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Side-by-side financial comparison of Everus Construction Group, Inc. (ECG) and Primerica, Inc. (PRI). Click either name above to swap in a different company.
Everus Construction Group, Inc. is the larger business by last-quarter revenue ($1.0B vs $853.7M, roughly 1.2× Primerica, Inc.). Primerica, Inc. runs the higher net margin — 23.1% vs 5.5%, a 17.6% gap on every dollar of revenue. On growth, Everus Construction Group, Inc. posted the faster year-over-year revenue change (33.2% vs 11.0%). Over the past eight quarters, Everus Construction Group, Inc.'s revenue compounded faster (27.1% CAGR vs 7.2%).
Primerica, Inc. is a multi-level marketing company that provides insurance, investment and financial services to middle-income families in the United States and Canada.
ECG vs PRI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.0B | $853.7M |
| Net Profit | $55.3M | $197.0M |
| Gross Margin | 11.6% | — |
| Operating Margin | 6.8% | 28.9% |
| Net Margin | 5.5% | 23.1% |
| Revenue YoY | 33.2% | 11.0% |
| Net Profit YoY | 60.4% | 17.9% |
| EPS (diluted) | $1.09 | $6.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.0B | $853.7M | ||
| Q3 25 | $986.8M | $839.9M | ||
| Q2 25 | $921.5M | $793.3M | ||
| Q1 25 | $826.6M | $804.8M | ||
| Q4 24 | $759.6M | $768.8M | ||
| Q3 24 | $761.0M | $774.1M | ||
| Q2 24 | $703.4M | $803.4M | ||
| Q1 24 | $625.7M | $742.8M |
| Q4 25 | $55.3M | $197.0M | ||
| Q3 25 | $57.0M | $206.8M | ||
| Q2 25 | $52.8M | $178.3M | ||
| Q1 25 | $36.7M | $169.1M | ||
| Q4 24 | $34.5M | $167.1M | ||
| Q3 24 | $41.8M | $164.4M | ||
| Q2 24 | $39.0M | $1.2M | ||
| Q1 24 | $28.2M | $137.9M |
| Q4 25 | 11.6% | — | ||
| Q3 25 | 12.6% | — | ||
| Q2 25 | 13.0% | — | ||
| Q1 25 | 11.2% | — | ||
| Q4 24 | 11.4% | — | ||
| Q3 24 | 11.8% | — | ||
| Q2 24 | 12.6% | 98.0% | ||
| Q1 24 | 11.9% | 98.2% |
| Q4 25 | 6.8% | 28.9% | ||
| Q3 25 | 7.3% | 32.3% | ||
| Q2 25 | 7.9% | 29.6% | ||
| Q1 25 | 6.2% | 27.5% | ||
| Q4 24 | 6.1% | 64.7% | ||
| Q3 24 | 7.1% | 32.9% | ||
| Q2 24 | 7.3% | 1.0% | ||
| Q1 24 | 6.2% | 24.1% |
| Q4 25 | 5.5% | 23.1% | ||
| Q3 25 | 5.8% | 24.6% | ||
| Q2 25 | 5.7% | 22.5% | ||
| Q1 25 | 4.4% | 21.0% | ||
| Q4 24 | 4.5% | 21.7% | ||
| Q3 24 | 5.5% | 21.2% | ||
| Q2 24 | 5.5% | 0.1% | ||
| Q1 24 | 4.5% | 18.6% |
| Q4 25 | $1.09 | $6.11 | ||
| Q3 25 | $1.11 | $6.35 | ||
| Q2 25 | $1.03 | $5.40 | ||
| Q1 25 | $0.72 | $5.05 | ||
| Q4 24 | $0.68 | $4.92 | ||
| Q3 24 | $0.82 | $4.83 | ||
| Q2 24 | $0.76 | $0.03 | ||
| Q1 24 | $0.55 | $3.93 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $756.2M |
| Total DebtLower is stronger | $281.5M | — |
| Stockholders' EquityBook value | $629.8M | $2.4B |
| Total Assets | $1.7B | $15.0B |
| Debt / EquityLower = less leverage | 0.45× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $756.2M | ||
| Q3 25 | — | $644.9M | ||
| Q2 25 | — | $621.2M | ||
| Q1 25 | — | $625.1M | ||
| Q4 24 | — | $687.8M | ||
| Q3 24 | $553.0K | $550.1M | ||
| Q2 24 | — | $627.3M | ||
| Q1 24 | — | $593.4M |
| Q4 25 | $281.5M | — | ||
| Q3 25 | $285.1M | — | ||
| Q2 25 | $288.6M | — | ||
| Q1 25 | $292.1M | — | ||
| Q4 24 | $295.6M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $629.8M | $2.4B | ||
| Q3 25 | $573.0M | $2.3B | ||
| Q2 25 | $514.4M | $2.3B | ||
| Q1 25 | $460.2M | $2.3B | ||
| Q4 24 | $422.6M | $2.3B | ||
| Q3 24 | $453.3M | $1.9B | ||
| Q2 24 | $490.0M | $2.1B | ||
| Q1 24 | $464.3M | $2.2B |
| Q4 25 | $1.7B | $15.0B | ||
| Q3 25 | $1.6B | $14.8B | ||
| Q2 25 | $1.5B | $14.8B | ||
| Q1 25 | $1.4B | $14.6B | ||
| Q4 24 | $1.3B | $14.6B | ||
| Q3 24 | $1.3B | $14.8B | ||
| Q2 24 | — | $14.6B | ||
| Q1 24 | — | $14.9B |
| Q4 25 | 0.45× | — | ||
| Q3 25 | 0.50× | — | ||
| Q2 25 | 0.56× | — | ||
| Q1 25 | 0.63× | — | ||
| Q4 24 | 0.70× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $48.2M | $338.2M |
| Free Cash FlowOCF − Capex | $23.5M | — |
| FCF MarginFCF / Revenue | 2.3% | — |
| Capex IntensityCapex / Revenue | 2.4% | — |
| Cash ConversionOCF / Net Profit | 0.87× | 1.72× |
| TTM Free Cash FlowTrailing 4 quarters | $90.0M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $48.2M | $338.2M | ||
| Q3 25 | $76.2M | $202.9M | ||
| Q2 25 | $25.3M | $162.6M | ||
| Q1 25 | $7.1M | $197.5M | ||
| Q4 24 | — | $270.6M | ||
| Q3 24 | $78.9M | $207.3M | ||
| Q2 24 | — | $173.3M | ||
| Q1 24 | $21.9M | $210.9M |
| Q4 25 | $23.5M | — | ||
| Q3 25 | $65.7M | — | ||
| Q2 25 | $12.3M | — | ||
| Q1 25 | $-11.4M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $60.9M | — | ||
| Q2 24 | — | — | ||
| Q1 24 | $12.6M | — |
| Q4 25 | 2.3% | — | ||
| Q3 25 | 6.7% | — | ||
| Q2 25 | 1.3% | — | ||
| Q1 25 | -1.4% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 8.0% | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 2.0% | — |
| Q4 25 | 2.4% | — | ||
| Q3 25 | 1.1% | — | ||
| Q2 25 | 1.4% | — | ||
| Q1 25 | 2.2% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 2.4% | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 1.5% | — |
| Q4 25 | 0.87× | 1.72× | ||
| Q3 25 | 1.34× | 0.98× | ||
| Q2 25 | 0.48× | 0.91× | ||
| Q1 25 | 0.19× | 1.17× | ||
| Q4 24 | — | 1.62× | ||
| Q3 24 | 1.89× | 1.26× | ||
| Q2 24 | — | 147.98× | ||
| Q1 24 | 0.77× | 1.53× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ECG
| Commercial | $594.5M | 59% |
| Utility | $203.5M | 20% |
| Industrial | $82.8M | 8% |
| Institutional | $66.1M | 7% |
| Service And Other | $28.4M | 3% |
| Transportation | $24.2M | 2% |
| Renewables | $19.8M | 2% |
PRI
| Revenues From Sources Other Than Contracts With Customers | $445.9M | 52% |
| Investment And Savings Products Segment Revenues | $340.3M | 40% |
| Other | $56.5M | 7% |
| Segment Revenues From Contracts With Customers | $11.0M | 1% |
