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Side-by-side financial comparison of ECB Bancorp, Inc. (ECBK) and cbdMD, Inc. (YCBD). Click either name above to swap in a different company.
ECB Bancorp, Inc. is the larger business by last-quarter revenue ($9.5M vs $5.0M, roughly 1.9× cbdMD, Inc.). ECB Bancorp, Inc. runs the higher net margin — 27.3% vs -5.6%, a 32.9% gap on every dollar of revenue. On growth, ECB Bancorp, Inc. posted the faster year-over-year revenue change (33.8% vs -1.9%). ECB Bancorp, Inc. produced more free cash flow last quarter ($9.0M vs $-977.3K). Over the past eight quarters, ECB Bancorp, Inc.'s revenue compounded faster (23.8% CAGR vs 7.1%).
ECB Bancorp, Inc. (MD) is a US-based bank holding company. It offers a full suite of retail and commercial banking products including deposit accounts, consumer loans, commercial financing and wealth management solutions, primarily serving individuals and small-to-mid enterprises across local markets in Maryland.
cbdMD, Inc. is a U.S.-based consumer wellness company that manufactures and distributes hemp-derived CBD products, including tinctures, topicals, gummies, pet care items, and bath products. All offerings undergo third-party quality testing, and are sold via e-commerce platforms, brick-and-mortar retail stores, and wellness partner channels primarily across the United States.
ECBK vs YCBD — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $9.5M | $5.0M |
| Net Profit | $2.6M | $-283.1K |
| Gross Margin | — | 59.8% |
| Operating Margin | 36.7% | -5.7% |
| Net Margin | 27.3% | -5.6% |
| Revenue YoY | 33.8% | -1.9% |
| Net Profit YoY | 79.5% | -1975.7% |
| EPS (diluted) | $0.32 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $9.5M | $5.0M | ||
| Q3 25 | $8.8M | $4.7M | ||
| Q2 25 | $8.0M | $4.6M | ||
| Q1 25 | $6.9M | $4.7M | ||
| Q4 24 | $7.1M | $5.1M | ||
| Q3 24 | $6.6M | $4.6M | ||
| Q2 24 | $6.3M | $5.2M | ||
| Q1 24 | $6.2M | $4.4M |
| Q4 25 | $2.6M | $-283.1K | ||
| Q3 25 | $2.4M | $-680.0K | ||
| Q2 25 | $1.4M | $-895.3K | ||
| Q1 25 | $1.3M | $-480.8K | ||
| Q4 24 | $1.4M | $15.1K | ||
| Q3 24 | $1.1M | $-152.8K | ||
| Q2 24 | $791.0K | $459.7K | ||
| Q1 24 | $621.0K | $-3.0M |
| Q4 25 | — | 59.8% | ||
| Q3 25 | — | 58.8% | ||
| Q2 25 | — | 61.5% | ||
| Q1 25 | — | 62.3% | ||
| Q4 24 | — | 66.5% | ||
| Q3 24 | — | 53.9% | ||
| Q2 24 | — | 65.8% | ||
| Q1 24 | — | 59.0% |
| Q4 25 | 36.7% | -5.7% | ||
| Q3 25 | 37.0% | -14.5% | ||
| Q2 25 | 23.9% | -19.6% | ||
| Q1 25 | 24.9% | -10.2% | ||
| Q4 24 | 27.3% | -1.7% | ||
| Q3 24 | 23.3% | -6.9% | ||
| Q2 24 | 16.9% | -7.4% | ||
| Q1 24 | 13.4% | -35.4% |
| Q4 25 | 27.3% | -5.6% | ||
| Q3 25 | 27.7% | -14.4% | ||
| Q2 25 | 18.0% | -19.4% | ||
| Q1 25 | 18.7% | -10.1% | ||
| Q4 24 | 20.3% | 0.3% | ||
| Q3 24 | 17.2% | -3.4% | ||
| Q2 24 | 12.6% | 8.9% | ||
| Q1 24 | 10.0% | -68.8% |
| Q4 25 | $0.32 | — | ||
| Q3 25 | $0.29 | — | ||
| Q2 25 | $0.17 | — | ||
| Q1 25 | $0.16 | — | ||
| Q4 24 | $0.18 | — | ||
| Q3 24 | $0.14 | — | ||
| Q2 24 | $0.09 | $-0.15 | ||
| Q1 24 | $0.07 | $-1.35 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $82.8M | $3.4M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $171.9M | $9.0M |
| Total Assets | $1.6B | $11.8M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $82.8M | $3.4M | ||
| Q3 25 | $201.9M | $2.3M | ||
| Q2 25 | $191.0M | $1.1M | ||
| Q1 25 | $143.7M | $1.8M | ||
| Q4 24 | $309.4M | $2.0M | ||
| Q3 24 | $114.8M | $2.5M | ||
| Q2 24 | $108.7M | $2.4M | ||
| Q1 24 | $109.8M | $2.1M |
| Q4 25 | $171.9M | $9.0M | ||
| Q3 25 | $169.3M | $7.2M | ||
| Q2 25 | $168.3M | $6.1M | ||
| Q1 25 | $168.6M | $665.8K | ||
| Q4 24 | $168.3M | $1.8M | ||
| Q3 24 | $166.0M | $2.0M | ||
| Q2 24 | $166.5M | $3.0M | ||
| Q1 24 | $165.8M | $3.1M |
| Q4 25 | $1.6B | $11.8M | ||
| Q3 25 | $1.6B | $10.4M | ||
| Q2 25 | $1.5B | $9.9M | ||
| Q1 25 | $1.5B | $10.9M | ||
| Q4 24 | $1.4B | $11.5M | ||
| Q3 24 | $1.4B | $10.6M | ||
| Q2 24 | $1.3B | $13.8M | ||
| Q1 24 | $1.3B | $14.6M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $9.2M | $-812.5K |
| Free Cash FlowOCF − Capex | $9.0M | $-977.3K |
| FCF MarginFCF / Revenue | 94.7% | -19.5% |
| Capex IntensityCapex / Revenue | 2.2% | 3.3% |
| Cash ConversionOCF / Net Profit | 3.55× | — |
| TTM Free Cash FlowTrailing 4 quarters | $14.2M | $-2.1M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $9.2M | $-812.5K | ||
| Q3 25 | $4.0M | $-240.7K | ||
| Q2 25 | $1.9M | $-704.2K | ||
| Q1 25 | $-631.0K | $-189.5K | ||
| Q4 24 | $6.2M | $-317.9K | ||
| Q3 24 | $861.0K | $167.4K | ||
| Q2 24 | $1.4M | $289.8K | ||
| Q1 24 | $-429.0K | $-704.1K |
| Q4 25 | $9.0M | $-977.3K | ||
| Q3 25 | $4.0M | $-243.6K | ||
| Q2 25 | $1.8M | $-705.7K | ||
| Q1 25 | $-649.0K | $-205.0K | ||
| Q4 24 | $6.2M | $-482.3K | ||
| Q3 24 | — | $157.4K | ||
| Q2 24 | $1.3M | — | ||
| Q1 24 | $-449.0K | $-708.7K |
| Q4 25 | 94.7% | -19.5% | ||
| Q3 25 | 44.9% | -5.2% | ||
| Q2 25 | 23.0% | -15.3% | ||
| Q1 25 | -9.4% | -4.3% | ||
| Q4 24 | 86.8% | -9.4% | ||
| Q3 24 | — | 3.5% | ||
| Q2 24 | 21.4% | — | ||
| Q1 24 | -7.2% | -16.2% |
| Q4 25 | 2.2% | 3.3% | ||
| Q3 25 | 0.8% | 0.1% | ||
| Q2 25 | 0.6% | 0.0% | ||
| Q1 25 | 0.3% | 0.3% | ||
| Q4 24 | 0.8% | 3.2% | ||
| Q3 24 | 0.0% | 0.2% | ||
| Q2 24 | 0.6% | 0.0% | ||
| Q1 24 | 0.3% | 0.1% |
| Q4 25 | 3.55× | — | ||
| Q3 25 | 1.65× | — | ||
| Q2 25 | 1.32× | — | ||
| Q1 25 | -0.49× | — | ||
| Q4 24 | 4.31× | -21.06× | ||
| Q3 24 | 0.76× | — | ||
| Q2 24 | 1.75× | 0.63× | ||
| Q1 24 | -0.69× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ECBK
Segment breakdown not available.
YCBD
| Sales Channel Directly To Consumer | $3.6M | 72% |
| Sales Channel Through Intermediary | $1.4M | 28% |
