$13.6M
Q1 24
$6.2M
Net Profit
ECBK
ECBK
VLN
VLN
Q4 25
$2.6M
Q3 25
$2.4M
$-7.3M
Q2 25
$1.4M
$-7.2M
Q1 25
$1.3M
$-8.3M
Q4 24
$1.4M
Q3 24
$1.1M
$-10.4M
Q2 24
$791.0K
$-8.9M
Q1 24
$621.0K
Gross Margin
ECBK
ECBK
VLN
VLN
Q4 25
Q3 25
63.0%
Q2 25
63.5%
Q1 25
62.9%
Q4 24
Q3 24
56.4%
Q2 24
61.4%
Q1 24
Operating Margin
ECBK
ECBK
VLN
VLN
Q4 25
36.7%
Q3 25
37.0%
-46.4%
Q2 25
23.9%
-43.3%
Q1 25
24.9%
-56.2%
Q4 24
27.3%
Q3 24
23.3%
-76.3%
Q2 24
16.9%
-69.2%
Q1 24
13.4%
Net Margin
ECBK
ECBK
VLN
VLN
Q4 25
27.3%
Q3 25
27.7%
-42.2%
Q2 25
18.0%
-42.1%
Q1 25
18.7%
-49.4%
Q4 24
20.3%
Q3 24
17.2%
-64.6%
Q2 24
12.6%
-65.2%
Q1 24
10.0%
EPS (diluted)
ECBK
ECBK
VLN
VLN
Q4 25
$0.32
Q3 25
$0.29
$-0.07
Q2 25
$0.17
$-0.07
Q1 25
$0.16
$-0.08
Q4 24
$0.18
Q3 24
$0.14
$-0.10
Q2 24
$0.09
$-0.08
Q1 24
$0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ECBK
ECBK
VLN
VLN
Cash + ST InvestmentsLiquidity on hand
$82.8M
$93.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$171.9M
$108.8M
Total Assets
$1.6B
$136.7M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ECBK
ECBK
VLN
VLN
Q4 25
$82.8M
Q3 25
$201.9M
$93.5M
Q2 25
$191.0M
$102.7M
Q1 25
$143.7M
$112.5M
Q4 24
$309.4M
Q3 24
$114.8M
$133.1M
Q2 24
$108.7M
$105.9M
Q1 24
$109.8M
Stockholders' Equity
ECBK
ECBK
VLN
VLN
Q4 25
$171.9M
Q3 25
$169.3M
$108.8M
Q2 25
$168.3M
$116.5M
Q1 25
$168.6M
$128.6M
Q4 24
$168.3M
Q3 24
$166.0M
$147.0M
Q2 24
$166.5M
$153.5M
Q1 24
$165.8M
Total Assets
ECBK
ECBK
VLN
VLN
Q4 25
$1.6B
Q3 25
$1.6B
$136.7M
Q2 25
$1.5B
$144.8M
Q1 25
$1.5B
$154.6M
Q4 24
$1.4B
Q3 24
$1.4B
$171.9M
Q2 24
$1.3B
$175.8M
Q1 24
$1.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ECBK
ECBK
VLN
VLN
Operating Cash FlowLast quarter
$9.2M
$-4.7M
Free Cash FlowOCF − Capex
$9.0M
$-4.9M
FCF MarginFCF / Revenue
94.7%
-28.5%
Capex IntensityCapex / Revenue
2.2%
1.6%
Cash ConversionOCF / Net Profit
3.55×
TTM Free Cash FlowTrailing 4 quarters
$14.2M
$-11.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ECBK
ECBK
VLN
VLN
Q4 25
$9.2M
Q3 25
$4.0M
$-4.7M
Q2 25
$1.9M
$-211.0K
Q1 25
$-631.0K
$-7.6M
Q4 24
$6.2M
Q3 24
$861.0K
$3.0M
Q2 24
$1.4M
$-225.0K
Q1 24
$-429.0K
Free Cash Flow
ECBK
ECBK
VLN
VLN
Q4 25
$9.0M
Q3 25
$4.0M
$-4.9M
Q2 25
$1.8M
$-330.0K
Q1 25
$-649.0K
$-8.0M
Q4 24
$6.2M
Q3 24
$2.2M
Q2 24
$1.3M
$-460.0K
Q1 24
$-449.0K
FCF Margin
ECBK
ECBK
VLN
VLN
Q4 25
94.7%
Q3 25
44.9%
-28.5%
Q2 25
23.0%
-1.9%
Q1 25
-9.4%
-47.3%
Q4 24
86.8%
Q3 24
14.0%
Q2 24
21.4%
-3.4%
Q1 24
-7.2%
Capex Intensity
ECBK
ECBK
VLN
VLN
Q4 25
2.2%
Q3 25
0.8%
1.6%
Q2 25
0.6%
0.7%
Q1 25
0.3%
2.1%
Q4 24
0.8%
Q3 24
0.0%
4.5%
Q2 24
0.6%
1.7%
Q1 24
0.3%
Cash Conversion
ECBK
ECBK
VLN
VLN
Q4 25
3.55×
Q3 25
1.65×
Q2 25
1.32×
Q1 25
-0.49×
Q4 24
4.31×
Q3 24
0.76×
Q2 24
1.75×
Q1 24
-0.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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