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Side-by-side financial comparison of Everus Construction Group, Inc. (ECG) and SoFi Technologies, Inc. (SOFI). Click either name above to swap in a different company.
SoFi Technologies, Inc. is the larger business by last-quarter revenue ($1.0B vs $1.0B, roughly 1.0× Everus Construction Group, Inc.). SoFi Technologies, Inc. runs the higher net margin — 16.9% vs 5.5%, a 11.5% gap on every dollar of revenue. On growth, SoFi Technologies, Inc. posted the faster year-over-year revenue change (39.6% vs 33.2%). Everus Construction Group, Inc. produced more free cash flow last quarter ($23.5M vs $-4.0B). Over the past eight quarters, Everus Construction Group, Inc.'s revenue compounded faster (27.1% CAGR vs 26.1%).
SoFi Technologies, Inc. is an American financial technology company. Founded in 2011 by Stanford University students, it operates as a nationally chartered online bank and is a technology provider to other financial institutions. SoFi is the largest U.S. based online lender, and has 13.7 million customers as of 2025.
ECG vs SOFI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.0B | $1.0B |
| Net Profit | $55.3M | $173.5M |
| Gross Margin | 11.6% | 84.2% |
| Operating Margin | 6.8% | 18.1% |
| Net Margin | 5.5% | 16.9% |
| Revenue YoY | 33.2% | 39.6% |
| Net Profit YoY | 60.4% | -47.8% |
| EPS (diluted) | $1.09 | $0.14 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.0B | $1.0B | ||
| Q3 25 | $986.8M | $961.6M | ||
| Q2 25 | $921.5M | $854.9M | ||
| Q1 25 | $826.6M | $771.8M | ||
| Q4 24 | $759.6M | $734.1M | ||
| Q3 24 | $761.0M | $697.1M | ||
| Q2 24 | $703.4M | $598.6M | ||
| Q1 24 | $625.7M | $645.0M |
| Q4 25 | $55.3M | $173.5M | ||
| Q3 25 | $57.0M | $139.4M | ||
| Q2 25 | $52.8M | $97.3M | ||
| Q1 25 | $36.7M | $71.1M | ||
| Q4 24 | $34.5M | $332.5M | ||
| Q3 24 | $41.8M | $60.7M | ||
| Q2 24 | $39.0M | $17.4M | ||
| Q1 24 | $28.2M | $88.0M |
| Q4 25 | 11.6% | 84.2% | ||
| Q3 25 | 12.6% | 83.2% | ||
| Q2 25 | 13.0% | 82.4% | ||
| Q1 25 | 11.2% | 82.4% | ||
| Q4 24 | 11.4% | 82.5% | ||
| Q3 24 | 11.8% | 82.3% | ||
| Q2 24 | 12.6% | 81.7% | ||
| Q1 24 | 11.9% | 84.5% |
| Q4 25 | 6.8% | 18.1% | ||
| Q3 25 | 7.3% | 15.4% | ||
| Q2 25 | 7.9% | 13.1% | ||
| Q1 25 | 6.2% | 10.3% | ||
| Q4 24 | 6.1% | 8.2% | ||
| Q3 24 | 7.1% | 9.2% | ||
| Q2 24 | 7.3% | 2.6% | ||
| Q1 24 | 6.2% | 14.6% |
| Q4 25 | 5.5% | 16.9% | ||
| Q3 25 | 5.8% | 14.5% | ||
| Q2 25 | 5.7% | 11.4% | ||
| Q1 25 | 4.4% | 9.2% | ||
| Q4 24 | 4.5% | 45.3% | ||
| Q3 24 | 5.5% | 8.7% | ||
| Q2 24 | 5.5% | 2.9% | ||
| Q1 24 | 4.5% | 13.7% |
| Q4 25 | $1.09 | $0.14 | ||
| Q3 25 | $1.11 | $0.11 | ||
| Q2 25 | $1.03 | $0.08 | ||
| Q1 25 | $0.72 | $0.06 | ||
| Q4 24 | $0.68 | $0.31 | ||
| Q3 24 | $0.82 | $0.05 | ||
| Q2 24 | $0.76 | $0.01 | ||
| Q1 24 | $0.55 | $0.02 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $4.9B |
| Total DebtLower is stronger | $281.5M | — |
| Stockholders' EquityBook value | $629.8M | $10.5B |
| Total Assets | $1.7B | $50.7B |
| Debt / EquityLower = less leverage | 0.45× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $4.9B | ||
| Q3 25 | — | $3.2B | ||
| Q2 25 | — | $2.1B | ||
| Q1 25 | — | $2.1B | ||
| Q4 24 | — | $2.5B | ||
| Q3 24 | $553.0K | $2.4B | ||
| Q2 24 | — | $2.3B | ||
| Q1 24 | — | $3.7B |
| Q4 25 | $281.5M | — | ||
| Q3 25 | $285.1M | — | ||
| Q2 25 | $288.6M | — | ||
| Q1 25 | $292.1M | — | ||
| Q4 24 | $295.6M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $629.8M | $10.5B | ||
| Q3 25 | $573.0M | $8.8B | ||
| Q2 25 | $514.4M | $6.9B | ||
| Q1 25 | $460.2M | $6.7B | ||
| Q4 24 | $422.6M | $6.5B | ||
| Q3 24 | $453.3M | $6.1B | ||
| Q2 24 | $490.0M | $5.9B | ||
| Q1 24 | $464.3M | $5.8B |
| Q4 25 | $1.7B | $50.7B | ||
| Q3 25 | $1.6B | $45.3B | ||
| Q2 25 | $1.5B | $41.1B | ||
| Q1 25 | $1.4B | $37.7B | ||
| Q4 24 | $1.3B | $36.3B | ||
| Q3 24 | $1.3B | $34.4B | ||
| Q2 24 | — | $32.6B | ||
| Q1 24 | — | $31.3B |
| Q4 25 | 0.45× | — | ||
| Q3 25 | 0.50× | — | ||
| Q2 25 | 0.56× | — | ||
| Q1 25 | 0.63× | — | ||
| Q4 24 | 0.70× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $48.2M | $-3.7B |
| Free Cash FlowOCF − Capex | $23.5M | $-4.0B |
| FCF MarginFCF / Revenue | 2.3% | -388.8% |
| Capex IntensityCapex / Revenue | 2.4% | 23.7% |
| Cash ConversionOCF / Net Profit | 0.87× | -21.56× |
| TTM Free Cash FlowTrailing 4 quarters | $90.0M | $-6.9B |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $48.2M | $-3.7B | ||
| Q3 25 | $76.2M | $-1.3B | ||
| Q2 25 | $25.3M | $-1.5B | ||
| Q1 25 | $7.1M | $21.5M | ||
| Q4 24 | — | $-1.1B | ||
| Q3 24 | $78.9M | $-1.2B | ||
| Q2 24 | — | $-484.4M | ||
| Q1 24 | $21.9M | $738.2M |
| Q4 25 | $23.5M | $-4.0B | ||
| Q3 25 | $65.7M | $-1.4B | ||
| Q2 25 | $12.3M | $-1.5B | ||
| Q1 25 | $-11.4M | $-31.1M | ||
| Q4 24 | — | $-1.3B | ||
| Q3 24 | $60.9M | $-1.2B | ||
| Q2 24 | — | $-521.1M | ||
| Q1 24 | $12.6M | $706.3M |
| Q4 25 | 2.3% | -388.8% | ||
| Q3 25 | 6.7% | -142.0% | ||
| Q2 25 | 1.3% | -179.0% | ||
| Q1 25 | -1.4% | -4.0% | ||
| Q4 24 | — | -173.5% | ||
| Q3 24 | 8.0% | -174.6% | ||
| Q2 24 | — | -87.0% | ||
| Q1 24 | 2.0% | 109.5% |
| Q4 25 | 2.4% | 23.7% | ||
| Q3 25 | 1.1% | 6.2% | ||
| Q2 25 | 1.4% | 7.4% | ||
| Q1 25 | 2.2% | 6.8% | ||
| Q4 24 | — | 21.0% | ||
| Q3 24 | 2.4% | 6.2% | ||
| Q2 24 | — | 6.1% | ||
| Q1 24 | 1.5% | 5.0% |
| Q4 25 | 0.87× | -21.56× | ||
| Q3 25 | 1.34× | -9.37× | ||
| Q2 25 | 0.48× | -15.08× | ||
| Q1 25 | 0.19× | 0.30× | ||
| Q4 24 | — | -3.37× | ||
| Q3 24 | 1.89× | -19.32× | ||
| Q2 24 | — | -27.83× | ||
| Q1 24 | 0.77× | 8.39× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ECG
| Commercial | $594.5M | 59% |
| Utility | $203.5M | 20% |
| Industrial | $82.8M | 8% |
| Institutional | $66.1M | 7% |
| Service And Other | $28.4M | 3% |
| Transportation | $24.2M | 2% |
| Renewables | $19.8M | 2% |
SOFI
Segment breakdown not available.
